Sunday, October 26, 2008

MoneyWalk 121: Don't Compromise with Debt

This program will help you undo financial bondage.

God desires that you be debt-free. He wants this for your personal life and business ownership. Many have ignored God's instructions and warnings about debt and others have compromised them not believing it's possible to be debt-free. While a few people wind up appearing better off because they leveraged consumer debt, the vast majority of people are destroying peace and joy in their lives via excessive debt.

A legitimate reason for taking on debt is for parents to provide food and/or shelter during a period of poverty in which severe hardship has overtaken the family. It may also be acceptable to use debt instruments whenever you have fixed assets of an amount that covers the total loan plus interests and costs and enough income or cash flow to cover the monthly payments. This scenario describes most real estate purchases whether for a family’s primary home, rental property, flipping, or commercial property. However, it could also describe other asset purchases using borrowed money.

The latter type of indebtedness could be considered shrewd because the asset may increase in value to be more than the outstanding amount of the loan at any given point in time. Also, because such investments may create enough cash flow (income) to more than cover the monthly loan payment and any other expenses resulting from ownership of the assets. In such situations, you earn more on your money than you pay out in interest on the loan. Some call it using the world’s money to make a fortune for the kingdom. Yet, one must be very careful when walking this path because many people with good intentions were not able to produce enough cash flow to cover the loan payments and/or the value of the asset dropped due to market conditions. In many such situations, people (even Christians) were forced to file bankruptcy or had the properties foreclosed on and wound up with huge amounts of debt still being pursued by bill collectors.

When people compromise by taking on debt instruments without the net worth to cover the entire amount of indebtedness, they usually shortchange the kingdom of God and the church and bring financial hardship upon their families because they enter into such situations with many creditors (mortgages, car notes, visas, charge cards, etc.). This eliminates disposable income that could be used to invest and grow wealth and puts them in a position where they choose to pay creditors instead of paying tithes to their local church to help lead people to Jesus Christ and teach them how to walk in His ways.

Unfortunately, while most people look for blessings from God they make financial pacts with the devil and give his methods more allegiance than God's principles. Your vision should be focused on the fact that God is able to prosper you and grow great wealth for your family without you being in debt. This is truly the best position to work yourself into. It’s wonderful to know that we have a God whose vision for you is that large and who is powerful enough to help you make it happen!

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!
Deuteronomy 28:12-13, Psalms 37:21-22, Proverbs 22:6-7, Romans 13:8
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Tuesday, October 21, 2008

MoneyWalk 120: Mission Driven Money Management

This program will help you undo financial bondage.

If all God wanted was for you to have everything that appeals to your natural mind (big houses, fine cars, expensive clothes, and fine jewelry) no matter what the cost, then you'd be on the right road by spending all your net income and using credit to get such things and more of them all the time. However, the bible reveals that we should seek first the kingdom of God and His righteousness (the life that is according to His standards) and every thing we need for life, godliness, and ministry will be given to us. This includes provision for the ministry of cultivating family, friend, church, business, employment, and financial relationships, etc. in a manner that glorifies God.

Christians should not seek after blessings directly, rather we must know that our loving Father will bestow them on us as we seek to do His will and follow the directions He gives us: in His Word (logos) and by His Spirit speaking directly what He wants us to do (rhema). When wealth is provided by Him and brought about by using the deeper relationship with Christ process spoken throughout scripture, there will be no sorrow added. Many unbelievers experience the opposite because they go about amassing riches without following God’s lifestyle and financial standards. Many look good on the outside having plenty of stuff their flesh (carnal soulish nature) craves for, but they are full of decay and destruction internally and eternally, not able to maintain marriages and moral behavior in a way that truly serve them, spouses, children, and other people.

Unsaved people try to obtain the best by avoiding relationship with Jesus Christ and trying to do everything on their own to get such things including constantly taking out more loans to get it and looking at most situations from a “what can I get out of it” perspective. The pressure of this lifestyle brings sorrow, anxiety, and fear. But, it is not so for those whose relationship and pursuit is found in Jesus Christ because the bible declares that the kingdom of God is righteousness, peace, and joy in the Holy Spirit. The person in pursuit of Christ thinks “what does the Father want me to do” and “how can I use this resource to bring the glorious light of the gospel into more people’s lives.”

Unfortunately, through misinformation and self-serving interpretations of bible passages many saved people use the world system to try and be blessed. They usually wind up with sorrows instead, at least while on earth. Hopefully, saved and unsaved alike will recognize that they should first seek relationship with God and His guidance in every area of life including their finances. His scriptures identify a financial plan (principles that help you manage money in a way that is pleasing to Him and truly helpful to others). He wants you to know that you’ll be a slave to satan and selfish thinking when you follow any other plan.

He created you to support ministry with a great portion of your money. Your management of money should be mission driven based on the fact that you, like God, don't want anyone to perish but all to repent for their sins, accept Christ as Lord, inherit eternal life, and be truly fruitful while on earth. Financially speaking fruitfulness can only happen when you read scripture and pray daily, fellowship weekly with a local church and other believers, work when able-bodied, consistently tithe and give offerings, live on less than your net income, eliminate debt on depreciating assets, refuse to employ loans to obtain depreciating assets in the future, forsake co-signing for other people, establish suitable savings for emergencies and unusual expenses, invest in assets that show a history of appreciation (real estate, stocks, bonds, etc.), trust God to provide things you need through your income or the goodwill of other people, and employ deferred gratification until you’re able to buy with cash things you desire. This pattern fits the Great Co-mission and allows godly wealth accumulation to be the order of your life.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!
Deuteronomy 8:18-20, Psalms 2:8, Matthew 28:18-20, Acts 26:15-18, 2Timothy 1:7-8
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Monday, October 13, 2008

MoneyWalk 119: You Need Rest!

This program will help you undo financial bondage.

The world's system for prospering can wear you out and disappoints you, because it's based on mimicking the Jones' whether or not you have their level of income. You’re constantly pushed by other people and by your own mind to show your status through the home you live in, the cars you drive, the clothes, and jewelry you wear. Satan and his demonic cohorts also push temptations through your thought life that attempt to increase your desire to frequently get bigger homes, cars, clothes, jewelry, and other material things that make it look like you're continually prospering.

In addition, they pressure you to have the herd mentality like the masses, seeking to make your life so busy that it becomes hectic and of little value to those to whom it should have the greatest value: spouses, children, family, friends, co-workers, and neighbors. In some instances, they convince you to be a respecter of persons who stops fellowshipping with everyone you perceive as unsuccessful. Only because they don't look or act like they are successful or they don't have a business, position, or title that represents the upward mobility that you seek.

Such attitudes and actions cause peace to evaporate from your life because they are relationship busters. They are subtly rooted in the mindset that success occurs only when you spend all your time around and network only with successful people. You'll wreck your life and God's purpose for you when trying to be successful by forsaking relationships with those whose income, wealth, and social status is less than yours in the eyes of men.

Allow Jesus to help you rest by learning from Him to forsake the world's ways by giving abundantly to ministry endeavors to honor Him, eliminating all debt, saving and investing, refusing to let competition with the Joneses run your life, and refusing to be a respecter of persons. Remember, Jesus entered into relationship with a lowly group of men who were unlearned by the world’s standards. He then used them to bring the gospel, deliverance from bondage, and healing to the masses of people who are poor, oppressed, and afflicted.

He also allowed us to see that being rich with great social status on earth was not a measure God would use to judge a person’s heavenly eternal status. Wealth is something God desires for everyone because we can use it to do more ministry works on earth, however the attitudes and actions of some rich people make them eternally poor and some in high earthly positions will not be esteemed when they stand in front of God on Judgment Day. All that we are and ever hope to be must come from our relationship with Him and will include relationships and associations with people who are less fortunate on earth than we are. We must do as Jesus did and be around people of various cultures, incomes, and levels of wealth according to how God plants us. This is necessary in order to win many to God.

Yet, we must also, by the power of the Holy Spirit within us, refuse to take on the ungodly activities in the lives of people around us because God desires that we teach them His will and ways. Being one who is constantly maturing in Christ-likeness is one of the greatest teaching methods you can employ. Learning from the masters of Christ-like living, including those who utilize God’s biblical financial plan, and sharing it with the masses will provide the rest in God that you need and maintain or bring peace and joy back into your life.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!
Psalms 116:6-8, Jeremiah 6:16, Matthew 11:28-30, Hebrews 4:1-3
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Sunday, October 5, 2008

MoneyWalk #118: Don't Give The Devil An Opportunity To Destroy You

This program will help you undo financial bondage.

Whether rich or poor, you could be giving the devil an opportunity to use you as a bad example for other people to see. He goes around like a roaring lion seeking to steal from, kill, or destroy whomever let's him. His ultimate desire is to devour you and have you reside in Hell forever with him and his demonic buddies.

He gave up his estate in heaven and the glory that God bestowed on him for all to see. All because he desired to take God’s throne. Pride and greed corrupted him and led to his great fall. Unfortunately one third of the other angels followed his example and now they all know the eternal judgment that awaits them. So, their aim under the leadership of satan is to convince as many people as possible that they should forsake a relationship with Jesus Christ and should pay no attention to his moral laws. They figure their going to hell to suffer forever at God’s appointed time, so why not take as many humans as possible with them.

He's deceived rich people to believe that they are cream of the crop and imminently right with God otherwise they could not have amassed great wealth. Thus, leading the rich to oppress and/or despise the poor and middle class. Likewise, he leads the poor and middle class to despise the rich, causing them to believe that great amounts of wealth are inherently evil and thus one must have been a crook in order to amass such amounts. Sometimes it seems that neither understands that he wants to destroy all humans and thus has deceived many with half-truths and out right lies, as he appears to them like an angel of light.

But you have a way out and the bible calls it bringing yourself into obedience so that all disobedience against you caused by man and satanic beings will be revenged. If you'll commit your heart to Jesus Christ as Savior and LORD and commit to using His principles to govern your life, then He'll give you new life that lasts eternally and he'll show you more and more of His ways as you walk on His straight and narrow path that leads to abundance and fulfillment of purpose. Don't worry, He knew you couldn't do this on your own so He committed the Holy Spirit to walk inside you and beside you to guide you to this heavenly promise.

He loves and cares for you, that's why He shed His blood for you on the cross and gave you power over all the power of the enemy. He doesn't want the great opportunities he prepared for you on earth or in heaven destroyed by satan and his demonic cohorts. So, He made a way, in Christ, for you to be and achieve all that He intended for you. Now, it’s time to do your part by repenting of sin and accepting Him as Savior and Lord. This will lead you to live more and more by His principles and will naturally and eternally bless you in every arena of life.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!
2Corinthians 10:1-6, Ephesians 4:27, Philippians 4:19, 1Thessalonians 5:22
PLEASE FORWARD THESE BONDAGE BREAKING ARTICLES TO OTHER PEOPLE WHO CAN USE HELPFUL INSIGHT!!!