MoneyWalk 255: Borrowing Can Hurt You

This program will help you undo financial bondage.

If you’re like most people, much of your past borrowing was meant to satisfy desires and not necessities. It is not automatically bad to satisfy desire as long as you have taken care of providing you and your family needs. However, the problem is in borrowing to get products and services that do not have appreciating value in the future that will be far above the cost of the item purchased and the associate finance costs.

Simply put, God’s best for you, as shown in the bible, is for you to be able to get everything you need and desire, that is not bad for you, without you going into debt to get it. Having debt on things with depreciating value is bondage and it eventually leads to greater levels of mental and spiritual torment when you continue this practice through the course of your life.

God will provide your every need and desires that are good for you without you borrowing to supply them. When you refuse to take on consumer debt, you enable the LORD to supernaturally provide for your needs by moving people and organizations to give you things you need with little or no cost, especially when you're unable to purchase them at higher cost. He shows you how to manage your money to pay cash for non-appreciating items like cars, furniture, and appliances without burdening your family with debt. There is an immediate sacrifice of unneeded material purchases, but the future payoff in added joy, peace, and comfort is so tremendous that it's well worth the sacrifice.

The process starts for you by saying no to any loan offer to purchase something when you don’t have the cash right now to pay for the item. You might have a low interest card but make sure any charges you make to the card account is more than covered by your non-emergency fund savings account and that you’re able to pay the entire charge at the next card account payment due date. If you fail to follow this process and allow the creditor to charge revolving interest each month on the unpaid balance you will generally be looking at paying on average about 15% more in finance charges annually than you would be earning on money held in your savings account. Some people have finance charges on cards that are so high they pay 25 to 30% more and others that use payday lending and other forms of predatory lending pay far more. This is not the direction you want borrowing to take you, otherwise you’ll soon be broke, busted, and disgusted with your financial situation.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Deuteronomy 28:12, Psalms 37:21, Proverbs 22:7, 27:23-24, Romans 13:8

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You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

MoneyWalk 254: Prosperity Is Produced By Givers

This program will help you undo financial bondage.

Being faithful often requires that you sacrifice some pleasures early on to reduce the amount you would otherwise pay creditors, so that you prioritize tithes and offerings to God before paying anyone else. This results in His supernatural blessing on your finances by getting the devil off your case so that He does not devour the seed and the fruit that has been already given to you. It also keeps the windows of Heaven open for greater opportunities for you in endeavors and arenas in which you can exhibit Christ likeness in your conversation and conduct, shine, and give glory to the LORD.

The bible shows that you prioritize the LORD’s will above your own in your finances when you give your local church and other ministries ten percent of your gross income plus an offering each pay period. Different forms of offering (alms, building funds, etc.) are freewill in nature and should be given cheerfully as you purpose in your heart recognizing that God will give bountifully to you because you give bountifully to spread the gospel and build up the saints. Thus, God has not commanded a specific percentage or dollar amount of gross pay to be given each pay period. However, He recognizes and so should you that those who faithfully tithe always mature into bountiful givers who are abundantly blessed throughout their lives.

You honor the LORD by recognizing that He is creator and provider of all good things when you give faithfully to ministry work. This faith-filled attitude of heart, lifestyle organization, and management of your finances allows you to eventually obtain the money you need to pay each creditor all you owe them, maintain a debt-free lifestyle, and live in and build upon the abundance it produces.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Genesis 14:20, Malachi 3:8-10, Matthew 23:23, Hebrews 7:2-8

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You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

MoneyWalk 253: More Than Enough

This program will help you undo financial bondage.

The parables of the talents and minas in Matthew chapter 25 and Luke chapter 19 show that the LORD expects you to properly manage the money and talents He entrusted to you according to the example He has shown you in the bible. They also show that you can expect to receive more to manage when you manage your current resources for His glory. Men may look at your role as little, but God considers what you do to be great and your life greatly blessed because of the faithfulness you display in doing His will instead of your own.

Managing your life and money opposite biblical instruction brings chaos and destruction into your life and may have eternal consequences for you when you don’t repent, turn to the LORD, and change your ways by the power of the Holy Spirit. Those who don't properly manage their incomes cannot be used by God to fulfill the purpose for which they were created and they cannot perpetuate wealth from generation to generation. Your wealth should be used to communicate the new covenant of Jesus Christ thereby leading people to the One they need to have relationship within order to live prosperously on earth and throughout eternity.

Whether rich or poor, the bible exhorts you to seek first God’s kingdom and righteousness knowing that everything you need and more will be given by Him into your life. This gives you freedom to use your money to evangelize and disciple other people, provide for your family, and start and maintain businesses that glorify God and provide for the needs of other people. Proper money management results in abundant giving proportionate to your income, eliminating debt that reduces your ability to give abundantly, and investing that enhances your ability to be a long-term asset to your local Church and ministries that build God’s kingdom in the hearts of people worldwide.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Proverbs 27:23-24, Matthew 25:14-31, Luke 19:12-27, 2Corinthians 8:11-15

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You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

MoneyWalk 252: FAITH IS ALSO IDENTIFIED BY WORKS

This program will help you undo financial bondage.

Your ungratefulness toward God by believing that someone owes you something more than your current income provides moves you to unfaithfulness from which you continue to suffer emotionally, financially, and spiritually. When you see your job and ministry work as burdens instead of blessings you fail to oil the godly networking machine that can positively change your financial future.

So, be diligent at work, aspire to lead your life in quietness, and change your attitude to recognize that you work to please the LORD. Then you are able to do the best job possible within moral guidelines to please the people God has placed in authority over you. This positively changes the environment you work in and moves the LORD to provide more opportunities for upward mobility in the future.

These opportunities bring promotions and increases that lead to the elimination of debt and to business ventures that weren't possible when you were discontent and full of negativity. When you become a diligent worker who doesn't complain, your present situation will become a link to the next higher step in God's spiritual and financial development for you. He'll show you how to stretch your current income and increase it in the future to enable you to be successful at everything He leads you to do.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Proverbs 6:6-11, Psalms 112:1-10, 2Thessalonians 3:10-16, James 2:19-24

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You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

MoneyWalk 251: You Need Patience

This program will help you undo financial bondage.

When you seek God and His righteousness before everything else you will prosper. This requires that you sow godly seed by allowing faith to produce good works in you that flow out of you enabling you to support gospel ministry, your family, and others in need.

Giving yourself and a portion of your income to ministry allows you to spread the gospel throughout the earth thereby leading men, women, and children to Jesus Christ. Satan and the demonic forces don't want your money used for this purpose because they hate men and want to destroy you. Therefore they will put obstacles in your path that present difficult financial situations and struggles. However, you must not fear them or you will give them power to destroy you and keep you from your God-desired destiny. Instead, you must believe the promises of God and use the power He placed in you to rebuke the devourer of your finances, open the windows of heaven, and pour you out a blessing so large that you must share it with other people.

Have patience in tithing to your local church, abundantly giving offerings for worthwhile ministries, and learning biblical money management principles so you can be a good steward over all the resources God entrusts to you. This allows you to overcome the strategies and obstacles of the enemy and be in a position where the LORD will give you more to manage on His behalf. Then, you will have the discipline and endurance to wait on the fruit of God's economic plan to ripen, mature, and grow so you can harvest them for the benefit of His kingdom, yourself, and others.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Proverbs 20:21; Isaiah 55:10-11; Romans 5:3; Galatians 6:9-10; and James 1:2-5

Please forward these bondage breaking articles to other people who can use helpful insight!!!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com