Sunday, November 23, 2008

MoneyWalk 125: How would you feel if...?

This program will help you undo financial bondage.

Most people have at least three credit cards, six charge cards, several cars and home with large monthly payments, because they've been taught to want more expensive material things than their parents provided while they were growing up and more than they can truly afford at the current time. They haven't considered the spiritual implications of these financial decisions. Namely, the Christian borrower becomes servant to the worldly lender as a result of such loan transactions.

Normal taxation of our income leaves somewhere around 60% of our gross monthly income to fund the things we absolutely need (food, shelter, and clothing) and other things we desire. However, living in less expensive shelter, food, and clothing seems like torture to most people even if it’s only for a short time in their lives. So, they borrow exorbitantly to get the things they desire. Not realizing that this will bring financial hardship into their marriages, families, and ministry with the possibility of ripping them apart or simply rendering them useless to God because they become paralyzed due to lack. On the outside, most look like they have so much: the best of everything. But they really have very little that they own and some of what they have is about to be taken via foreclosure, repossession, etc. Behind smiling faces, they’re living in torture.

God has long promoted His non-torturous system of living in short-term delayed gratification that builds you into the humble, useful, and fruitful man or woman of God through tithing, budgeting, debt elimination, and saving/investing. This pattern brings supernatural blessing upon you that will remove the pressure of debt off your back and allow all your income to be yours. At a later stage in your life, it allows you to afford more of your desires, minister more within your community, and give more in the long run when it really matters most and when you really need it most. Usually, that stage is not too much later. Many times, it’s only 5-7 years away after you purpose in your heart and take action to truly live out biblical financial principles.

How would you feel if this prioritized, abundant giving, saving/investing, debt free, wealthy life resembled you? I'll tell you: you’d feel great about ever abounding in the work of the Lord and being a good example of Christian stewardship to everyone around you. So, get started today by committing to God’s way and changing those patterns that are not in line with biblical instruction. And so shall you prosper!

Please email me with any questions. May God bless you richly as you follow His plan!!!
Deuteronomy 28:12-13, Psalms 37:21-22, Proverbs 22:6-7, Luke 14:28-30, Romans 13:8
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Wednesday, November 19, 2008

Topic #124: Preparing For Crisis

This program will help you undo financial bondage.

In order to reach your highest potential of blessing and usefulness to God as well as prepare for and make it through crisis times, you must employ a daily routine of reading scripture, praying, and regularly attending local church services. In addition, you must develop plans for dealing with emergency problems by understanding that they will occur, by recognizing that you can overcome them by God’s grace and empowerment, by identifying your present financial condition, by determining how you must budget to save three-to-six months of income to cover these emergencies, by paying down debt month-by-month until its finally paid off, by moving savings greater than six months worth into investments that will allow larger returns on your money, and by trusting the LORD completely.

When you trust the LORD, a loss of money and other possessions will not hamper your joy and peace. In most instances, if you remain a good steward of the possessions He entrusts to you then losses will likely be short-term. In addition, you’ll continue to glorify Him by leading the lost to Jesus Christ and serving others. You greatly enhance your ability to weather the storm of crisis and eliminate stress when you build wealth by saving for emergencies, reducing debt, and maintaining a lifestyle of investing in diversified instruments. Such stewardship also helps you overcome temptations to obtain money in ways that displease God (deceit, oppression of others, illegal occupations, under-the-table payments, etc.).

When you live this way, losses will be temporary instead of permanent setbacks. They’ll be set-ups that help you move into a much greater place of faith and abundance. You’ll live in Joseph’s experience. What the enemy means for bad for you, God will turn it for your good and bring you into the wealthy place. The pre-planning you employ for emergencies and the ability to first use resources you’ve saved may well determine whether and to what degree other people will come to your rescue. Sometimes, we think the neediest get the greatest amount of help. However, God’s word says, “to him who has the most will more be given.” Greater faith, greater devotion to God, and greater commitment to good stewardship usually bring greater avenues of help and resources in times of trouble.

Over time, the good steward usually finds that he doesn’t need help for what would normally be major emergencies for other people because through continued godly stewardship they now represent minor costs to him. It will be a great feeling knowing what used to be grave emergencies are now just blips on the screen. Don't miss your opportunity to exhibit trust in God, daily devotion, and planning to protect and preserve your family and be a good example for others to follow with regard to making it through crisis and eventually avoiding much of it.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!
Genesis 41, 1Kings 17:9, Proverbs 16:9, Luke 14:28-32, 2Corinthians 9:1-5
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Sunday, November 9, 2008

MoneyWalk 123: Emergency Preparations

This program will help you undo financial bondage.

You're going to have an emergency at some point in your life that will require an immediate expenditure of an abnormal amount of money to resolve the situation. The emergency may be unemployment that lasts longer than normal, a long-term illness within your family, legal fees to protect against criminal or civil prosecution, a big hole in your roof, a furnace that stops working, friends and relatives who need help recovering from a catastrophic loss, or a sub-prime adjustable rate mortgage where your payment is about to go through the roof.

If you spend all that you make to finance today's desires without saving three to six months of your income to cover such inevitable emergencies, you're going to suffer greatly when an emergency does rear its head. As a matter of fact, when you fail to plan for how you're going to provide for yourself when emergencies occur you create additional emergencies in your life due to mismanagement of your money.

You can conquer negative effects of emergencies by pre-planning how you intend to come up with the needed money when such situations occur. There’s a supernatural side to such planning where God puts the super (above what you can do or pay for) into motion to help take care of the emergency or catastrophe when you consistently take the natural actions that the scriptures tell you to take.

When you are faithful over little God makes you ruler over much. This is the same God who made a two piece fish dinner into a meal for 5,000 men not to mention thousands of women and children. And, the little boy who was carrying the dinner for one got to take home twelve baskets of food after everyone ate. If you’re a child of God, you can trust God to provide for you and even more so as you put into actions principles He’s instructed you to use.

You'll prosper greatly when you envision and trust God to be all you need. This will lead you to study His basic-instructions-before-leaving-earth (bible) to help you understand that one purpose for your life on earth is to reconcile as many people as possible to Jesus Christ. Also, it will lead you to obey important principles for your continued growth such as regular weekly fellowship with other believers and faithful involvement in ministry work at your local church because it builds the kingdom of God by imparting the gospel into people in your local community and abroad.

In addition, you’ll understand that you immensely help the church organism complete the work God gave us to do by faithfully honoring him by giving ten percent of your income and an offering to your local church. Finally, since a righteous man leaves an inheritance for his children’s children, you’ll recognize that using temperance to control your spending will work you into debt freedom, saving, investing, and possibly entrepreneurial endeavors that will greatly bless others, your family, and you via the totality of ministry God has imparted in your life.

Such good stewardship of your money, resources, and life based on scriptural instruction provides a safe haven for you against the inevitable emergencies that will occur. It also gives you a great opportunity to share the gospel with other people through the example of your life (and with words, when necessary) before, during, and after emergencies come upon them.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!
Genesis 41, Psalms 68:6, Matthew 28:20, Acts 4:12,32-37, Hebrews 10:25
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Sunday, November 2, 2008

MoneyWalk #122: Seek Ye First the Kingdom of God

This program will help you undo financial bondage.

Many people spend more time than necessary worrying about how they can better themselves financially, so they can move up to a higher class in life. They seek degrees, human networks, political alliances, and crime to achieve this end. They purchase worldly books and magazines and look at every financial program on TV without realizing that the world system continues to result in the masses being impoverished while a few people benefit greatly.

This system causes low and middle-income earners to develop animosity toward those that have received great wealth in this world while at the same time they continue to try and use worldly financial methods to increase their income and wealth. It also causes those who are wealthy to develop arrogance, haughtiness, and animosity toward low and middle-income earners supposing that they are lazy or just don’t have a high enough IQ to really prosper.

Avoid the trap of developing a bad attitude about other people's financial situations. If they have not pleased the LORD in getting where they are (whether rich, poor, or middle class), He'll deal with them. First, He will guide them to the right attitude and actions, but thereafter He will judge those who simply choose to oppress, abuse, and hurt people. By all means, stop using the world's financial methods because they will keep you in bondage. Begin using biblical financial principles because they work for everyone and lead to godly productivity, eternal treasure, and earthly blessing.

That being said, you must realize that some principles used by unbelievers can line up with scriptural guidance even if they don’t know it (casting vision, setting goals, giving to charity, budgeting, saving, investing, and others). However, to avoid future financial trouble and veering away from your relationship with the Lord and the consequences that it ultimately brings to your life, you must always measure guidance you receive (from believers and unbelievers alike) by the stewardship and lifestyle principles contained in the bible. Proper application of these principles always leads you to seek God first and His righteousness. Then, all the other things that you need for life and godliness will be added unto you!

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!
Deuteronomy 8:18-20, Psalms 37:4, Matthew 6:32-33, James 4:15-17
PLEASE FORWARD THESE BONDAGE BREAKING ARTICLES TO OTHER PEOPLE WHO CAN USE HELPFUL INSIGHT!!!