MoneyWalk 267: Balance Your Accounts

This program will help you undo financial bondage.

You cannot build wealth through irresponsible money management. A lot of money could come into your hands through inheritance or through using gifts and skills God has given you, yet many peoples’ experiences have proven that ill will be foolishly spent and squandered and leave you lacking if you do not handle it according to practical money management principles.

Giving to support church ministry that builds the LORD’s kingdom in the hearts of men is the first step to building true wealth. Knowing the state of your income versus expenses is second. Spending less than your net income is third. Eliminating debt is fourth. Eliminating co-signing is fifth. Saving to cover emergency and purchase desired items is sixth. Making continuous monthly investments is seventh. And, diversification is eighth.

Balancing your checking, savings, investment, and credit accounts each month will help you adhere to the above money management principles so that natural and supernatural abundance can accrue to you. Whereas, failing to organize your finances, immediately record additions and subtractions to income and expenditures in your accounts will lead to over-spending because you’ll inevitably think you have more disposable income than you really have to spend.

Start by balancing your checkbook for the last month at the beginning of each new month by subtracting every check written and all ATM withdrawals from your checkbook balance. Never throw away withdrawal slips until you've balanced your checkbook after the end of each month. Use the balancing method on the back of your monthly statement. If you can't understand the directions, ask a friend or a customer service representative at your financial institution to help you. This process takes about two hours each month but will get easier and less time consuming the more you perform the task and use disposable income to eliminate debt and creditors from your financial picture.

Now you can use the same type of process to balance your other accounts to ensure that your monthly expenses are not exceeding your income, you’re not being charged for items you did not purchase, your accounts shows accurate additions and withdrawals for the month, and so you can contact your bank or any creditor to straighten out discrepancies. If you are willing and obedient in you will get to enjoy the best of the harvest the land produces. Failing to be a good steward will subject you to future financial harm.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Proverbs 27:23-27, Isaiah 55:10-11, Luke 14:28-30, and 2Corinthians 8:12

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MoneyWalk 266: Let Love Guide You

This program will help you undo financial bondage.

Everything you have or ever will have has been entrusted to you by the LORD. You are supposed to be a good steward of these manifold blessings for the benefit of His kingdom, other people, and yourself. He loves you so much that He doesn't want you to reap the negative consequences that come from being a poor manager of the life, resources, and money He entrusts to you. But, in order for you to reap the blessings of peace, joy, and godly prosperity you must put on the mind of Christ by placing your trust in Him, which will lead you to regularly and consistently pray to Him and study the bible so that you get to better know Him and His way of having you do things as you walk out this life!

His love will let you know that charity should first begin within your home and within your church family in order to be properly spread abroad and displayed to other people. You must love God and other people enough to do what God directs you to do in the bible concerning how you live and manage the money He’s entrusted to you because this best serves you, your family, your friends, and other people by allowing you to help others without neglecting any of your godly responsibilities.

You must engage in a continual learning and fellowship process to know God’s ways and desires for you. This enables hope and faith to rise out of love so you can serve everyone in the way that He desires by regularly giving a tenth of your gross income plus a free-will offering to help spread the gospel throughout the earth and equip the saints for evangelism, discipleship, and other worthwhile ministry. Now, add a plan for living within your means (budgeting), eliminating debt, and saving & investing instead of borrowing. Then, prosperity will rise from the ashes as you continue you engage practices in line with these biblical principles.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Deuteronomy 7:12-16, Proverbs 8:18-21, Matthew 22:34-40, Romans 13:8-10

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MoneyWalk 265: Statement of Net Worth

This program will help you undo financial bondage.

Your true worth is determined by the fact that God made you in His image and desired that you would choose to believe in Him and have an intimate relationship with Him. He made you with freewill to live according to your true worth by accepting Jesus Christ as LORD and Savior and thus be useful to Him and the building of His kingdom on Earth. Freewill also allows you to refuse His offer, live according to the dictates of satan and your carnal mind, and thus reap the consequences thereof.

Taking periodic inventory of your beliefs and actions to see if they line up with the LORD’s biblical standards shows whether or not you are living in accordance with your true worth. Likewise, taking an inventory of your monetary assets and liabilities in order to calculate your net worth shows how well you are living the biblical standard in the financial arena of your life. This arena touches every other arena of life such as caring for family, abundantly helping spread the gospel, helping provide physical means for those serving in ministry, working, friendship relationships, health, education, properly using gifts, skills, and abilities, etc.

Your true worth is certainly not determined by the amount of your net worth, yet your personal net worth statement is one of the indicators that help identify whether or not you have laid up treasures in Heaven versus laying them up on Earth. You generally want to see your net worth grow from year to year via giving, budgeting, and debt-free living disciplines that open Heaven’s windows upon you producing an ever increasing income stream from which you save and invest more in companies that produce higher returns.

You can enter “net worth statement” in an online search engine and find sample statements and instructions. Simply put, create an Asset column to describe each individual asset you own such as a house, rental properties, stocks, bonds, and savings. Then, list the dollar market value next to it. Now create a Liabilities (Debt) column, describe each debt you owe creditors such as a home mortgage, rental property mortgages, car notes, credit cards, personal loans, etc. Then, list the full amount owed next to it. Total the dollar value of all assets and then the dollar amount of all debts. Now, subtract total debt from total assets. The result is your monetary net worth.

If your net worth is negative or small, identify whether or not this is due to you overwhelmingly investing the treasures entrusted to you in carnal things of this earthly realm that have you steeped in debt and financial trouble or whether it’s because you’ve overwhelmingly given great amounts of income and resources to ministries that spread the gospel and build the LORD’s kingdom in the hearts of men. If your net worth is large consider whether or not it’s because you’ve been idolizing money and saving and investing much of it while failing to give a proper proportion of it to help fulfill the Great Commission or whether it is because the LORD has caused you to greatly reap (prosper) as a result of regularly and consistently sowing great amounts of your income and resources into building His kingdom. The testimony behind your present net worth helps identify whether or not your net worth reflects that you live according to your true worth.

If your net worth is negative, small, or large and in either instance you have failed to be a good steward, you are not in a hopeless situation. Following God’s plan for good stewardship from this point forward including abundant giving to gospel ministry, living well within your current income, knowing the state of your income and expenses (budgeting), eliminating debt, saving, investing, and diversifying assets will bring supernatural assistance to help you live according to your true worth and properly build net worth.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Genesis 13:2-6, Job 1:1-5, 1Timothy 6:17-21, James 5:1-8

Please forward these bondage breaking articles to other people who can use helpful insight!!!

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MoneyWalk 264: Obedience To The LORD Is The Path To Success

This program will help you undo financial bondage.

In every area of life you have boundaries guided by bible-based instruction that allow several ways to be a good steward of the resources God entrusts to you, unless He tells you specifically what to do in a given situation. What you cannot do because of the weakness of your flesh, the LORD Jesus Christ gives you power to do by the indwelling and guiding compass of the Holy Spirit.

Obedience to His commands and principles brings manifold blessings to your life such as peace, joy, perseverance, natural comfort, true wealth building, and righteousness in the eyes of God through the blood of Jesus Christ. Following the ways of the world and satan, our enemy, by using its ungodly methods leads you to a dry land where you find pressure to perform, stress, distress, unhappiness, and failure in God's eyes because you’re operating in rebellion to His will. Some unknowingly rebel because they fail to regularly ask Him for direction and listen to His direction.

If you don’t hear God speaking to your heart, keep reading the bible daily, praying daily, fellowshipping with the saints weekly, and staying away from people and situations that lead you to seek worldly desires and lifestyles. You will hear the LORD’s voice when it’s necessary that He reveal something to you. Otherwise, the path you should follow by the Holy Spirit’s leading is based on principles He left us in the basic instructions before leaving earth (bible) and can be summed up in this, love the LORD with all your heart, soul, mind, and strength and love your neighbor as much as you love yourself. The obedience wrought by this heart and mindset will lead you to everything you need to live successfully and be a good steward of your income and financial resources.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Deuteronomy 11:26-28, 1Samuel 15:22-23, Matthew 28:19-20, Acts 5:29

Please forward these bondage breaking articles to other people who can use helpful insight!!!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

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MoneyWalk 263: Having Love, Hope, and Faith Prospers You

This program will help you undo financial bondage.

Failing to follow biblical principles represents a lack of faith in God and the all-powerful standards and ability of His kingdom to produce everything you need, in abundant proportions using methods that please Him. Yet, many people do not want to believe God gave us biblical money management principles to follow, because the world's methods seem to allow them to more quickly and easily obtain material things they want.

He recognizes that we make mistakes in judgment along the way to maturity. However, He does not want us to be ignorant of the enemy’s tactics nor unfaithful in observing His principles throughout our lives because a disobedient attitude leads to forfeited opportunities, blessings that become cursed, and eternal consequences. Take the path that will truly help you eternally and naturally. Your unfailing hope to live with God in paradise and be useful to Him and your fellow man while on earth produce faith to live by biblical principles.

You’ll have peace, joy, contentment, and abiding love when you make your mission to do His will and you’ll provide services and/or products to others out of love rather than greed. You must believe this truth when it comes to managing your money as well as other areas of your life. Look for the money management principles contained in the bible and faithfully use them. You'll find that God rewards people who diligently seek Him and make His plan first in their lives.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Habakkuk 2:4, Matthew 9:22, Luke 17:6, Romans 5:2-5, Hebrews 11:1-2

Please forward these bondage breaking articles to other people who can use helpful insight!!!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can also connect with Randy Parlor on Twitter and Linkedin