MoneyWalk 9 Diligence At Work

This program will help you undo financial bondage.

A necessary step to reversing your negative financial condition is to change your attitude about your current job. This applies whether you're self-employed or working for someone else. Begin to thank God for the work that is currently a blessing to you by providing an income you can use to take care of yourself, family, and other responsibilities.

No matter how small your paycheck appears to be, no matter how insignificant your position appears to be, and no matter how bad the atmosphere at work appears to be, you must thank God for His graces currently extended while you look forward to, envision, and set goals to capture future work opportunities along with greater income and employment relationships / situations that allow you to exercise your God-given gifts, skills, abilities, and purpose.

All experiences, whether good or bad, work together for your good because the LORD said so in His word. Your present situation will become a link to the next higher step in your career development when you become a diligent worker who does not murmur, who seeks to glorify Him by performing to the best of your ability, and who asks the Holy Spirit to help you find reasonable solutions to problem issues.

When you truly believe your work, employer, and/or entrepreneurial endeavors are blessings from Him and a step on the ladder that helps you fulfill His mission for your life and the Church, you oil the godly networking machine that positively changes your financial fortune. He is sure to show you how to stretch the income you receive and will increase it at various points in the future through promotions and new employment opportunities so you can do even more to reflect His glory in the earth and lead people to Him.

Please pray for this ministry, email me with any questions, and contact me to speak at your business or ministry conference or workshop. May the LORD bless you richly as you follow His plan!

Proverbs 6:6-11, Proverbs 19:15-16, 2Thessalonians 3:10, James 2:22

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MoneyWalk 8 Patience

This program will help you undo financial bondage.

Reaching your financial goals will not come overnight. You've embarked on a process that will take seed, TIME, and harvest to rid you of negative financial habits. By committing to biblical money management principles now, your financial condition will get better over the short and long haul. Don't be weary in well doing for in due season you shall reap if you do not faint. It's only a matter of time! You must remember, all things work together for good to those who love the LORD and are called according to His purpose.

After some time, you will be rewarded with a financial harvest when you plant money management seed according to biblical instruction via budgeting your expenses, living within your income, quickly paying off debt, and giving to support Church ministry. Soon you'll see the fruit of your financial planting spring up all around you. When sowing is constant throughout each year you will receive greater harvests in the same manner. Many abundant financial harvests await everyone who diligently and daily uses biblical principles to manage their finances.

Sure, financial struggles and difficult situations will come. Satan and the devilish forces don't want you to prosper, because prosperity allows you to properly minister to yourself, your family, and spread the gospel of Jesus Christ via tithing, offerings, and alms. Never fear the enemy’s tactics, instead walk by faith with patience and your Heavenly Father will rebuke the enemy who seeks to devour your finances. Our God shall supply all your need according to His riches in glory and will go beyond that to provide godly desires and more money for you to give for ministry service to evangelize the unsaved and make disciples of those who are saved. People shall be greatly increased when they are diligent in obeying the LORD’s instruction including those aimed at the financial arena of our lives.

Please pray for this ministry, email me with any questions, and contact me to speak at your business or ministry conference or workshop. May the LORD bless you richly as you follow His plan!

Psalm 37:7-9, Galatians 5:22, 6:9, Philippians 4:6, Colossians 3:12, James 1:1-3

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

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MoneyWalk 7 Financial Warfare

This program will help you undo financial bondage.

When you commit your life to following God's financial plan, your prayers will take on a more warlike tone because you may find yourself struggling with negative habits and potentially costly situations in the early stages of carrying out your plan as well as complacency, pride, and arrogance tempting you in the later stages. You must remember that you don't wrestle against flesh and blood (other men), rather you're wrestling against principalities and powers (spiritual forces) that want to keep you from fulfilling God's purpose for your life.

Your financial trouble may appear to be another person, what you were taught growing up, or an earthly situation. However, a demonic spiritual force is behind every type of stewardship that does not lead people to live and manage money in the manner outlined in the bible. This means satan is continually working to convince people to handle finances in ways opposite the LORD’s instruction. Unfortunately, many people fall for his tactics.

One of the most important things you must do to relieve your financial burden is place your flesh under submission and bring yourself under obedience to God's standards. Then, God will rebuke the devourer for your sake and you'll have the ability to use the word of God and the armor effectively in the financial arena to bind and cast out wicked spirits, ungodly philosophies, and influencers causing you to mismanage money. This helps you loose prosperous money management habits into your life by the power of the Holy Spirit (such as (a) working as unto the LORD to earn ever increasing income, (b) developing a giving / saving / spending plan that pleases Him, (c) building an emergency fund, (d) eliminating debt, (e) refusing to cosign, (f) saving, (g) investing, and (h) diversifying).

When you've done all you can to be intimate with Him via worship (thanksgiving, praise, prayer, studying scripture, fellowshipping with like-minded Christians, and adhering to biblical financial principles), stand firmly on what the bible says is the truth of how to manage money. The diligent person produces great reward in his/her life for the LORD’s glory that His name will be heard and revered in all the earth and so many other people will be blessed via giving, alms, gifts, and ministry support.

Please pray for this ministry, email me with any questions, and contact me to speak at your business or ministry conference or workshop. May the LORD bless you richly as you follow His plan!

Matthew 16:18-19, 2Corinthians 10:1-6, Galatians 5:16-26, Ephesians 6:10-18

Please forward these bondage-breaking articles to other people who can use helpful insight!

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You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 6 Continually Pray For Your Finances

This program will help you undo financial bondage.

In order to be successful at managing money and your lifestyle, you must commit to prayer. The arena of personal finance is important to you, your family, and the Church and should be prayed for often because it increasingly takes more money to do more worthwhile things for your family and other people and to live at the same level of comfort you did last year, not to mention five or ten years ago. Like most people, you want more to be able to do more of God's will and entirely fulfill your purpose in the earth. This requires that you be a good steward of what you already have been provided because it is the measuring stick that determines how you will handle more money when you receive more.

For the most part, we will all receive more than we had in times past, if only through inflation of the dollar or technology making once unheard comforts commonplace. However, the greater questions you should ask are (a) will you obtain more money, desires, and comforts by way of a humble state of mind and activities that are pleasing to Almighty God who made you and (b) will you use more of what you receive in a manner that pleases Him by leading others to Him and making disciples of them. In order to have the strength of heart and mind to respond in a God-pleasing manner that truly helps other people and yourself, it is necessary to worship throughout the day via thanksgiving, praise, and prayer while performing daily tasks and engaging leisure moments. In addition, each day you should schedule specific one-on-one time with the LORD.

The result of your prayers will be God showing you how to better your situation by giving you knowledge and understanding of biblical principles (lifestyle including financial within moral boundaries). He will also reveal money management methods including tithing, planning (budgeting), debt elimination, saving, and investing that you should use to live in the level of prosperity He designed for you. Never leave Him out of day-to-day budgeting and long-term planning of your finances and stewardship. He will provide all your need according to His riches in glory, if you consult with Him as to what He wants you to do.

When you do not manage your income and resources according to biblical principles you are headed for financial failure and all of the negative consequences that follow it on earth and/or in eternity. However, God has mighty biblical principles available for you to pull down debt strongholds, change spending habits, and place ungodly desires and activities into captivity to Christ's will. These weapons bathed in prayer will help get your financial house in order in a manner that pleases Him and blesses you.

Please pray for this ministry, email me with any questions, and contact me to speak at your business or ministry conference or workshop. May the LORD bless you richly as you follow His plan!

Psalms 37:4, Matthew 18:18, 2Corinthians 10:3-6, 1Thessalonians 5:17-19

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 5 Budgeting Is A Necessary Planning Tool

This program will help you undo financial bondage.

Budgeting (A Giving Saving Spending Plan) is a financial principle of utmost importance necessary to help you prosper and build wealth to fulfill the callings the LORD places on your life. Write down the vision He inspires for your life taking into account your gifts, abilities, guidance from parents, words of prophecy, knowledge, and wisdom from other trustworthy, godly sources, and resources available to you and those you can seek (which are many).

Identify where you see yourself in one year, five years, and ten years and adapt your budgetary aim toward that vision by (a) rightsizing expenses to eliminate any that will not help you expediently get to the place you envision and (b) pursuing no cost, low cost entrepreneurial endeavors that will produce greater income to get you there. Remembering your vision and keeping an eye on your budget several months in advance will quickly let you know how much disposable income you will have available and how much you can spend in current and future pay periods in pursuit of your goals. In addition, it will let you know the breadth of your vision that the LORD must supernaturally facilitate in order for you to meet your goals and destiny. Never hesitate to put the greatness of His vision for you before Him daily as you worship, give thanks, praise, and pray.

Intimacy with Him and consistent consulting His vision for your life will eliminate the urge to spend money on and get loans for material things that will not take you toward the stature He wants your life to represent. The Holy Spirit will help you plan for future activities and investment goals that take you there. A vision and budget are not hard to follow when you stay out of debt because as bill entries are eliminated, your disposable income (cash flow) grows enabling you to spend more on the resources necessary to fulfill the vision. Over time, His goals for you will come to pass and He'll give you more money and responsibility to manage for His glory.

Your wallet will contain holes and your life will be filled with embarrassment when you don't have an established ongoing vision and budget you consult before making spending decisions. However, money managed according to biblical principles blesses you and will also be used to greatly bless many other people for His glory.

Please pray for this ministry, email me with any questions, and contact me to speak at your business/ministry’s confer-ence/workshop. May the LORD bless you richly as you follow His plan!

Proverbs 3:5-6, 6:6-8, 16:9, Habakkuk 2:2-3, Luke 14:28-30, 2 Timothy 2:1-7

Please forward these bondage-breaking articles to other people who can use helpful insight!

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You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 4 Financial Health Requires A Giving Saving Spending Plan

This program will help you undo financial bondage.

When you spend all that you make and continually obtain loans and use credit cards to get everything you want, the day will come when you will have a mountain of bills you cannot pay. Some worldly pundits tout paying yourself first as the solution to all your financial problems. However, that method does not work, unless you know what your monthly net after-tax income and consistently spend less than that amount minus what you pay yourself first during the month. Otherwise, you will eventually stop paying yourself first and borrow it all back to obtain needed cash in order to pay creditors that have cajoled you into an unreasonable lifestyle given the income you thus far earn.

Do not be fooled, whether you are considered rich or poor, you can get into a habit of spending more than your net income. The bible instructs you to write your vision down on paper, so you can remember it and take steps to achieve it with His supernatural guidance & power. You must craft a giving saving spending plan (budget) in order to maintain good financial health. It will help you achieve the vision and callings He places on your life.

Discipline yourself to write down your estimated giving saving spending plan for each of the next six months. Then, be intentional on consulting it and following its pattern while refusing to ever again get caught in the borrowing/credit trap. This type of plan is a simple tool utilized to gauge monthly income versus expenditures so you can live within your means in a manner that allows you to take care of your top priorities and build wealth for the future.

First, write down your monthly net income from every source and total the figures. Then from that total subtract monthly tithes and offering and each of your anticipated expenditures (food, shelter, transportation, utilities, loan payments, etc.) based on your current obligations and spending. Tithing and offering should be the first category in the expenditure section of your budget because it honors the LORD for providing the means to care for yourself, family, and spread the gospel message. Next, account for payments for all necessities like rent, groceries, household utilities, etc. Next, subtract all other minimum payments such as car notes, credit card payments, mobile phone payments, etc.

Use all extra cash left over each month (after all minimum payments have been accounted for) to pay down your smallest total debt. When that creditor is completely paid off take all extra cash to pay down the creditor that is now owed the smallest amount until it is completely paid off. Continue this snowball pattern until all debt is completely eliminated. The snowball debt elimination method provides a psychological edge for people who need to see accounts paid off quicker in order to maintain focus and motivation to keep moving toward debt freedom. For most people with focus and determination it will take less than a couple of years to complete this task for non-mortgage debt and it immediately begins to increase your net worth and help you build wealth that will grow abundantly over time. The LORD promised to supply all your need when you commit to His way of doing things.

Please pray for this ministry, email me with any questions, and contact me to speak at your business/ministry’s conference/workshop. May the LORD bless you richly as you follow His plan!

Deuteronomy 28:12, Proverbs 17:18, Habakkuk 2:2-3, Luke 16:9, Romans 13:8

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 3 Know Your Expenses & Income

This program will help you undo financial bondage.

You are committing financial suicide when;

• Your monthly income cannot cover all the bills you are supposed to pay each month.

• You’re spending all your monthly income and do not have at least $1,000 emergency fund.

• You’re applying for loans to get even more than you can afford to pay cash to get at the moment of your purchases.

• You’re failing to immediately subtract the amount you've written a check for from your checkbook.

• You’re failing to reconcile your bank account(s) monthly.

You're a kamikaze whose plane will inevitably hit a ship and burst into flames. The saddest part is you'll also hurt your spouse, children, other dependents, and your local Church by not being a good steward of money the LORD entrusts to you.

The bible instructs you to plan and keep records so you know the state of your income versus expenditures. You must by choice consistently keep the amount of monthly household expenses below the amount of monthly take home pay in order to have financial peace and joy in your life. Some people don't like to hear the word "budget." However, when you don't budget the reality is you inevitably overspend your income and thus get trapped in debt, lack of giving, and financial bondage. The word budget seems restrictive to some people because they think it limits the material things they’re able to experience and pleasures they derive from them. However, it does not do that. Your income puts a limit on what you can experience. When properly drafted, a budget simply shows you what your income allows you to live on and what is necessary to have a healthy financial status and the enjoyment thereof.

If you don’t like what the budget shows you concerning limitations inherent on your income level, then the budget has done its job by leading you in the right direction by showing you the need to use skills and abilities to initiate entrepreneurial endeavors and extra work to earn more money to maintain and increase giving, saving, and standard of living. In addition, it has done a great job showing you the right-sizing and/or elimination of monthly expenses necessary to maintain financial integrity and soundness in your dealings until such time as you actually receive consistently increased income from your work efforts.

When your monthly outgo exceeds your monthly income, your upkeep will be your downfall. You must learn to consistently spend less than your income in order to (a) have a healthy financial life, (b) give abundantly, (c) accumulate necessary savings for rainy days, and (d) be in the wealthy place the LORD reserves for His sons and daughters. The budget or whatever you choose to call it (giving / saving / spending plan, etc.) shows you when spending exceeds income and allows you to employ simple math necessary to determine which expenses can be immediately right-sized or eliminated and how much increased income is needed to cover necessary bills and also to put an adequate amount toward outstanding debt so they can be eliminated within the next couple of years. Therefore, you must employ a budget you regularly consult and update to chart your financial path in a way that helps you get everything out of your income that will serve the purposes of God for your life and your involvement with the Church.

Your budget should be designed to ensure you (a) give an acceptable proportion of your income to gospel ministry for evangelism & disciple-making, (b) save and invest a proportion necessary to help you live comfortably when in your senior years, and (c) spend an appropriate portion to care for needs and engage some desires and pleasure early in life in a way that keeps you financially healthy. The road to financial health and wealth is not hard to find or stay on, but it takes diligence in applying tools like budgeting, debt elimination, saving, and investing to get where God wants you to go. The diligent soul shall be prosperous because God rewards people who diligently seek Him by employing biblical financial principles in their lives.

Please pray for this ministry, email me with any questions, and contact me to speak at your busi-ness/ministry’s conference/workshop. May the LORD bless you richly as you follow His plan!

Psalm 66:12, Proverbs 27:23-24, Habakkuk 2:2-4, Luke 14:28-30, Romans 13:8

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

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You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 2 Walking In Wisdom

This program will help you undo financial bondage.

A necessary ingredient to reversing your negative financial condition is to become wise at managing your money. The only source of true wisdom is Almighty God via biblical instruction and a personal relationship with Him. Therein you will find the only principles that can truly prosper you: eternally and while you’re on earth.

When you commit your ways to Jesus Christ, He will show you many bible verses that give you knowledge necessary to make positive lifestyle and financial changes in your life. Also, He plants His Holy Spirit in you to give you understanding of the practices that benefit you and your financially and otherwise.

Normally, knowledge precedes understanding. Together, they give you the tools to make wise financial decisions. Knowledge is being informed of something. Understanding is grasping the meaning of information. Wisdom is making right decisions to govern your actions. Knowledge usually fuels understanding and understanding fuels wisdom, however in some instances you face, the Holy Spirit gives direct revelation on how you should wisely respond to a situation and it may be counter intuitive or seem illogical.

Rest assured that His guidance will never conflict with biblical commands or with what is ultimately best for you. So, search the bible for God's financial principles and you will surely alleviate your current problems and sidestep future ones.

Love for God and His lifestyle and financial principles is the beginning of wisdom because it opens the door for you to understand the massive amount of marketing, advertisement, and other info directed at you by those who seek to relieve you of money entrusted to you. Your reliance on the Holy Spirit to understand biblical guidance will allow you to make wise decisions continually. Ultimately your desire to please the One you love along with His power living in you will lead you to make decisions that truly benefit you, your family, and others.

Instead of being a person who consistently & irresponsibly spends all your income, you will develop the discipline of Christ to be content with what you’ve been given and make the most of it via giving, saving, investing, and appropriate spending. His instruction and guidance will be armor that protects you and your family from the enemy’s attacks designed to steal from, destroy, and ultimately kill the LORD’s purpose for your life.

Each person who trusts in the LORD learns to handle a matter wisely and will find peace, joy, and abundance by continually cultivating a deeper relationship with Him via worship, praise, prayer, bible reading / study, life planning based on godly vision, fellowship with believers, contentment, and self-control. Biblical principles will govern his / her affairs and lead to development & maintenance of a giving/saving/spending plan (budget), tithing & offering, alms giving, debt elimination, debt-free living, saving, and investing.

Please pray for this ministry, email me with any questions, and contact me to speak at your busi-ness/ministry’s conference/workshop. May the LORD bless you richly as you follow His plan!

Psalm 111:10, Proverbs 15:33, 16:9, Luke 16:11, Ephesians 5:15, 6:14

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

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You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 1 Walking With Christ

This program will help you undo financial bondage.

Right now, you may feel like a prisoner of debt and lack and think that no one understands your situation and no help is available. However, the LORD has made a way of escape for you. The first step to changing your negative financial condition is to establish a relationship with Jesus Christ. He's the only person who can resolve your problems.

You must declare that He's your Savior & LORD and commit yourself to reading the bible daily, praying daily, and joining a bible believing local church where you will receive godly instruction that will prosper you in all areas of your life. God established these principles to teach you His ways, to encourage you to follow His ways, and to help you get out of the troubles that the world has trapped you in.

Your alternative is to keep doing what you've been doing and continue your downward financial spiral. Those who rebel at the word of God continue to suffer hard times. Unbelievers suffer naturally and eternally. Believers who resist living by God’s design suffer naturally and sometimes eternally. Biblical instruction applies to everyone, believer and unbeliever alike with regard to the principles and methods God wants you to employ to responsibly manage the resources He’s allowed to come into your life.

You cannot produce the fruit that God desires unless you utilize His principles. When doing so, you will see prosperity overtake each area of your life as you devote your life to the LORD, His people, and His mission.

Please pray for this ministry, email me with any questions, and contact me to speak at your business/ministry’s conference/workshop. May the LORD bless you richly as you follow His plan!

Psalms 1:1, 68:6, Proverbs 15:22, Matthew 6:9, Hebrews 10:25

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and LinkedIn

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 481 You Can Prosper According To His Will

This program will help you undo financial bondage.

Being poor is not a sin and you have not sinned if you have not yet overcome poverty. However, it is not expedient for taking care of everything the LORD called you to do. You may have been born into poverty or come into it through oppression or ungodly activities of other people. However, when your life is not fruitful, profitable, and prosperous in accordance with scripture, you should ask the LORD if you are doing things that are sinful or allowing weights upon you that conflict with the actions needed to overcome poverty. For example, some people remain poor because they fail to believe in the promises embedded in scripture that show greater opportunities and promotion come to those who seek the LORD, consecrate their work unto Him, live & work based on His standards, and trust that He will provide their need according to His riches in glory.

Even though some people are irresponsible and fail to be disciplined, many Christians and other people still reach out to them and attempt to help them better their lives in many different ways (direct help, charity, mentoring, training, employment opportunities, etc.). Unfortunately, there will always be some poor on earth because no matter what we do people have free will and some choose not to do what could better their lives. To others, poverty may be a socio-economic place they are in right now due to various social, cultural, economic, or political influences. If that is you, believe the LORD made a way for your escape. Then, worship, praise, and work via employing biblical principles that move you out of the poverty cycle into the fruitful, prosperous place the LORD prepared for you.

Don’t be haughty or prideful and think you’re better than others when you have a greater measure of earthly wealth. Also, don’t feel bad about being prosperous unless the wealth comes from oppression, criminality, or other ungodly activities. Continue to be a good example and reach out and help in ways that you can and that you are called by God to do. Many will be helped by your extended helping hand and escape poverty then reach back to help others escape its grip thereby widening the sphere of influence the LORD gives you.

More importantly we must understand this scenario: men will be most miserable in this world and in the life to come if we do not introduce them to Jesus Christ and they do not consider relationship with Him and His instruction more important than their daily food and anything else that could be desired. Therefore, that should be our primary mission. Helping pull people out of poverty must coincide with that aim. Because for any of us, rich or poor, it does not profit a man to gain the world but lose his soul! Therefore, giving a person bread and helping him obtain earthly wealth does him no lasting good if he later experiences the judgment of eternal damnation (Hell) because he failed to believe in Jesus Christ who is able to eternally save his soul.

Please pray for this ministry, email me with any questions, and contact me to speak at your business/ministry’s conference/workshop. May the LORD bless you richly as you follow His plan!

Isaiah 10:1-3, Proverbs 22:4, Mark 11:23, Luke 4:17-19, 1Corinthians 10:23-24, 3John 1:2

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ