MoneyWalk 353: You Need Christ

This program will help you undo financial bondage.

When you choose Jesus Christ as Savior and LORD you have chosen abundant life and the blessed eternity that comes with it. When you do not choose Jesus you have chosen a life without meaningful purpose that brings eternal consequences. Certainly you will do some things on earth that help others and some men may consider you great, yet those things will not mean anything when you stand before the LORD on Judgment Day because your righteousness is and always will be like filthy rags. Your works on earth cannot earn salvation and eternal life. Only faith in Christ brings these blessings due to the covering His righteousness and perfection provides you.

This intimate relationship with Him leads to sanctification, which cleanses you and helps you fulfill your purpose on earth. The enemy of your God and your soul certainly does not like this and will do everything he can to turn you back to his plan. However, once you get saved, satan no longer has victory over you because he was created by God and only has the power given to him by God. God and satan are not equals battling it out for control over the earth and human beings. God alone is supreme and almighty and there is no one else like Him.

Because He has authority over all things and every resource you need, He is the only one who can deliver you from the harm and destruction satan desires to bring into your life. He releases to His faithful children everything they need to be victorious, fruitful, profitable, and prosperous. Will you choose abundant life and blessing forevermore or destruction and death? He wants you to choose life and live forever in paradise.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Deuteronomy 30:15-20, Psalm 1:1-3, Colossians 1:3-14, 2Peter 3:14-18

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MoneyWalk 352: An Unhealthy Balance Harms You

This program will help you undo financial bondage.

In order to have the balance that God desires for your life you must first decide to tithe faithfully and give abundantly for gospel ministry to be delivered to your community and around the world. Also, you must determine in your heart that you are going to eliminate all debts not covered by a piece of property considered by expert sources to be greater in value than the debt that has been incurred to purchase it. In addition, you must refuse to take on any debts for depreciable goods in the future. You must also draft and follow a budget / spending plan that identifies the current state of your income and expenses in order to gain and maintain control over your finances so that it serves you, your family, and the Kingdom of God in a way that brings blessing and reward. Finally, you must firmly resolve not to spend more than your net income minus tithes, offerings, at least 10% savings and investments, and an amount that you can put toward debt elimination to totally pay off all of it within the next two to four years. This may mean that you need to find other sources of income to supplement your vision and plan. A second job or a low cost / no cost entrepreneurial endeavor will help fulfill your goals.

Proper balances of ingredients are necessary in cooking edible and tasty meals, in making sure pools stay clean safe from elements that could make you sick, in ensuring that relationships are loving and fruitful, and in many other areas of life. So, it makes sense that you must include in your life and activities all the things needed for financial freedom and wealth building and properly balance them while also keeping out all those things that will lead you astray and keep you in financial and spiritual bondage such as failure to know the state of your financial condition, overspending, failure to save and invest, and failure to say “NO” to people and activities that would waste resources the LORD entrusts to you.

These moves will get you to the place you want to be in one-year, two years, five years, and over the long term. You should draft separate one month budgets for each of the next six months, so you can see how money spent in the near term affects your financial situation six months out. Your spending resolve must be displayed in your budget to keep you inside reasonable spending parameters that keep you on course with the vision you must follow to get you to the place you want to be in financially. Over time this lifestyle will bring the abundant life on earth that Jesus Christ desires for you.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Proverbs 11:1, 27:23-27, Isaiah 55:9-11, Luke 14:28-34, 2Corinthians 9:6-15

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MoneyWalk 351: Love God’s Way

This program will help you undo financial bondage.

Love is what the LORD says it is! Many people try to define love on their own terms, however unless you base your definition of love on what the bible has to say about it, the whole counsel of God not a pet scripture, you will fall short of understanding it, truly describing it, and initiating action based on it in a way that is pleasing to the LORD. Those who truly love Him regularly pray, study scripture to establish His principles in their hearts, and fellowship with other believers. This helps them have greater fellowship and intimacy with Him and equips them to fulfill the purpose for which He created and empowers them.

Managing your life, including your finances, in the way that God identified in the bible is a necessary component of love because it is a witness and example to other people necessary for you to continually grow in Christ to the fullest extent and help them grow. Following this path requires that you love God with all your heart, mind, soul, and strength. Otherwise, you’d give up when satan tempts you with something that looks good to your eyes or feels good to your flesh or your pride. God loves you immensely and has provided a way of escape for you to bypass satan’s temptation and the negative consequences and torment that follows it even when you cannot see it at the moment. In the person of Jesus Christ, He made a way for your eternal security that allows you to forsake worldly ways of living through the Holy Spirit living in you and empowering you. He promised to every believer that walks obedient to His commands that He will take care of all your need, make you fruitful, and prosper you.

Now return that love to God by believing His Word and choosing his pathway to life eternal that start here and now on earth. Believe with all your heart that Jesus Christ is the way, the truth, and the life and that no man gets to the Father except through Him. This faith will then produce fruit from repentance bringing forth good works that glorify Him. Those around you will notice your virtuous, sanctified, faithful behavior via living in obedience to Him, including managing income and assets He allows to come into your life. As a result of lifting up Him and His ways many people will be drawn to Him.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Proverbs 8:17-21, John 14:21, Romans 13:8, 1John 3:10-18

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MoneyWalk 350: Wealth Building Is Part of God’s Plan For You

This program will help you undo financial bondage.

Net worth is the value of all your assets minus the amount of all your debts. Assets are items you own that have a value other people will give you money to obtain. Debts are amounts of money you owe someone else via loans for the purchase of material goods and/or services. Debts are liabilities. It is not good to have a lifestyle based on incurring liabilities instead of building assets. Assets are the items that lead to building wealth far beyond what your natural eyes now see.

You should calculate your net worth at least annually to determine how successful your financial plan or lack of one has been for you. You want to see an ever increasing surplus and not a deficit because this means you are continually moving in the right direction. Do not be dismayed if when you first calculate your net worth you have a deficit. Simply understanding that the LORD has given you principles to live by in managing the money He entrusts to you and has given you spiritual power to help you utilize methods that comply with them. In this way, you are sure to reach a surplus within the next few years and build it into more as you move forward throughout this life.

By dividing your average monthly expenses into your net worth, you are able to identify how many months into the future you could pay current debts and expenses if you are laid off or lose your income. This measure is necessary for short-term and long-term planning because income reducing emergencies, hardships, and catastrophes will occur for short periods of your life such as job layoffs, having to leave a job to care for parents, pay reductions due to a poor economy or business troubles, etc. Yet, managing your income to continually grow net worth will help you weather the storms of adversity because the blessing of God and rewards are produced in your life when using His principles, financial and otherwise.

Contrary to popular belief, bible scriptures and stories support wealth building (increased net worth) and shows that it happens for faith-filled people who abundantly give to spread the gospel message, make disciples of other people, and manage the financial areas of their lives in accordance with biblical principles such as planning (goal setting and budgeting), eliminating debt, refusing to cosign, saving, investing, and diversifying assets. It does not make you greater or better than anybody else and it pleases God for you to continue to grow in humility and meekness as you build and not become a respecter of persons. He is definitely pleased when you are intimate with Him and a good steward of His manifold possessions entrusted to you.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Genesis 13:2, 1Chronicles 29:2-5, Job 42:12, Acts 4:36-37, Matthew 27:57-60, James 5:1-5

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MoneyWalk 349: The Best of Life Is All Yours

This program will help you undo financial bondage.

You have everything at your disposal that pertains to the best of life when using biblical financial principles to govern your affairs. This requires that you develop intimacy with the LORD via daily thanksgiving, praise, worship, prayer, bible reading / study, weekly fellowship with a local Church (the expression of His body). It also requires belief in (a) His instruction, (b) trust in the rewards He said would be obtained by following them, (c) adherence to His principles and obedience to His commands, (d) self-control, and (e) sacrifice.

When you don't consistently use biblical financial principles, you'll never realize the earthly rewards God intended for those who are obedient. Adherence to His will shows true faith. It is corresponding action toward His plan for your life. The bible says faith without works is dead and that He created you for good works. Obedience uses initiative, creativity, perseverance, patience, and other godly character traits to help you reach short, medium, and long-term goals that help fulfill His desire for you and others on the earth.

The example and fruit others see shows you really have faith in Him as opposed to empty words with no godly action behind them. Your diligent work will bring forth a bountiful harvest in due time, so you must not get weary doing well even though it sometimes seems as though the harvest won't come. Eventually, you will see the abundant blessing of God such as promotions, raises, bonuses, business growth, and a constantly increasing net-worth as a result of your increased witnessing to and disciple-making of others, increased giving to the Church for engaging the Great Commission, pursuit of debt freedom, saving & investing, and regular service to believers and unbelievers. Truly, the best of life is ready for you to grasp by seeking the LORD and His best for your life. Everything else is eternal rubbish.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Deuteronomy 11:26-28, 1Samuel 15:22-23, Matthew 28:18-20, Acts 5:29-32

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MoneyWalk 348: Supernatural Vision Propels You

This program will help you undo financial bondage.

If you want to be truly successful on the earth and throughout eternity you must seek God each day and throughout the day. In intimacy He will share the great purpose for which He made you and show you how to truly be of service to those around you and those in far off lands. In the bible, He’s given you principles with boundaries for managing your life including your income. This brings real freedom – from sin, degradation, and a wasted life.

When you live within these boundaries by adhering to scriptural principles you bring greater blessing and reward into your life. Those that fail to live according to His design bring destruction and damnation upon themselves. Jesus’ intercession before the Father and the Holy Spirit’s guidance helps you overcome every obstacle placed before you by satan, other people, trials, and tribulations. Even though you are humanly weak and cannot see the victory with your natural eyes, the Spirit of God lives in you to strengthen and help you see, pursue, and in your heart attain His purposes and your destiny long before you physically reach that plateau.

Spiritual vision lets you know the outcome of your conduct is abundant life, finances, and resources to carry out the LORD’s will on earth. In addition to daily prayer, bible study, thanksgiving, praise, worship, prayer, and regular fellowship with other believers you should adhere to scriptural principles like freely communicating the gospel, teaching others to obey His commands, tithing, offering, expending less than your monthly income, and eliminating debt while expending far less than your income so you can save, invest, and diversify assets to build and maintain wealth. It takes vision, faith, and an intimate love of God to follow these biblical principles because the reason for and way you should do them as a Christian is far different than the world’s motive and way of doing things. Yet, God’s vision and power is in you, surrounds you, and draws others to you to help you greatly bless many others and yourself in so doing.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Habakkuk 2:4, Luke 17:6, Romans 4:17-22, 1Corinthians 2:14, Hebrews 11:1, 6

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MoneyWalk 347: Being Full And Empty

This program will help you undo financial bondage.

Believers can always use more money to spread the gospel around the world and into areas that have not been saturated with it. Yet, believers should not love money. Instead, we must love the LORD and engage intimate fellowship with Him in order to know His will, be obedient to His instruction, and fruitful in our activities.

Such love motivates you to learn to live within your current income and assets while having faith that God will do far greater work through you than these resources are able to fund. He will even give you more to give when you are faithful over the little you currently have. Almighty God is able to multiply your seed into a bountiful harvest and great blessing for you, family, and other people. He can turn five-figure incomes into six figures, six-figures into millions, millions into billions, and so on. His power is unlimited. That’s why He wants you to rest in His ability to do exceedingly abundantly above all you can think or ask by being content in your lifestyle with the income and assets He provides you.

He wants you to stay away from greed in all its forms (avarice, covetousness, selfishness, etc.) because they are satan’s tools to destroy your relationship with God, His moral standard in your life, and your godly influence on other people. A few common symptoms of these maladies are “the end justifies the means attitude” and a desire to get-rich-quick while forsaking your family, local church, or ministry service to do so. These lifestyles bring negative natural and eternal consequences whereas godliness with contentment truly is great gain because it will motivate you to move forward and higher in a way that conforms to biblical teaching and pursues your purpose in a way that pleases the heart of God and makes you extremely fruitful and prosperous.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Luke 3:14, Philippians 4:11-13, 1Timothy 6:6, Hebrews 13:5, James 4:3

Please forward these bondage breaking articles to other people who can use helpful insight!

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MoneyWalk 346: Blessing Comes By Faith Not Fear

This program will help you undo financial bondage.

It is often said that fear is false evidence appearing real. Fear keeps people from doing things they need to do according to the LORD’s plan in order to truly be fruitful, successful, and prosper in life. It can display different symptoms in different people and at different times in a person’s life. It may show up only in one or a few areas of your life, and often does not make sense in its application.

For example, some people work far more hours than is good for the upkeep of their spousal relationship, because they believe they must work very long hours or else cannot get promoted in life. Also, some people are scared to put money in the stock market because they feel scared to lose money, yet they have no fear of losing thousands of dollars gambling in casinos or at the poker table.

The more you open up to fear in one area the more it tries to grasp other areas to bring them into the same misery. It encourages you to act opposite the manner God intends for you, so it can neutralize the blessing that God has in store for you. This is true wherever it shows up in your life, including in the financial realm. If the enemy can motivate you to fear that you don’t receive enough income to pay tithes, budget, eliminate debt, and eventually save and invest, then the blessing that comes from being a godly steward will not accrue to you.

The LORD imparts to believers faith as the antidote to fear. It is impossible to please the LORD without exercising the faith He imparts into you. It helps you overcome fear, so you can be obedient to His instructions knowing in your heart the positive outcome He will bring to situations that concern you. However, you must use that power in you to truly believe the truths in the bible and to hearken to His commands. For if you are to receive the full blessing and reward the LORD prepared for you, you must believe that He is the almighty, all knowing, omnipresent one He said He is who rewards those who diligently seek Him.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Proverbs 15:33, Matthew 10:28, Luke 12:5, Galatians 5:6, 2Timothy 1:7, 1John 4:18

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MoneyWalk 345: Regularly Saving Money Is Godly

This program will help you undo financial bondage.

The LORD provides many principles in the bible that help you manage money in order to prosper such as planning (including budgeting), tithing, offering, debt elimination, refusing to cosign, saving, investing, and diversifying. Thanksgiving, praise, worship, prayer to Him, regular scripture reading & study, weekly fellowship with a local representation of the body of Christ, and receiving instruction from wise saints help you employ these principles in the best possible manner. Such engagement invites the Holy Spirit to give you knowledge and understanding so you can make wise actions that are best for you now and in the future.

He understands you will learn and walk these principles out step by step until you finally employ all of them to display a well-rounded arsenal of weapons that fend off satan’s attacks on your life through day to day financial decisions, emergencies, catastrophes, and other situations. His hope is that you will immediately begin to use each principle after hearing He instructed His people to follow it because obedience to His plan for your life is ultimately best for you.

Saving is one of these biblical principles. There are a few methods you can use including saving a reasonable portion of your monthly income before you pay expenses to any other person or entity or save what is left over after you pay the minimum monthly payment to those you owe. Also, there are many tools you can use such as savings accounts, money market accounts / funds, certificates of deposit, etc. Getting yourself in a position to save regularly and consistently in a way that preserves your principal and earns interest on top is necessary before you begin to invest in vehicles that are more speculative on the short-term horizon but provide a far greater ability to increase your wealth on the long-term horizon (no load low expense stock index mutual funds, no load low expense bond index mutual funds, credible real estate ventures and funds, etc.).

Sometimes a conflict arises in your mind that wonders how you can tithe and give abundantly and save money at the same time. Since God put each of these principles into play in the earth, the Holy Spirit is able to show you how both principles work together to fulfill God’s perfect plan for you. After all, abundant tithing and giving is a fraction of your income (starting at 10%) compared to the amount you expend on other desires (upwards of 60% on houses, cars, furniture, clothes, jewelry, etc.). The first step to implementing the saving principle in your life is knowing it is important to the LORD and should be employed for your betterment and for those to whom you are called to be a light and example.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Genesis 13:2, Proverbs 21:20, Matthew 25:26-30, Luke 19:22-27, 1Timothy 6:17-19

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MoneyWalk 344: You Cannot Succeed Without Help

This program will help you undo financial bondage.

A necessary part of good money management is fellowship with God’s people. That’s why God sets the solitary into families and requires that we fellowship more and more as we see the day of Christ’s return approaching. Christians will encourage you to love others and do good works and help you overcome obstacles that keep blessings and rewards away from you.

Those in your local fellowship who truly have a mind to live according to the mind of Christ would never lead you to forsake a lifestyle of thanksgiving, praise, worship, and prayer or lead you to steal, commit adultery, abuse your children, or forsake evangelizing & disciple making in every venue the LORD allows you to be in (home, neighborhood, employment, social clubs, etc.).

Your failure to engage godly activities will draw you away from Christ and cost you respect, trust, relationships, and money that should be used to properly care for your family and build the kingdom of God in men’s hearts via Church related ministry. Because believers love you with the love of God, they want to help you sidestep activities that suck you dry of a good spiritual, emotional, physical, and monetary state such as unnecessary / unwarranted divorce, illegal and criminal activities, womanizing, alcoholism, drug addiction, etc.

God has a plan He wants you to engage that includes salvation, sanctification, eternal life, and earthly blessing and reward including in the financial realm, so you can indeed move forward to use the gifts, skills, and abilities He placed in you and fulfill the calling He engrained in you for the marketplaces in which you work, live, and play. This cannot and will not be achieved without the help of other people, simply because that is how He ordered life and relationships for each of us.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Exodus 18:13-26, Ecclesiastes 4:9-12, Luke 5:4-11, Galatians 6:1-5, Philippians 2:3-4

Please forward these bondage breaking articles to other people who can use helpful insight!

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