MoneyWalk 25 Hope For Your Life And Finances

This program will help you undo financial bondage.

The only hope worth having is contained in Jesus Christ, who gives eternal salvation. Upon declaring Him Savior and LORD, your eternal hope is secure. His resurrection and your belief in Him afford you a place in Heaven and begin the fulfillment of your purpose on Earth.

Eternal hope in Christ is not like worldly hope where you wish for things that may not come to pass, rather it is surety that you will see your Redeemer face to face in Heaven and spend eternity with Him. By the power of the Holy Spirit you will encourage many friends and family to put their faith in Christ, so they also can spend eternity with you in Heaven and the New Earth.

In this life, you hope to avoid catastrophe and daily turmoil or go through them victoriously and have your needs met, including those in the financial realm. The bible says believers will suffer persecution while we dwell on Earth but will be eventually delivered from it all to receive abundant blessing & reward for faithful-ness to the LORD. Eternally, this promise becomes real and true the moment you accept Christ. Rest assured your place in Heaven is secure. He will renew your mind starting now to understand that His plan for your life is best and affords you the life, character, blessings, and rewards that are best for you based on the purpose for which He created you.

Obedience to Christ involves conforming ourselves to biblical instruction in worship, prayer, bible reading, church attendance, evangelism, disciple-making, working to earn worthwhile income, tithing, budgeting, eliminating all debt, refusing to cosign, saving, and investing. This lifestyle forms the attitude, actions, and re-sources necessary to bring forth fruitfulness while you’re on earth. It secures your financial hope. For optimal health, you should spend no more than 70% of your take home pay on life-style. You will not necessarily get all the income, money, or material things your natural mind could want in this life, but you will definitely receive everything your body, soul, and spirit truly need and you can learn and take action with your life to live in the Wealthy Place the LORD designed for you on Earth and through-out eternity.

Please pray for this ministry, email me with any questions, and contact me to speak at your business or ministry conference or workshop. May the LORD bless you richly as you follow His plan!

Psalm 66:12, 71:5, Proverbs 14:32, Colossians 1:3-6, 1John 3:1-3

Please forward these bondage-breaking articles to other people who can use helpful insight!

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https://www.amazon.com/s?k=Karen+Parlor&i=stripbooks&ref=nb_sb_noss

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MoneyWalk 24c Organize Records & Balance Checkbooks

This program will help you undo financial bondage.

Worksheets with instructions for balancing your checkbook against your checking account is readily available from your bank or credit union and easy to follow when performed monthly on a step-by-step basis. Make sure you have online access to bank / credit union account statements. If not, keep at least one-year of paper statements in a file. Those for different banks should be kept in their own folder by year and month issued, from January thru December.

If you have never balanced your checkbook against your check-ing account or have not balanced them in a long time, you should make an appointment with a bank / credit union repre-sentative to have them go over the balancing method so you know exactly where your funds stand. You will need the accurate account balance (that accounts for all checks and other obliga-tions written on the account that have not yet been paid) to en-sure an accurate account of your balance each month going for-ward. This helps you maintain a tight rein on your account so that money is not leaking out and thus can be used to propel you for-ward in greater giving, saving/investing, and wealth building.

Failing to regularly balance checkbooks against checking ac-counts keeps many people in a continual pattern of paying insuf-ficient funds fees and other charges and never having mishaps corrected. In most instances, if you wait too long to report a mis-hap you may never be able to get it corrected in your favor. You will lose the withdrawals that you failed to catch in a timely man-ner. You should want to make sure all money that is supposed to be deposited actually is in your account and that no money is withdrawn from your account except that which you acknowledge should be withdrawn.

When you get the budget process rolling along, your ongoing budget should mimic your checkbook ledger. When you are im-mediately recording deposits and withdrawals (including checks written) and consistently paying bills when due, you are on a path to alleviating financial bondage and correcting past irre-sponsible loan payment histories. Over the next year or so, your credit history and score will get much better and even more so as you press forward to pay more than the minimum due on monthly bills and to totally eliminate all debt.

Please pray for this ministry, email me with any questions, and contact me to speak at your business or ministry conference or workshop. May the LORD bless you richly as you follow His plan!

Proverbs 27:23-24, Isaiah 55:10-11, Luke 14:28-30, 2Corinthians 8:12, 20-21, 9:10

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at

https://www.amazon.com/s?k=Randy+Parlor&i=stripbooks&dc&qid=1573343045&ref=sr_nr_i_1

https://www.amazon.com/s?k=Karen+Parlor&i=stripbooks&ref=nb_sb_noss

You can find many other MoneyWalk articles on Facebook at https://www.facebook.com/randy.parlor by viewing Notes in the More menu on the right side of the computer screen

You can connect with Randy Parlor on

Twitter

https://twitter.com/RandyParlor

Linkedin

https://www.linkedin.com/in/randyparlor/

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 24b Organize Records & Balance Checkbooks

This program will help you undo financial bondage.

In this technology age, you do not usually need to physically store / maintain records produced by financial institutions (including banks / credit unions, brokerages, mutual fund companies, and investment companies) that hold assets and that are not creditors issuing monthly bills. They allow easy online access to your account information to be able to see the amount of your investments over the past few years including deposits and withdrawals.

Make sure you have safe user ID’s and passwords to protect you from identity fraud and theft. Passwords with two-tier authentication and that contain some capital letters, symbols, lower case letters, numbers usually provide a level of safety, but this can change over time so be careful to keep up on the latest and peri-od change account passwords for greater protection. Also, access your accounts at least once each month to ensure data does not appear to be breached and in order to review accounts for data entry errors, etc., to know if you need to inform your financial institutions to correct any errors, and to balance your checkbooks.

In a safe accessible location, keep a record of all your financial institutions websites and account access information. This allows quick and easy access to your financial accounts anytime you want to review information or make changes.

WARNING! WARNING! Tossing your mail / bills in the corner and refusing to open them each month, like some people have done in the past, will not take you to the financial promise land. You will dwell in a dry, poverty-stricken desert or fail to reach your full financial potential & ministry calling. You will not dwell in The Wealthy Place the LORD desires for you to be blessed and a blessing to many others.

If you are to really know the state of your flocks and herds per Proverbs 27:23 so you can count the cost per Luke 14:28 to as-certain whether or not your monthly budget can cover the pur-chase of desired merchandise and services, then you must weekly consult and regularly update data in your financial records filing system. After the day or so it takes to set up an appropriate recordkeeping system, it will only take a couple of hours per week to review, maintain, and use it to make appropriate bill payments and measure financial wherewithal.

Organizing your records allows you to put the Eleven Principles into action. Monthly balancing your checkbook against your checking account and regularly reviewing all financial institution accounts is necessary to ensure errors are corrected and data is accurate. This helps you truly know the discretionary income and assets at your disposal to maximize the Seven Step Plan by shortening the time it takes for getting you out of financial bondage and into the wealthy place.

Please pray for this ministry, email me with any questions, and contact me to speak at your business or ministry conference or workshop. May the LORD bless you richly as you follow His plan!

Proverbs 27:23-24, Isaiah 55:10-11, Luke 14:28-30, 2Corinthians 8:12, 20-21, 9:10

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 24a Organize Records & Balance Checkbooks

This program will help you undo financial bondage.

There are a number of ways you can organize records for purposes of making sure all financial data is in a few locations that can be quickly and easily accessed in order to know the data that should be used to periodically complete net worth statements and household budgets (giving-saving-spending plan), and to find current and past financial account information when needed.

1. Gather all the creditor billing statements (including utilities, etc.) that you have laying in piles on your tables and in drawers around your house. Make sure you at least have all the latest billing statements from all your creditors. For recordkeeping ease, put all billing statements in one filing system. Copy each billing statement creditors send you electronically each month. You may have to contact creditors to get copies of each billing statement so you have them all.

2. On a table, arrange each billing statement by day of each month on which payment is due from the 1st thru the 31st. When the payment due date fluctuates each month simply use the day of the month that tends to be the earliest ever requested by the creditor. For example, if your electric utility payment is generally due anywhere from the 12th to the 17th, then use the 12th as the payment due date for recordkeeping and budget (giving-saving-spending plan) purposes.

3. Once arranged in the above order, put all the bills in a filing system with tabs at the top of each folder / divider that shows the above noted day-of-the-month order for arranging records. The tab at the top of each folder / divider should be labeled with its own date from the 1st thru the 31st. as well as the name of one specific creditor’s billing statements that will be placed in that folder or behind that divider tab. When more than one creditor’s payment due date occurs on the same date then you should have that same number of folders / dividers with the same due date but different creditor names on them. For example, 1st-Home Mortgage, 1st-Car Note, and 1st-Cable subscription.

4. You only need days of the month recognized on folder / divider tabs when a payment is due on that date from at least one creditor. So, if the next date on which a payment is due is the 5th of each month, then your next folder / divider tab should be similar to 5th-MSUFCU Visa.

5. You should keep the billing statements for each creditor in January through December order during each billing year, so you know the last one received is always the one for which payment is due or payment has been made. Keep at least one year of consecutive billing statements and you can usually get rid of any billing statements older than one-year.

6. You should put a monthly recurring appointment reminder on your computer calendar or smart phone calendar that reminds you by email or text of each creditor’s payment due date at least seven days in advance of the payment each month to ensure you do not miss checking your budget and paying the bill on time.

7. When you get calendar email or text notification that a payment is due, immediately refer to the latest billing statement for that creditor in the filing system to either write a check and mail it, or use the phone payment option, or use an online payment option.

This recordkeeping system provided organization you need to identify (a) the consistency of each month’s payment due date for each creditor, (b) the amount due over the past year for each creditor, and (c) other data that will be helpful in charting your financial future via ongoing monthly budgets (giving-saving-spending plan) and periodic net worth statements. Without it or a similarly organize system you will make mistakes in timing and with money that will cost you dearly over the years by keeping you in financial bondage and outside of the wealth building process. Tune in to the next article to find out more about organizing other financial records.

Please pray for this ministry, email me with any questions, and contact me to speak at your business or ministry conference or workshop. May the LORD bless you richly as you follow His plan!

Proverbs 27:23-24, Isaiah 55:10-11, Luke 14:28-30, 2Corinthians 8:12, 20-21, 9:10

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 24 Organize Records & Balance Checkbooks

This program will help you undo financial bondage.

You must diligently organize financial records, balance checkbooks, and review all accounts to ensure errors are corrected (bank, credit card, investment accounts, etc.) in order to have a healthy financial life. At all times, good financial stewards know exactly how much money they have at their disposal or they are able to quickly find out from account ledgers. People who don’t organize and immediately record deposits and deduct withdrawals from account balances are usually in poor financial shape. They often write checks and take on debt payments for more than they can afford to spend.

Getting a current account balance from a teller or looking at your checking account online doesn’t show how much you really have to spend because many checks are cashed days or weeks after they're written. The fact that $1,000 was payroll deducted into your account on Friday doesn't mean that $1,000 is available for you to spend on desires until your next paycheck. You cannot know what you truly have available to spend unless you know what's in your account after you subtract all checks written and record monthly bills that still must be paid during the pay period. Also, you need to make sure there is room to save an adequate emergency fund for unexpected bills that will periodically arise. In addition, you need to make sure your account balance will allow you to have enough extra income each pay period to eliminate your debt within a couple of years or sooner if possible and thereafter to invest 10% or more in vehicles that will provide enough annual compound growth to build wealth.

It’s almost impossible to build an emergency fund, eliminate debt, and increase wealth without organizing financial records, balancing checkbooks, and reviewing accounts for errors. These practices help you know the state of your flocks and herds at all times so you can properly budget income, appropriately spend, save emergency funds, eliminate debt, and invest.

If you do not follow an organized accountability plan, financial institutions will rake you over the coals with non-sufficient fund fees, late fees, overdraft fees, and other account charges. In addition, you are likely to find yourself deeply in debt, possibly facing repossession, foreclosure, and/or bankruptcy. Open your eyes right now to see you can undo financial bondage, build wealth, and fulfill your God-given purpose when you properly manage money including organizing financial records, balancing your checkbooks, and reviewing all accounts to ensure errors are corrected.

Please pray for this ministry, email me with any questions, and contact me to speak at your business or ministry conference or workshop. May the LORD bless you richly as you follow His plan!

Proverbs 27:23-24, Isaiah 55:10-11, Luke 14:28-30, 2Corinthians 8:12, 20-21, 9:10

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 23 Manage Money By Love

This program will help you undo financial bondage.

In order to have a solid spiritual foundation, you must believe with all your heart that God loves you so much that He sent His only son Jesus Christ to die on the cross to eliminate the judgment due your sins in order that you, believing on Him, will have everlasting life.

He loves everyone equally in this same way and desires that everyone would choose to have relationship and fellowship with Him in Christ even though each one deserves eternal punishment for sins committed in this life. He already provided the blood sacrifice, mercy, and grace necessary to secure your salvation and eternal life. In addition, He provides every spiritual tool necessary to display faith in Christ and receive complete blessing & reward for your life so you can finish the race / journey prepared for you.

When you commit to Christ, the Holy Spirit lives in you and guides you to forsake sinful worldly ways of living by taking you through a continual maturity process (intimate worship / prayer time focused on Him followed by evangelism and disciple-making that incorporate good works). In order to obey His first and greatest commandment, you must love Him with all your heart, mind, soul, and strength. This love motivates you to obey the second commandment, which is to love your neighbor as yourself. Together, these are the foundation for all He made you to be and do.

This means His love must guide management of your life, including finances according to His will and way expressed in the bible. Engage a plan for giving, saving, and spending money on earth that (a) leads people to Him, (b) teaches them to obey His commandments, (c) keeps you and family spiritually and naturally healthy, and (d) allows you to increase income and assets to, in a greater way, serve His aim for you and others on earth. This must be a much higher priority than seeking to increase your material lifestyle and comfort.

His love and loving Him leads to daily prayer and bible study filling your heart with the Word. It also leads to regular weekly fellowship with other believers that encourage you to love and minister to others. These love-based disciplines faithfully and constantly aim you in the direction of engaging biblically based good stewardship of income, assets, and resources entrusted to you. When engaged, this ensures you fulfill God-given purpose and ministry calling to be blessed in order to be a blessing to many others.

Please pray for this ministry, email me with any questions, and contact me to speak at your business or ministry conference or workshop. May the LORD bless you richly as you follow His plan!

Deuteronomy 7:13, Proverbs 8:21, John 14:21, and Romans 13:8

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

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You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 22 What Is Your Net-Worth?

This program will help you undo financial bondage.

You must calculate net worth in order to determine the state of your finances. It is the value of all assets minus the amount of all liabilities. Assets are owned goods or properties that have a market value expressed in dollars. They are in bank or brokerage accounts, etc. that show cash values or property that could be sold for a realistic estimated dollar amount.

Bank and brokerage accounts (e.g., savings, checking, certificates of deposit, mutual funds, stocks, and bonds) are considered liquid assets, which means they can be quickly cashed in at a financial institution or sold quickly to obtain the cash value. Other assets are considered illiquid, which means they usually cannot be converted into cash very quickly (e.g., houses, land, cars, artwork, and artifacts). In fact, you may not get the amount you believe they’re worth or you might get more at the time of sale because their value is based on what a buyer is willing to pay a seller at the time of the transaction.

The best assets to own as a bulk of your portfolio is usually a diversified portfolio of company stocks, generally through no-load low-expense stock index mutual funds like an S&P 500 or a total stock market index fund. They have more historical data from which consistently larger positive grow trends can be shown over a ten or more-year investing cycle than any other type of investment. For one who needs short-term protection from the stock market ups and downs, a 25 to 30% portion of investible assets can be put in stable value funds and/or no-load low-expense intermediate bond index mutual funds. In addition, after one pays off all non-mortgage debt, a minimum $10,000 emergency fund should be built and maintained. You may need to build a larger emergency fund if you know that you will soon face an emergency (layoff, large uncovered medical expense, etc.) and will need to cover it and/or household expenses you will not be able to adequately cover based on income.

Other assets (e.g. investment real estate, antique cars, etc.) could be worthwhile but usually require more skill to purchase, properly maintain, and appropriately manage, and accurately determine annual average growth patterns. In addition, they might not provide much risk protection and investing stability when you cannot own enough of them to truly be diversified. Thus, it is recommended that you first build an adequate emergency fund, second build the mutual fund portfolio usually on a dollar cost averaging basis, and then invest in other assets on a debt-free basis.

Liabilities are debts you owe someone else for material goods, services, or loans. This includes such items as business loans, real estate mortgages, student loans, car notes, revolving charge card balances, personal loans, etc. You should engage a debt snowball plan to as quickly as possible pay off what you currently owe because they lead to future trouble due to high finance charges and accumulation of many loans over time. Many people find it hard to make all payments required and live a reasonably comfortable life. They also find that required minimum monthly payments do not stop loan totals from continuing to grow to be more than the amount originally borrowed. Scripture does not give a picture of good and bad debt. It simply tells you to avoid borrowing and co-signing because they make you a slave to the lender, are speculative in nature, and harm the vast majority of people who continually use such methods to fund lifestyle. It confirms assets will be taken from many due to inability to make required payments. Advertisements and temptations convince people debt is great to get everything desired out of life. Yet, every year we see millions of people thrust into poverty due to usurious interest charges (payday & substandard loans), repossession, foreclosure, and bankruptcy.

At least annually, you should calculate your net worth to measure how successful your financial plan or lack of one has been. This will give you an idea of how far into the future you could pay your current debts or expenses if all income stopped coming in. This measurement is necessary because two decades ago the economy changed and layoffs became commonplace in many industries. Today, we see this in a more extreme way in that it has encumbered many of our main economic engines (e.g., banking, mortgage, housing, commercial real estate, automobile, and retail industries).

The ‘lifetime employment with one company dream’ came to a screeching halt. This current trend of changing jobs every 5-7 years, bouts of unemployment, and untimely emergencies and catastrophes that occur in your life should help you understand you will suffer financial hardships and great amounts of stress that will negatively affect your relationships when you do not follow God’s plan for managing finances and building net worth.

A Christian who continuously uses good stewardship will accumulate a greater net worth throughout his life that will allow him to weather economic storms better than others. He will also be motivated to help more people and give more to ministry work than people who are poor stewards who spend all their money on consumer purchases and debt service and thus fail to build wealth.

Please pray for this ministry, email me with any questions, and contact me to speak at your business or ministry conference or workshop. May the LORD bless you richly as you follow His plan!

Genesis 13:2, Job 42:12 Luke 19:2-10, James 5:1-5

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 21 Financial Obedience

This program will help you undo financial bondage.

Being obedient to God is of utmost importance when managing your money. If you do not consistently use biblical money management principles, you'll never reap benefits God wants you to have. He wants you to prosper, however true and lasting prosperity is had only when you consistently manage your life and resources according to biblical standards so you can sow time, talent, and money into spreading the gospel to other people and making them into disciples.

He wants to bless you immensely, rebuke the devourer, and stop satanic forces from causing spiritual and financial hardships. This comes only when you consistently work as unto the Lord, give abundantly, and serve others. Obedience is a necessary extension of faith that enables you to grow in stature with God and man. It develops in you New Testament saving and sanctifying faith instead of empty words with no godly action behind them.

Faith without obedience (corresponding good works) is dead when it doesn’t move you closer to the will of God in Christ and serve as an example for others to do the same. When you don't obey Christ by allowing biblical principles to guide your life, you become a servant to Satan, sin, and those you borrow from. Your life, purpose, and worth will be on a path of destruction that will hinder your ability to live godly, properly serve others, and prosper on earth. When left unchanged, this will lead to destruction of your relationship with Jesus Christ and forfeiture of the eternal life He wants for you.

Financial Obedience is faith-based and leads you on the road to financial prosperity and pursuit and fulfillment of the plan the LORD has for you. It leads to you employing a monthly budget that takes into account the proper priorities of giving first, saving next, and spending third. In addition, it leads to establishment of a suitable emergency fund, debt freedom, saving, investing, and diversifying assets. It helps you get the wealth He designed for your life and helps you use it in the way He intends. In this you will be blessed to be a blessing to many others.

Please pray for this ministry, email me with any questions, and contact me to speak at your business or ministry conference or workshop. May the LORD bless you richly as you follow His plan!

Deuteronomy 11:27, 1Samuel 15:22, Matthew 28:20, Acts 5:29

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 20 Walking By Faith

This program will help you undo financial bondage.

Our triune God (the Father, Jesus Christ the Son, and Holy Spirit) is infallible and unable to make mistakes. He's all-powerful and all-knowing and has the ability to make sure that what's translated for you in the bible is complete and whole. He guides born again believers that listen to Him in every area of life and every situation that arises by commanding them to keep specific laws in some areas and giving them principles with boundaries to use in managing other areas. In fact, He lives in us to direct us to His perfect will.

Search the bible and you will see that God identified Himself in these ways throughout scripture. If you're un-saved, your true need is not to be successful in this world to receive the accolades of men nor to simply have free time to do everything you think is pleasurable to you. Your true need is to accept Jesus Christ as Savior and LORD so:

1. Eternal life with God almighty is yours.

2. Your mind is renewed to pursue your true purpose on earth where your gifts, talents, and skills are meshed and entwined through your vocation(s) with evangelism and discipleship of others. This is the only way that you can mature in God’s will and it happens while you seek to lead other people to Him and be a catalyst for their growth.

3. Eternal blessings, which result from your willingness to labor for His will to be done in earth, can be deposited in your heavenly bank account to await your arrival in the new heavens and new earth.

Then, you need to allow your faith to rise to believe the real truth that God is everything He said He is in the bible: the way, the truth, the life, the rewarder of those who diligently seek Him, and the Almighty Judge of Heaven and Earth who will one day judge the living and the dead.

In addition to the fundamental practices of the Christian faith like regularly fellowshipping with other believers, daily bible study, praying and worshipping the LORD daily, it takes ever increasing faith to follow biblical instruction in areas such as: (a) Envisioning His plan for your life; (b) planning to aim at that future; (c) working to earn a living and build wealth; (d) budgeting so you don’t overspend your income; (e) eliminating debt and staying out of it in the future; (f) refusing to cosign; (g) saving; (h) investing; (i) diversifying assets; and (j) teaching your children to follow these practices.

In fact, it takes faith being built upon day in and day out, year in and year out to overcome all the unbiblical advice you’ll receive to do the opposite and to overcome your human nature which desires to handle finances and life in the same manner as the Joneses. Walk by faith and not by sight, in the Spirit, and not in the flesh and as you grow in Christ-likeness you’ll reap the best possible lifestyle and financial position.

Please pray for this ministry, email me with any questions, and contact me to speak at your business or ministry conference or workshop. May the LORD bless you richly as you follow His plan!

Habakkuk 2:4, Matthew 9:22, Luke 17:5-6, Romans 4:19-22, Hebrews 11:6

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 19 The Richness Of Contentment

This program will help you undo financial bondage.

Many people’s finances are messed up because they try to match other peoples' lifestyles. They're disenchanted with what they have because other people appear to have more than they do. When they're unable to achieve a greater status, they see themselves as failures. When they do obtain earthly riches or fame they're still unhappy because the God-given purpose for their lives isn't fulfilled. Some regret the occupational or living situation they've put themselves and their families in by seeking success the world’s way. Many continue in a downward financial spiral until they understand the LORD has a better path for them.

Stop measuring yourself by other people’s lifestyles and ideals of success. Without godly contentment operating in your life you cannot be on the path and fulfill the LORD’s purpose for you, which is the only lifestyle and accomplishment that is truly successful. When your eyes and ears are on men, what they have, what they think, and wanting to be like them, you cannot truly thank the LORD for where you are and what you have and you will not make the most of it because you've positioned your heart and mind in a way that will not listen to His direction.

The plan He has for your life and the things He wants to bless you with may not be the same as other peoples' blessings, yet the life you live and the path that you follow based on His purpose for you will ultimately be more fulfilling. God is pleased when you follow His instruction.

Always remember that life in your human body is like vapor: here today, gone tomorrow. In the scheme of eternity, it’s like a needle in a haystack; such a short time that it’s almost non-existent compared to eternity. It passes quickly and sometimes abruptly. So, ensure you’re intimate with the LORD to hear Him say, “Well done good and faithful servant. Now, enter into my eternal joy!”

This can only be had via a salvific relationship with Jesus Christ, which produces the richness of contentment in lifestyle, relationships, and finances. His contentment does not lead you to be a couch potato who believes nothing and fails to work. Rather, it causes you to seek His will concerning what to believe and work toward. Then, it is obedient in following Him and waiting patiently for the fruit to grow and ripen, even though at times it does not appear to the natural eye that much is produced and sometimes others ridicule you and you may suffer a while. A contented person never seeks ungodly or ill-gotten gain, rather he/she waits for God’s law of reciprocity to bring forth a great harvest. Then, he/she manages everything the LORD provides to continue magnifying Him by sharing the gospel with the world and making disciples of other people.

Please pray for this ministry, email me with any questions, and contact me to speak at your business or ministry conference or workshop. May the LORD bless you richly as you follow His plan!

Ecclesiastes 1:8, Luke 3:14, Philippians 4:11-13, 1Timothy 6:6-10, Hebrews 13:5-6

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