Do not allow yourself to become a victim of predatory financial schemes, con men, and those who perpetrate such wicked acts. Rather, be a conqueror who uses godly wisdom to walk in victory by refusing loans and get-rich quick scenarios and focusing all your brain power and money handling energies on being debt-free in a responsible way as quickly as possible and by refusing to engage schemes where people approach you about investing money to tempt you to pursue a return that is higher than the market usually and consistently provides.
Many people are trapped by the nice, friendly, well-dressed, and/or well-spoken perpetrators. Some are even entrapped by those who make them feel guilty about returns they supposedly didn’t get in the past because of their fear of investing. Many now play a mind game with senior citizens by making them fearful of supposed things to come that they will want money to take care of or they play into a temptation of greed that lurks in the inner-man that somehow believes the perpetrators can deliver the jackpot they always wanted, even during a time in life where that really should not be the most important thing to focus on.
You are primed to be tempted by such schemes and perpetrators when you don’t learn and apply biblical principles in your life, you do not refuse to be pulled in by promises of huge short-term returns on savings and investments, you do not refuse high interest loans, you do not budget and consult your asset picture to know exactly what amount of investment you can afford and the timing at which you could make such an investment, and when you don’t crucify your soulish lusts by refusing to love your home, money, and material things more than the LORD’s call on your life and His plan and purpose(s) for entrusting you with money and wealth.
When you’re ignorant of satan’s tactics you will fall prey to him and the hurt they cause. So, search the bible to identify these tactics and ask the Holy Spirit to help you understand all the ways they will be manifested if you are not wise in avoiding them. Predatory lending is one such tactic. Lenders who design these schemes get you hooked into applying for loans that charge very high interest and closing costs. They ethically defraud others by providing loans an applicant realistically cannot pay on his/her income or with his/her irresponsible money management style. Some are not interested in your ability to make the monthly payments based on your income and debt picture, rather they intend to put you in a position where they can repossess your home, car, or other major item and move the item onto many other people to whom they can do the same thing. Thus, making a profit as long as they can while putting the unwitting borrowers in even poorer financial shape.
There is a reason why the bible, God’s instruction manual that leads to blessing when we obey and to negative consequences when we rebel, tells you that He desires and empowers His people to refuse to be in debt, that the borrower is a slave to the lender, and that you should owe no one anything but love. You do best to seek Him in thanksgiving, praise, worship, prayer, regular bible reading, and consistent regular attendance at Church with other believers so you can be introduced to principles and activities that bless you and help fortify you to avoid those beliefs and actions that bring curses upon your life spiritually, naturally, eternally, and on earth.
Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!
Deuteronomy 28:12, Proverbs 22:6-7, 2Corinthians 11:12-15, 1Peter 5:6-11
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