Godly money management heaps financial benefits on you that you would otherwise pay to those from whom you borrow money. The process of becoming disciplined in the area of eliminating debt and refusing to borrow usually starts by cutting up credit cards. Not only do most people buy stuff with credit cards they simply cannot afford to buy at their income level, they also remain in revolving high interest debt for many years regardless of their income level because they continue to purchase unaffordable stuff because it seems so easy to use somebody else’s money to do so.
In addition, the average person using a credit card purchases 38% more stuff than he /she intended to purchase. Get rid of the cards and use cash only because that helps make sure you do not buy lots of stuff and high-priced items you do not need. This also helps you rely on faith in the LORD to supply your need according to His riches in glory, instead of you ruining your financial condition and getting off the track of His purpose for your life.
Your financial house cleaning process starts with trusting Him and the financial instruction He made sure was in the bible. His guidance encourages and motivates you to write and follow a giving, saving, and spending plan (budget) that has a basis in becoming debt free as quickly as possible, even when that means you must forego some earthly desires to do so during the next few years.
The glorious results of this plan will show up in (a) consistent giving in proportion to the income the LORD provides you, (b) debt freedom not long from now, (c) adequate emergency fund savings to help you get through trying situations, and (d) the building of wealth via investments. This will please Him by allowing you greater dominion in the earth to help bring about His will to lead many others to Jesus Christ and help them understand His will in a way that is exponentially beyond your ability today.
Please pray for this ministry and email me with any questions. May the LORD bless you richly as you follow His plan!
Deuteronomy 8:18, Proverbs 27:23-27, Luke 14:28-30, Romans 13:8
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