To grow spiritually, you must be content with the financial situation God placed you in. This doesn't mean you lack ambition to do more than you're now doing, rather it recognizes (A) your appreciation for the present blessings God has given you, (B) that you consider more intimate fellowship with Him to be the success you seek, and (C) that you step-by-step wait on Him to open doors that lead you to the fulfillment of your purpose and calling in Christ.
Understand, what you consider to be the path leading to success may not be the path the LORD wants you to choose. Blessing & reward on His path, far exceed what you would get from the path you would otherwise choose. You must learn to hear His direction and options for your life. These can be heard only through prayer, reading the word, living by the word, and fellowshipping with the saints.
These disciplines should motivate you to use the following biblical financial principles to manage your current and future income:
1. Working regularly and diligently. During periods of unemployment this means volunteering your time to worthy causes when you’re not beating the street looking for work.
2. Diligently budgeting prior to and through each month to ensure your expenses are less than your disposable income. This means trusting God to provide what you need (through other people, etc.) when you don’t have money to pay for it.
3. Tithing each pay period.
4. Building an emergency reserve account of at least $1,000.
5. Using excess disposable income to pay off current debt.
6. Refusing to continue using credit / debt to finance desires.
7. Building an emergency reserve account of at least $10,000 after all non-mortgage debts are paid off.
8. Invest at least 10% of your gross income in mutual funds, stocks, bonds, etc. via a combination of Roth IRA, 401k, and brokerage investment accounts.
When you delight yourself in Him by loving Him enough to do what He instructed, you'll receive the desires of your heart because the closer you get to God the more His desires for you and mankind permeate your life and become your desires. You'll then have contentment by giving and building wealth from your present income source and will eventually be promoted to a greater position of income and assets (which may include entrepreneurial endeavors) from which to serve the LORD and other people.
Please pray for this ministry, email me with any questions, and contact me to speak at your business or ministry conference or workshop. May the LORD bless you richly as you follow His plan!
Luke 3:14, Philippians 4:11-13, 1Timothy 6:6-10, Hebrews 13:5-6
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