Be a good financial steward, yet take care of your soul by being on guard against all greed & covetousness, for one's life does not consist in the abundance of money or possessions.
Monday, March 30, 2020
3-31-20 Daily Word
Be a good financial steward, yet take care of your soul by being on guard against all greed & covetousness, for one's life does not consist in the abundance of money or possessions.
3-30-20 Daily Word
Prioritize treasure flowing from Heaven via intimacy with Christ that results in income & assets given & reserved for current & future good works, instead of earning & storing money for selfish power, fame, or promotion.
Sunday, March 29, 2020
MoneyWalk 43 Pay Taxes To Whom They Are Due
This program will help
you undo financial bondage.
Some people
say the government has no right to collect taxes. One argument is Christians do
not have to pay taxes because they are free from the law. Others say your
allegiance is to God only and therefore you don’t owe the government anything. Some
say elected officials have no right to enact laws requiring taxes because the
constitution does not allow it. Others say taxes oppress citizens and therefore
must be fought against at all costs and left unpaid.
These
arguments can seem rational to a carnal-minded-person however they are not valid
when compared against bible instruction. Jesus said to render unto Caesar things
that are his and render to the LORD what is His. On another occasion, He instructed
Peter to pay taxes and provided for the payment via miraculous means – a coin in
a fish’s mouth. The Apostles Peter and Paul, inspired by the Holy Spirit,
instructed Christians to obey government rulers in what is right and pay taxes
because government operations provide some important benefits for people.
We should
obey government regulations when they do not require us to disobey the LORD’s
command to worship Him only, evangelize the lost, fashion believers into disciples,
and live in a Christlike manner. Conceivably, a government could raise taxation
to an enormous level that causes people to rebel against it. There should not
be taxation without fair representation. We help elected officials refrain from
excessive taxation, help them stay as small as possible to meet only true needs
they should serve, and help them refrain from abuses of power when we pray and exercise
our right to vote them out and require them (via the Declaration of
Independence upon which our constitution is founded), to understand our
Creator (the LORD) ultimately gives the unalienable rights we enjoy. Therefore,
they should only initiate and enforce laws that hold people accountable when
they act against federal, state, and local laws that are in accordance with His
will. In the meantime, the LORD is sure to provide believers and those who
follow good stewardship practices more than enough to pay taxes.
Let’s be
clear, it is not un-patriotic to take advantage of every legal option available
to reduce your taxes to the lowest possible amount. Using an honest accountant
to help guide your bookkeeping efforts and complete your income tax returns will
help you in that regard. In times of depression, recession, and economic
downturns, taxes you’ve paid allow governments to provide financial assistance
to businesses and organizations that help people meet short-term needs (assistance
for unemployment, medical, food) while continuing to meet long-term needs
(citizenship records, licenses, sound roads, etc.). Such initiatives along
with the largesse of Churches, individuals, and volunteer efforts help
societies endure storms and experience much longer periods of sunshine. Consider
giving a portion of additional disposal income that remains in your coffers due
to expert financial advice because this helps spread the gospel in your
community and abroad and meet needs of the poor, oppressed, orphans, and widows.
Please pray for this ministry, email me with any
questions, and contact me to speak at your business or ministry conference or
workshop. May the LORD bless you richly as you follow His plan!
1Kings 12:12-16,
Matthew 17:24-27, 22:17-22, Romans 13:1-8, 1Peter 2:13-17Please forward these bondage-breaking articles to other people who can use helpful insight!
You can find books authored by Randy Parlor and Karen
Parlor at
You can find many other MoneyWalk articles on Facebook at https://www.facebook.com/randy.parlor by viewing Notes in the More menu on the right side of
the computer screen
You can connect with Randy Parlor on
Twitter
Linkedin
You can also view and/or listen to MoneyWalk articles at
Saturday, March 28, 2020
3-28-20 Daily Word
So you will not be condemned never promise what you cannot control or what you may renege on; simply say Yes when you intend to follow through & say No when you don't know or are not sure.
Friday, March 27, 2020
3-27-20 Daily Word
As you know, we count as blessed those who have persevered. You have heard of Job’s perseverance and have seen what the LORD finally brought about. He is full of mercy & compassion.
Thursday, March 26, 2020
3-26-20 Daily Word
When the wicked take counsel & evil attacks us, it comes to naught & cannot stand, for the LORD our God is for & with every believer!
Wednesday, March 25, 2020
3-25-20 Daily Word
Blessed is the servant, and one amply rewarded, whose Master finds faithfully & diligently handling duties given, adding value to the enterprise.
Tuesday, March 24, 2020
Monday, March 23, 2020
3-23-20 Daily Word
Be honorable by showing integrity in your dealings, for woe is prepared for children of iniquity who deceive, thieve, and take ungodly advantage of others for position, power, and profit.
Sunday, March 22, 2020
MoneyWalk 42 Managing Risk Via Prudence
This program will help
you undo financial bondage.
Everyone
should be in a financial position to invest whether times are good or bad economically.
A variety of scriptures show faithful people investing time, talent, and money (including
entrepreneurial endeavors) and accumulating profit from it in the form of
agricultural surplus, livestock, gold, silver, jewels, and money used to trade
for such things within the kingdoms they lived.
“Well done my
good and faithful servant” is the comment believers want to hear from the LORD
when they stand before Him at the Judgment Seat of Christ. They should know
this is taken from the scriptures in Matthew and Luke concerning the good
stewards who traded with the Master’s money and, upon His return after a number
of years, brought Him sizeable profit from their investments. The Master called
the servants “wicked” who did not invest the money and return a profit and
ordered that they be cast into outer darkness where they would experience
immense spiritual, emotional, and physical pain.
These
parables are certainly indicative of how we should use our time and talent in
life so we are fruitful, yet they are also instructive of how we should wisely
approach investing money the LORD entrusts to us so we can become even more
profitable as we move along the future and allow it to help us do all the
things He called us to. Funding gospel ministry to a greater degree, providing
a good livelihood for your family, and helping others along the way by
providing jobs and helping with other true needs are all things He prizes that
glorify Him when done in His name for His honor.
We should
take investing risk throughout our lives via tithing, additional giving,
entrepreneurial endeavors, purchasing shares of companies, etc. while we also
engage intimacy with the LORD and service to many others. While much should be
expended on these things and the investment profits should fuel more giving and
reasonable spending, there is also scriptures that tell us it is okay to have
treasuries that hold a reasonable amount of money and profit that comes through
our hands. A wise man maintains a treasury, but a foolish man spends everything
he gets his hands on.
You will make
some mistakes along the way and possibly lose some value on some investments
over short periods of time, but do not be afraid of the investing journey.
Learn things that will help you be more prudent as you move forward. For
example:
- Do not pursue
get rich quick schemes, rather look for investments in which the underlying
collateral, company, or industry have reliable long-term historical data
showing that growth in value is not a fluke and thus the investment is not a
fad that will likely wither and die at some point down the road.
- Look mostly
for investments with a no or low cost to buy and sell, as this leaves more
money to invest and more money in your pocket after you sell.
- Stay away
from investments suggested by broke friends, family, and poor stewards who have
shown they cannot hit the head of a nail with a sledgehammer.
- Refuse to
allow emotions to constantly lead you during economic downturns to sell stocks
and mutual fund shares at lower prices than your purchase of them. When you do
so you are market-timing or day trading and acting as if you are an expert in
knowing when prices will go up and come down, yet losses you thus far incurred
do not prove your expertise.
- Refuse to
leverage loans for investing purposes, when you do not have enough saved and
invested to cover the total debt in case the investment fails to grow in value.
It is better to pursue no-cost low-cost investments and entrepreneurial
endeavors and build line upon line, precept upon precept in ways that grow your
earnings, assets, and wherewithal.
As your net
worth grows, you will be able to take greater risk with smaller portions of
money in your treasury by investing in more risky things that seem like they
could one day be very helpful to people and profitable. The good money
management and/or entrepreneurial expertise you built over the years, by the
Holy Spirit’s guidance, will allow you greater insight into the viability of
such witty inventions.
Remember,
when your faith and prudent action is grounded in your relationship with Christ
and His calling for your life, all things work together for your good. You will
go through some ups and downs economically and experience obstacles and
troubles from time to time, however you will prosper overall to provide great
help to people on Earth while also investing in Heaven where moth and rust
cannot corrupt and thieves cannot break in and steal from you.
Please pray for this ministry, email me with any
questions, and contact me to speak at your business or ministry conference or
workshop. May the LORD bless you richly as you follow His plan!
Proverbs
21:20, Ecclesiastes 11:2, Matthew 25:14-30, Luke 19:12-27, 1Timothy 6:17-19
Please forward these bondage-breaking articles to other
people who can use helpful insight!
You can find books authored by Randy Parlor and Karen
Parlor at
You can find many other MoneyWalk articles on Facebook at https://www.facebook.com/randy.parlor by viewing Notes in the More menu on the right side of
the computer screen
You can connect with Randy Parlor on
Twitter
Linkedin
You can also view and/or listen to MoneyWalk articles at
3-22-20 Daily Word
The LORD our savior desires that everyone acknowledge truth & be saved, so give Him thanks & pray for everyone including those in authority to lead a quiet, peaceable, & good life in His sight.
Saturday, March 21, 2020
3-21-20 Daily Word
Fear is cast out when one loves the LORD, whose love is shed abroad in the heart, fear can no longer control or manipulate, it is replaced by faith, & life is guided by the Holy Spirit's wisdom.
Friday, March 20, 2020
3-20-20 Daily Word
The LORD does not give you a spirit of fear; He fills your spirit with power, love, and godly discipline.
Thursday, March 19, 2020
3-19-20 Daily Word
Whenever you pray, forgive others anything you hold against them, so Father God in Heaven will forgive your trespasses.
Wednesday, March 18, 2020
3-18-20 Daily Word
Jesus said, "This is my commandment, that you love one another like I love you. There is no greater love than to lay down one's life for friends. You are my friends if you do what I command."
Tuesday, March 17, 2020
3-17-20 Daily Word
Every branch in Christ that does not bear fruit He cuts away, and every branch that bears fruit He prunes, so it will bear more fruit.
Monday, March 16, 2020
MoneyWalk 41 Trust The LORD To Cover Risk
This program will help you undo financial bondage.
Only the LORD
can truly help your family recover from incidents, emergencies, and
catastrophes. Yet, it’s prudent to consider insurance a portion of your plan to
cover future risk in various areas of your life because He always empowers each
person and gives you a part to play in carrying out His will on earth to produce
fruit that blesses and rewards your efforts.
One area you
need to consider is insurance against loss greater than the ability of your
estate (assets and cash flow) to handle if you were to die leaving dependents
behind, or have an accident that destroys your ability to earn income to care
for yourself and dependents, or sustain huge damage to property needed or
desired such as homes or cars. If you have enough wealth to self-insure the
risk or a portion thereof then you will not need insurance but could buy it if
it is more cost effective to pay a small annual premium while you continue to
invest your assets for much greater future growth.
You may be
required by law or loan contract to purchase home and auto insurance. Choosing
less coverage or higher deductibles at discounted premium could be best
regardless of the type of coverage (liability, health, disability, long-term
care, etc.). This means you self-insure more of the loss in each of these
situations. Insurance premiums usually vary a lot from one insurer to another.
So, it is always good to shop around with five or more insurers to find one
that has coverage options, along with a history of good customer service, you
need at the lowest possible price.
If you have
saved enough money to provide your dependents an annual income that equals or
exceeds your current income, you may not need to purchase insurance not
required by law or creditors. Yet, you should purchase the types needed when
your family would experience a financial crisis or liquidity problems due to
lack of assets and income from which to continue the family’s current
lifestyle. No one can know their exact loss exposure until an incident occurs,
however there are people and professionals who can help you (a) derive good
estimates, (b) identify whether your wealth would be able to totally or
partially self-insure risk of loss, and (c) select levels of coverage and
deductibles on each type of insurance you need in ways that protect your family
and fit your financial situation.
Insurance
purchases are always based on a loss cost estimate in case of mishap and thus
benefits you choose may not cover all you need when incidents, emergencies, or
catastrophes occur. Thus, after having done all you can to reasonably prepare
for the future by seeking His guidance and consulting with godly counselors,
put your total trust in the LORD and take reasonable action to help safeguard
you and your family against possible loss. He will cause all things to work
together for good for everyone who loves Him, who is called according to His
purpose!
Please pray for this ministry, email me with any
questions, and contact me to speak at your business or ministry conference or
workshop. May the LORD bless you richly as you follow His plan!
Psalms 124,
127:1-2, Matthew 6:30-34, Philippians 4:6-7, James 2:17
Please forward these bondage-breaking articles to other
people who can use helpful insight!
You can find books authored by Randy Parlor and Karen
Parlor at
You can find many other MoneyWalk articles on Facebook at
https://www.facebook.com/randy.parlor by viewing Notes in the More menu on the right side of the
computer screen
You can connect with Randy Parlor on
Twitter
Linkedin
You can also view and/or listen to MoneyWalk articles at
3-16-20 Daily Word
Brothers & Sisters in Christ, when the LORD is for you, it does not matter who is against you, for He alone is omnipotent, omnipresent, & omniscient who favors, protects, and supplies you.
Sunday, March 15, 2020
3-15-20 Daily Word
We know all things work together for good for those who love the LORD, who are called according to His purpose!
Saturday, March 14, 2020
3-14-20 Daily Word
When we hope to see results of the vision & plan the LORD gives us, we exhibit necessary action & patience, knowing His will is done in Heaven & on Earth and will be seen in due time.
Thursday, March 12, 2020
3-13-20 Daily Word
Rejoice in the LORD, and again I say rejoice, for He is nearer than when we first began, so let everyone see you are unselfish and considerate in everything you do.
3-12-20 Daily Word
Believers, know you are saved from the eternal futility of unbelievers, not by anything that perishes like silver or gold, but by the precious blood of Christ, the lamb without spot or wrinkle.
Wednesday, March 11, 2020
3-11-20 Daily Word
A lazy person craves a lot of things & presumes life will be better yet can never satisfy his/her desires, but one who is diligent & disciplined is richly supplied & profitable.
Tuesday, March 10, 2020
3-10-20 Daily Word
One who wants to be wise listens to godly instruction & his/her life produces fruit from good guidance, whereas the rebellious & scoffers don't regard rebuke or negative consequences & continue to transgress.
Sunday, March 8, 2020
MoneyWalk 40 Work As Unto The LORD
This program will help you undo financial bondage. Twitter
Linkedin
From everlasting, the LORD worked to create everything and set the spiritual and natural realm in motion. Then, He commanded man to work in order to be fruitful; cultivate the soil, raise animals, and engage physical and mental labor in many ways. Adam and Eve’s worship, including their work, was totally enjoyable.
After Adam chose to sin, he and his seed would eat by the sweat of their brow. Though work would still be enjoyable in many ways the deteriorating conditions that sin caused man to live in on earth would make work more physically and mentally demanding and unpleasant, in some instances.
When He disobeyed the LORD’s command not to eat from the Tree of the Knowledge of Good & Evil, the perfect communion they had was broken. Adam and his progeny could fail to seek Him and thus choose work not within the LORD’s plan for fulfilling their purpose. Even if they ultimately moved into the types of work intended, they might operate in unclean motives, attitudes, and actions or utilize the fruit thereof (income and products) for ungodly purposes (funding abortion, supporting sexually immoral lifestyles, criminal activities, etc.). This lets believers know we must choose to do types of work and engage activities that are not immoral while having an attitude and way of doing things that glorify Him.
There is a truth about work that remains constant from the time man was created and given the task of tending the garden and throughout believer’s everlasting future with the LORD; a person will always be fulfilled and thus have peace and joy when working as unto the LORD in the calling whereunto he is called by God. Scripture confirms the diligent person shall have everything needed to fulfill his/her purpose and one who is lazy will not have things necessary for fulfillment, joy, and peace on Earth!
There is an abundance of scripture confirming you should engage work (both physical and mental) for as long as you live. Total abstinence from work is not healthy for your body and mind. Lack of challenging work and daily regimen can bring about sickness, mental illness, and premature death. Therefore, everyday you’re alive the LORD gives you work to accomplish: physical labor (for producing income, wealth, and gifts), physical / vocal worship, thanksgiving, praise, prayer, bible study, evangelism, disciple-making, fellowship / hospitality, and service within the Church.
There is an abundance of scripture telling you to stay away from lazy, idle, and irresponsible attitudes and behavior during all stages of life. You are not prohibited from moving from one type of work to another as need or ability arises, unless you would engage in a type or manner that is unholy according to scripture or that violates His will communicated to you. You also are not prohibited from taking retirement from a current employer or business as long as you are mindful you should engage reasonable work in another capacity pleasing to the LORD (paid or volunteer). Every moral type of work is worship and performs a godly service when it is committed to Him and engaged in a way that pleases Him.
Please pray for this ministry, email me with any questions, and contact me to speak at your business or ministry conference or workshop. May the LORD bless you richly as you follow His plan!
Ecclesiastes 9:10, 1Corinthians 10:31, Ephesians 6:7, Colossians 3:23
Please forward these bondage-breaking articles to other people who can use helpful insight!
You can find books authored by Randy Parlor and Karen Parlor at
https://www.amazon.com/s?k=Randy+Parlor&i=stripbooks&dc&qid=1573343045&ref=sr_nr_i_1
https://www.amazon.com/s?k=Karen+Parlor&i=stripbooks&ref=nb_sb_noss
You can find many other MoneyWalk articles on Facebook at https://www.facebook.com/randy.parlor by viewing Notes in the More menu on the right side of the computer screen
You can connect with Randy Parlor on
https://twitter.com/RandyParlor
https://www.linkedin.com/in/randyparlor/
You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ
Thursday, March 5, 2020
Sunday, March 1, 2020
MoneyWalk 39 What About Retirement?
This program will help you undo financial bondage. Twitter
Linkedin
Old Testament scripture identifies that Levites were to retire from work at the temple when they turned fifty. They could continue to assist to a minor degree. There was no indication scripturally that this scenario applied to other professions. The New Testament indicates every Christian should continue (until his / her last breath) to evangelize, make disciples, and serve others. You may retire from a particular employer or type of work but you should continue working in at least a ministry capacity for the rest of your life.
Unless you want to retire into poverty, you need to employ appropriate financial management tools and processes that help you build an investment portfolio from which you can monthly (for the remainder of your life) withdraw enough money after taxes to cover all needs and at least some desires.
People whose employers provide pensions need not invest as much as those who work for employers that do not provide them. Those eligible to receive Social Security need not invest as much as those who are not eligible for it. People with both do not need to invest as much as those who only have one or the other. Those who have neither pension or Social Security obviously need to invest more than the others because investment income alone would have to cover the entire amount of all their expenses and desires during retirement.
The bottom line is everyone needs to invest a reasonable portion of their income (start with 10%) during working years in vehicles whose historical data prove they provide above average growth (no-load low-expense total stock market index mutual funds, etc.). In retirement, everyone will need to employ a good investment income withdrawal strategy that will last until they leave this Earth. This makes a comfortable, ministry-oriented, well-lived retirement possible.
There is hope if you find yourself in a poor financial situation right now. But you must understand life does not just arrange itself to provide what you need and want without you planning (for some reasonable amount of time) the earning and expending of income. From this point forward, you must budget, set aside emergency funds, eliminate debt, learn to live debt-free, invest, and give in ways that bring supernatural favor. The sooner you start the sooner you will be in position to comfortably retire and meet all expenses thereafter.
Please pray for this ministry, email me with any questions, and contact me to speak at your business or ministry conference or workshop. May the LORD bless you richly as you follow His plan!
Genesis 1:28, 2:1-3, Proverbs 10:4-5, Luke 12:16-31, 2Thessalonians 3:7-13
Please forward these bondage-breaking articles to other people who can use helpful insight!
You can find books authored by Randy Parlor and Karen Parlor at
https://www.amazon.com/s?k=Randy+Parlor&i=stripbooks&dc&qid=1573343045&ref=sr_nr_i_1
https://www.amazon.com/s?k=Karen+Parlor&i=stripbooks&ref=nb_sb_noss
You can find many other MoneyWalk articles on Facebook at https://www.facebook.com/randy.parlor by viewing Notes in the More menu on the right side of the computer screen
You can connect with Randy Parlor on
https://twitter.com/RandyParlor
https://www.linkedin.com/in/randyparlor/
You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ
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