Sunday, November 12, 2023

MoneyWalk 224 Proper Balance

This program will help you undo financial bondage.

People who are in good financial shape know at all times how much money they can spend without running over their spendable assets and they refuse to purchase items that cost near that amount in order to stay in sound financial shape. They learn (a) not to care what other people think, (b) not to try to impress other people, and (c) that they cannot produce long-term happiness via purchasing material things their income and assets cannot currently and comfortably cover. They understand peace and joy come only in a personal relationship with Jesus Christ. This allows them to enjoy their lives no matter what material things and experiences they may or may not have.

In order to have a healthy financial life, you must be diligent in balancing your accounts (including checkbooks). Many people aren't in good financial shape because they are not diligent at immediately recording checks written and withdrawals from their checkbook balances. Also, they do not balance their checkbook monthly. These negative habits lead to overspending and unnecessary charges for bounced checks.

You cannot truly know what you have to spend unless you know what is in your accounts and thus you will most likely overspend available money because you’ll only remember the few deposits recently put in your accounts and not the many withdrawals taken. Most checks are cashed days after they're written which means a check written at an earlier date may eat into your perceived balance leaving less actual money to spend. In addition, people are putting more charges on credit cards that ultimately must be paid by what is in their checking account, else they will go unpaid and be subject to delinquency fees and other costs as well as additional compounding interest.

You will not recognize this dilemma and thus will get yourself into financial bondage if you are not faithful in recording deposits (including checks written) and withdrawals and make sure you don’t put on credit cards anywhere near the liquid assets you have available to be able to pay the charge in full when it is due. If you don’t record entries immediately and don’t balance your checkbook monthly and keep watch over your accounts and spending, you won’t catch inevitable banking mistakes before they cost money that could be used to spread the gospel, build an appropriate emergency fund, eliminate debt, gain financial independence, and build wealth.

Proverbs 21:20, Proverbs 27:23-24, Habakkuk 2:2-4, Luke 14:28-32, Luke 16:10-12

Please pray for this ministry and email questions to parlor@ameritech.net and share the links below with others who need guidance. May the LORD bless you richly as you follow His plan!

Share https://kminfo.org/ministries/financial-freedom weekly with family and friends so these bondage-breaking articles and other financial information can help them gain helpful insight! @everyone

The book at the link below provides principles and practical steps that help you use the Power To Get Wealth. By 1992, we had $135,000 of debt and a negative $35,000 net worth. Financial bondage and turmoil led me to seek principles and a process for employing good stewardship. As a result, we became constructively debt-free in 1998, mortgage free January 2004, millionaires in 2012, multi-millionaires shortly thereafter, and retired in 2018 in my mid-fifties from public servant jobs while giving abundantly to fund the gospel of our LORD Jesus Christ. The same power is available to you!

https://books2read.com/u/4NgpBo

https://www.amazon.com/Power-Get-Wealth-Randy-Parlor-ebook/dp/B08QCH5MVH/ref=sr_1_2?keywords=Randy+Parlor&qid=1638336718&s=books&sr=1-2

You can find books authored by Randy and Karen Parlor at www.Amazon.com.

You can also connect with Randy Parlor on Facebook, Twitter, Linkedin, Instagram, Google Blogger, WordPress, Pinterest, TikTok, Tumbler, and You Tube.

 

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