Monday, June 1, 2026

MoneyWalk 354 Failure to Plan Produces Failure

This program will help you undo financial bondage.

To experience good results, you must have spiritual vision that comes from godly / moral values while engaging and cultivating activities that produce desired results. Declare a thing, calling those things that be not as though they are, and as you think in your heart it can happen for you. I understand Henry Ford once said something like the following in order to help people see that a can do attitude is the only way to believe when you need or want to do something important - “Whether you think you can or you think you can't, you're right!”

Never do what is wicked in God's eyes. Also, carefully measure guidance from other people by biblical principles. No matter how respected they may be in your community their advice is simply a consideration. Take it under advisement until the Lord makes it clear their guidance is the best course to follow. Realize in life you may start as a grocery bagger but end up a store manager or you may start by sitting in the pews listening to and learning from others but end up as director of evangelism or you may start as the janitor but wind up the company president. These scenarios have played out for millions of people over the years because of their faithful and diligent attention to the business and ministry God placed them in. No legitimate work is too small a job to produce good results for you. So don’t despise the day of small beginnings. Your increasing spiritual and financial maturity and promotion will be a result of faithful planning in commitment to His will.

In the financial realm, a net worth statement will show how past decisions have helped or hampered you overall up to this point in time. Also, at least six months’ worth of perpetual monthly budgets that you faithfully monitor and utilize to measure and control giving, saving, and spending are a must because you need to see how spending decisions proposed or made today can hamper or help you get to where God wants you to be while also building future wealth to care for family and Church needs and desires. These documents serve as plans for your life to help you discern whether you’re doing good or bad things related to giving, saving, and spending.

Electronic budgeting tools and spreadsheets are available to help ease the pain of having to list the categories and dollar amounts over and over for each budget cycle. Subtract from your gross monthly income federal, state, and city taxes, tithe and offering, each minimum monthly bill payment (rent / mortgage, car notes, utilities, credit cards, etc.) The result (which will be a positive surplus or negative deficit) shows what you have left each pay period that you can proportionately assign to groceries, home maintenance, car maintenance, gas for cars, entertainment, personal money, emergencies, etc. This information is vital for short and long-term planning of anticipated income and expenses, because it lets you know what you can afford to purchase now so you will not be negatively affected in the future.

Failure to plan in this way leads to overspending, borrowing, and continual spontaneity that will not bring about God’s desired situation for your life nor help fulfill your purpose while on earth. It produces destructive tendencies, headaches, heartaches, and harm to you and your family (including the Church). However, faithful planning with purposeful action guided by godly vision and biblical instruction through the power of the Holy Spirit will bring God’s supernatural blessing, reward, and success into your life.

Proverbs 27:23-27, Habakkuk 2:2-4, Luke 14:28-32, Philippians 4:11-13

Please pray for this ministry and email questions to parlor@ameritech.net and share the links below with others who need guidance. May the LORD bless you richly as you follow His plan!

Share https://kminfo.org/ministries/financial-freedom weekly with family and friends so these bondage-breaking articles and other financial information can help them gain helpful insight! @everyone

The book at the link below provides principles and practical steps that help you use the Power to Get Wealth. By 1992, we had $135,000 of debt and negative $35,000 net worth. Financial bondage and turmoil led me to seek principles and a process for employing good stewardship. As a result, we became constructively debt-free in 1998, mortgage free January 2004, millionaires in 2012, multi-millionaires shortly thereafter, and retired in 2018 in my mid-fifties from public servant jobs while giving abundantly to fund the gospel of our LORD Jesus Christ. The same power is available to you!

https://www.amazon.com/Power-Get-Wealth-Randy-Parlor-ebook/dp/B08QCH5MVH/ref=sr_1_2?keywords=Randy+Parlor&qid=1638336718&s=books&sr=1-2

You can find books authored by Randy and Karen Parlor at www.Amazon.com.

You can also connect with Randy Parlor on Facebook, Twitter, LinkedIn, Instagram, Google Blogger, WordPress, Pinterest, TikTok, Tumbler, and You Tube.


 

No comments: