This program will help you undo financial bondage.
The bible warns everyone not to trust in money no matter what assets or income they hold in life because it will fail you. Just when you think you’ve obtained enough you’ll experience a problem too big or too relationship-based for money to take care of.
In contrast, scripture tells everyone to trust in Jesus Christ because what you do for Him will last. Through this relationship God is helping you build an eternal habitation in heaven and a portal on earth for other men to find Him and experience the depth of love that you’ve come to know in Him.
God provides lifestyle principles and material things for the faithful (rich and poor) that they don't have to pay for; allowing them to tithe and give more of their income in offerings to their local church and other ministries in order for the gospel to be spread worldwide and be a blessing to many others.
The biblical model of money management recognizes that more money and more things will not make you happier or better, rather fulfilling His purpose for your life will bring fulfillment. Thus, the lifestyle that helps draw into your life the kind of people, resources, money, etc. that God will use to help you fulfill His plan for your life is the kind that meets your true needs and builds wealth that lasts throughout many generations and into eternity.
No matter the size of your income you can, in an abundant way, deliver the gospel of Christ to other people. The parable of the talents and minas in the books of Matthew and Luke show that God expects you to properly manage your talent, mind, income, and assets according to His commands. You can expect great blessings when you follow His instructions.
The opposite form of lifestyle and money management thinks the winner is the one with the most money, stuff, position, power, and earthly influence. It brings eternal if not earthly destruction and fails to provide you and other loved ones with the principles, fortitude, and activities necessary to be truly successful in God’s eyes.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Proverbs 3:9-18, 27:23-27, Matthew 25:14-31, Luke 19:12-27
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Sunday, April 18, 2010
Monday, April 12, 2010
MoneyWalk 52: The Diligent Person Is Made Rich
This program will help you undo financial bondage.
Start working to please the Lord instead of man. This heart attitude positively changes the environment in which you work and moves the LORD to provide more opportunities for your upward mobility. If you become a diligent worker who doesn't complain, your present situation will become a link to the next higher step in God's spiritual and financial development for you. He'll show you how to stretch your current income and He'll increase it at various points in the future through promotions and new opportunities that may be in fields and places other than your current employment.
Allowing a root of bitterness to take hold because you believe God or men owe you something more than your current income provides causes depression. In addition, such an ungrateful attitude is normally accompanied by unfaithfulness to assigned tasks. This causes you to suffer emotionally, financially, and spiritually because it does not allow your diligence to be seen by those around you and thus does not provide an avenue for elevation by the mighty hand of God. In fact, the rotten fruit produced by it will ultimately result in your being abased in life and in eternity, when un-repented it causes you to forsake relationship with Christ.
Be diligent and aspire to lead your life in quietness and peacefulness while producing good work. When you see your job as a blessing instead of a burden you oil the godly networking machine so it can positively change your financial future. Many opportunities will come your way as a result of a diligent attitude and actions. This will bring promotions and increases that lead to elimination of debt and business ventures that were not possible when you were discontent and full of negativity.
Another benefit that accrues through diligence in living out biblical principles including those related to your finances is that you will overcome the destruction caused by engaging in worldly financial behaviors. For example, people who decided and acted to eliminate debt and live debt-free and stuck with that plan found that they are not negatively affected by ways in which many institutions and employers use credit histories to determine prices, interest, and penalties you pay now and in the future for merchandise and services.
These folks use debt sparingly and responsibly, if at all, and only on business endeavors or assets that have a long-term history of appreciating in value. Thus, they did not experience negative outcomes with regard to the review and scoring of their credit histories. Living in God’s principles produces responsible and prudent people and served as a guard against the financial collapse that many others suffered.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Psalm 75:6-7, Proverbs 6:6-11, 19:15, 2Thessalonians 3:10-12, James 2:21-26
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Start working to please the Lord instead of man. This heart attitude positively changes the environment in which you work and moves the LORD to provide more opportunities for your upward mobility. If you become a diligent worker who doesn't complain, your present situation will become a link to the next higher step in God's spiritual and financial development for you. He'll show you how to stretch your current income and He'll increase it at various points in the future through promotions and new opportunities that may be in fields and places other than your current employment.
Allowing a root of bitterness to take hold because you believe God or men owe you something more than your current income provides causes depression. In addition, such an ungrateful attitude is normally accompanied by unfaithfulness to assigned tasks. This causes you to suffer emotionally, financially, and spiritually because it does not allow your diligence to be seen by those around you and thus does not provide an avenue for elevation by the mighty hand of God. In fact, the rotten fruit produced by it will ultimately result in your being abased in life and in eternity, when un-repented it causes you to forsake relationship with Christ.
Be diligent and aspire to lead your life in quietness and peacefulness while producing good work. When you see your job as a blessing instead of a burden you oil the godly networking machine so it can positively change your financial future. Many opportunities will come your way as a result of a diligent attitude and actions. This will bring promotions and increases that lead to elimination of debt and business ventures that were not possible when you were discontent and full of negativity.
Another benefit that accrues through diligence in living out biblical principles including those related to your finances is that you will overcome the destruction caused by engaging in worldly financial behaviors. For example, people who decided and acted to eliminate debt and live debt-free and stuck with that plan found that they are not negatively affected by ways in which many institutions and employers use credit histories to determine prices, interest, and penalties you pay now and in the future for merchandise and services.
These folks use debt sparingly and responsibly, if at all, and only on business endeavors or assets that have a long-term history of appreciating in value. Thus, they did not experience negative outcomes with regard to the review and scoring of their credit histories. Living in God’s principles produces responsible and prudent people and served as a guard against the financial collapse that many others suffered.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Psalm 75:6-7, Proverbs 6:6-11, 19:15, 2Thessalonians 3:10-12, James 2:21-26
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Sunday, April 4, 2010
MoneyWalk 51: Patience Is Required
This program will help you undo financial bondage.
In order to truly prosper on earth and throughout eternity, you must sow seed by doing the things that God told believers to do. You will have a mind to follow His commands only when you diligently seek Him in praise, worship, and prayer. Such intimacy will cause you to by faith honor God in doing good works, tithing, and offering.
Struggles and difficult financial situations will arise because giving to support ministry allows the gospel to spread throughout the Earth thereby positively changing the lives of men. Satan and his demonic forces don't want your money used for this purpose because they hate humans and want us destroyed.
Never fear, walk by faith and not by sight believing God's word that He will work all situations for good for those who love Him. So, faithfully serve, tithe, and give offerings to Christian ministries to meet the needs of other people at home and abroad. Then exhibit patience by waiting for the fruit of God's economic plan to ripen so that you may harvest them for the benefit of others and yourself.
Patiently seeking the Lord, waiting on Him to provide when the time is right, using biblical principles to order your life and your finances throughout your life will ensure that the windows of Heaven remain open to you with blessings poured upon you. You will not have room enough to contain them and thus you will get to pour much of it out upon other people. You are blessed to be a blessing.
Remember Jesus did not come to earth to be crucified until 4,000 years of life on earth had passed. Once here, He could not begin His earthly ministry at 12 years old instead He had to be patient and wait until He was 30 years old. He couldn’t bypass the ridicule, persecution, and suffering but had to endure 3.5 years until He was hung on and nailed to a cross. Then, he could not immediately come down but in agony suffered for awhile. Finally, He died and had to wait 3 days for His resurrection to be made evident.
In this same manner, you will suffer persecution, ridicule, embarrassment and some other distasteful acts and rules against you when you serve Christ to the world. While doing all you can to be His witness and find ways to spread His Word and share His Life with others, you must exhibit patience and let it produce its perfect work. God will continue to give you ultimate victory over satan, demons, and wicked people in eternity and in this life and you will lack nothing that is needed.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Proverbs 20:21, Isaiah 55:10-11, Romans 5:3, Galatians 6:9, James 1:2-8
Please forward these bondage breaking articles to other people who can use helpful insight!!!
In order to truly prosper on earth and throughout eternity, you must sow seed by doing the things that God told believers to do. You will have a mind to follow His commands only when you diligently seek Him in praise, worship, and prayer. Such intimacy will cause you to by faith honor God in doing good works, tithing, and offering.
Struggles and difficult financial situations will arise because giving to support ministry allows the gospel to spread throughout the Earth thereby positively changing the lives of men. Satan and his demonic forces don't want your money used for this purpose because they hate humans and want us destroyed.
Never fear, walk by faith and not by sight believing God's word that He will work all situations for good for those who love Him. So, faithfully serve, tithe, and give offerings to Christian ministries to meet the needs of other people at home and abroad. Then exhibit patience by waiting for the fruit of God's economic plan to ripen so that you may harvest them for the benefit of others and yourself.
Patiently seeking the Lord, waiting on Him to provide when the time is right, using biblical principles to order your life and your finances throughout your life will ensure that the windows of Heaven remain open to you with blessings poured upon you. You will not have room enough to contain them and thus you will get to pour much of it out upon other people. You are blessed to be a blessing.
Remember Jesus did not come to earth to be crucified until 4,000 years of life on earth had passed. Once here, He could not begin His earthly ministry at 12 years old instead He had to be patient and wait until He was 30 years old. He couldn’t bypass the ridicule, persecution, and suffering but had to endure 3.5 years until He was hung on and nailed to a cross. Then, he could not immediately come down but in agony suffered for awhile. Finally, He died and had to wait 3 days for His resurrection to be made evident.
In this same manner, you will suffer persecution, ridicule, embarrassment and some other distasteful acts and rules against you when you serve Christ to the world. While doing all you can to be His witness and find ways to spread His Word and share His Life with others, you must exhibit patience and let it produce its perfect work. God will continue to give you ultimate victory over satan, demons, and wicked people in eternity and in this life and you will lack nothing that is needed.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Proverbs 20:21, Isaiah 55:10-11, Romans 5:3, Galatians 6:9, James 1:2-8
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Saturday, March 27, 2010
MoneyWalk 456: Love compels me
This program will help you undo financial bondage.
So many people are focused on becoming rich and great in the eyes of other people. While God is able to prosper you and to do so in a very immense way so that your prosperity exceeds that of all your fellows, a heart and mind focused on a priority to obtain riches and fame will in the end pierce your heart with many sorrows. If you fail to repent and turn your heart to Jesus Christ as Savior and Lord the consequences are as eternally damning as committing sin because failure to turn to Christ and live and move and have your being in Him is sin.
Don’t get me wrong, being rich and famous in and of itself is not sin. These things are amoral having no right or wrong assigned to them. However, a sinful lifestyle is shown when you pursue or have riches and fame and you also:
1) Have an attitude that places them higher in priority than having relationship with Christ.
2) Take actions that pursue them from a heart that is not focused on using them to do God’s will.
3) Fail to use them to evangelize and disciple other people and care for your family in a godly manner.
Whether you call yourself Christian or not, this type of heart and mindset can lead to engaging in money management, investing, giving, and other money related activities that are not pleasing to God and that may not be helpful to other people. Some will see your activities even when you think no one is looking, some will take on your mindset and emulate your negative money activities, and some will put you in high esteem for the success it seems you achieved and unfortunately will get the idea that pursuit of riches and greatness on earth is the highest priority.
Therefore, a Christian must be careful to pursue God in Christ more than anything else. This is done only through the love of God poured into your heart by the Holy Ghost. Of course, God wants every person to come to Him via Christ and thus allow His love to be the only motivation for everything we do including earning, managing, and growing money. Love never fails and creates for you an everlasting habitation in the presence of God. Money and greatness cannot do this, but they can be used in a mighty way to further the work of the kingdom that needs to be done here on earth to focus and lead men to Christ.
So as you pursue money making, managing, investing, and business pursuits make sure you maintain your love relationship with Lord, spend time with Him daily, be guided by His Spirit, obey His biblical commands and principles, and speak and act as Christ’s ambassador on the earth. Take instruction from the examples of missionaries we love so much and support. The love of God in them and trust in His care compels them to move into hostile territory when called, face possible death, and much suffering.
Tens of millions of dollars flow into their hands, yet they do not put their trust in it. Rather, they recognize as children of Abraham they are blessed to be a blessing to many others. Love moves them to sacrifice, suffer afflictions, and great personal loss at times on earth in order to spread this great gospel throughout the world. They shall receive an everlasting crown from almighty God that is much more precious and enduring. This too should be our focus.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Matthew 22:36-40, Mark 10:21, John 14:15, James 1:12
Please forward these bondage breaking articles to other people who can use helpful insight!!!
So many people are focused on becoming rich and great in the eyes of other people. While God is able to prosper you and to do so in a very immense way so that your prosperity exceeds that of all your fellows, a heart and mind focused on a priority to obtain riches and fame will in the end pierce your heart with many sorrows. If you fail to repent and turn your heart to Jesus Christ as Savior and Lord the consequences are as eternally damning as committing sin because failure to turn to Christ and live and move and have your being in Him is sin.
Don’t get me wrong, being rich and famous in and of itself is not sin. These things are amoral having no right or wrong assigned to them. However, a sinful lifestyle is shown when you pursue or have riches and fame and you also:
1) Have an attitude that places them higher in priority than having relationship with Christ.
2) Take actions that pursue them from a heart that is not focused on using them to do God’s will.
3) Fail to use them to evangelize and disciple other people and care for your family in a godly manner.
Whether you call yourself Christian or not, this type of heart and mindset can lead to engaging in money management, investing, giving, and other money related activities that are not pleasing to God and that may not be helpful to other people. Some will see your activities even when you think no one is looking, some will take on your mindset and emulate your negative money activities, and some will put you in high esteem for the success it seems you achieved and unfortunately will get the idea that pursuit of riches and greatness on earth is the highest priority.
Therefore, a Christian must be careful to pursue God in Christ more than anything else. This is done only through the love of God poured into your heart by the Holy Ghost. Of course, God wants every person to come to Him via Christ and thus allow His love to be the only motivation for everything we do including earning, managing, and growing money. Love never fails and creates for you an everlasting habitation in the presence of God. Money and greatness cannot do this, but they can be used in a mighty way to further the work of the kingdom that needs to be done here on earth to focus and lead men to Christ.
So as you pursue money making, managing, investing, and business pursuits make sure you maintain your love relationship with Lord, spend time with Him daily, be guided by His Spirit, obey His biblical commands and principles, and speak and act as Christ’s ambassador on the earth. Take instruction from the examples of missionaries we love so much and support. The love of God in them and trust in His care compels them to move into hostile territory when called, face possible death, and much suffering.
Tens of millions of dollars flow into their hands, yet they do not put their trust in it. Rather, they recognize as children of Abraham they are blessed to be a blessing to many others. Love moves them to sacrifice, suffer afflictions, and great personal loss at times on earth in order to spread this great gospel throughout the world. They shall receive an everlasting crown from almighty God that is much more precious and enduring. This too should be our focus.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Matthew 22:36-40, Mark 10:21, John 14:15, James 1:12
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Saturday, March 20, 2010
MoneyWalk 50: Warfare Is Necessary
This program will help you undo financial bondage.
Satan and his cohorts wage war against you by introducing thoughts and desires that conflict with the will of God. You should eliminate the effect of these attacks by having a relationship with Jesus Christ, knowing Father God’s will as conveyed in the bible, talking with Him daily, listening for His instruction, and obeying biblical instructions in conjunction with what the Holy Spirit directs you to do. When you’re on this path, our triune God will support, empower, and help you be fruitful and thus successful in life and the management of the money God entrusts to you.
When relationship with God is engaged in this way you will pray and learn scripture that will help you voice and declare victory in the name of Jesus over all that the enemy is trying to mess up in your life. In addition, you will regularly fellowship with other believers who will encourage you and example for you ways in which you can exercise victory over your enemies and fruitfulness in your life.
Such a walk with God will cause you to:
1) Declare that by grace the blood of Jesus covers all your past sins and helps you overcome future blunders.
2) Praise God for all that He's done for you in the past by taking care of you, providing for you, and bringing you to the place where you now see the truth.
3) Worship Him by telling Him how much you love and adore Him and thank Him for living in you as your guiding light.
4) Rebuke, bind, and cast out demonic forces to make them flee from you to allow you to more clearly see what God wants you to do.
5) Loose obedience to God in your life to move you to do what He wants you to do.
These actions help you utilize the whole armor of God to protect you against demonic attacks and thrust you into a future of leading many people to Jesus Christ and to good stewardship. Such positive faith declarations dispatch heavenly angels to fight unseen spiritual battles against demonic angels. At the direction of God, the heavenly army clears your pathway so you can appropriate the victory Christ won for you by His life, death, burial, and resurrection.
When you've done all you can by using prayer, warfare, and biblical principles, just stand on the truth of God's word and before long you'll begin to prosper like never before.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Matthew 16:18-19, Romans 8:26-28, 37-39, 2Corinthians 10:3-6; Ephesians 6:10-20
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Satan and his cohorts wage war against you by introducing thoughts and desires that conflict with the will of God. You should eliminate the effect of these attacks by having a relationship with Jesus Christ, knowing Father God’s will as conveyed in the bible, talking with Him daily, listening for His instruction, and obeying biblical instructions in conjunction with what the Holy Spirit directs you to do. When you’re on this path, our triune God will support, empower, and help you be fruitful and thus successful in life and the management of the money God entrusts to you.
When relationship with God is engaged in this way you will pray and learn scripture that will help you voice and declare victory in the name of Jesus over all that the enemy is trying to mess up in your life. In addition, you will regularly fellowship with other believers who will encourage you and example for you ways in which you can exercise victory over your enemies and fruitfulness in your life.
Such a walk with God will cause you to:
1) Declare that by grace the blood of Jesus covers all your past sins and helps you overcome future blunders.
2) Praise God for all that He's done for you in the past by taking care of you, providing for you, and bringing you to the place where you now see the truth.
3) Worship Him by telling Him how much you love and adore Him and thank Him for living in you as your guiding light.
4) Rebuke, bind, and cast out demonic forces to make them flee from you to allow you to more clearly see what God wants you to do.
5) Loose obedience to God in your life to move you to do what He wants you to do.
These actions help you utilize the whole armor of God to protect you against demonic attacks and thrust you into a future of leading many people to Jesus Christ and to good stewardship. Such positive faith declarations dispatch heavenly angels to fight unseen spiritual battles against demonic angels. At the direction of God, the heavenly army clears your pathway so you can appropriate the victory Christ won for you by His life, death, burial, and resurrection.
When you've done all you can by using prayer, warfare, and biblical principles, just stand on the truth of God's word and before long you'll begin to prosper like never before.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Matthew 16:18-19, Romans 8:26-28, 37-39, 2Corinthians 10:3-6; Ephesians 6:10-20
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Sunday, March 14, 2010
MoneyWalk 49: Prayer Is Necessary
This program will help you undo financial bondage.
Satan and his demonic forces are doing everything they can to keep you from financing the saturation of the whole world with the gospel of Jesus Christ through evangelism and discipleship of every person that is willing to draw near to Him. This is the manner in which we establish God’s covenant in the earth.
If the demonic forces can keep you in debt, unwilling to tithe and give offerings to church ministry, then they will succeed in their plan for you and other people that follow your example. So, you must remember that the failure to understand biblical financial principles and follow them will play right into the enemies hands and cause you knowingly or unknowingly to be a pawn of the dark side.
However, the prayers of the righteous availeth much and will allow you to press forward in the face of continual demonic attacks designed to try and take you off God’s course. Satan and his demonic forces have been defeated since their rebellion in heaven and Jesus' earthly life, death, and resurrection gave every believer total and complete victory. However, that victory is appropriated in your life through prayer for godly wisdom which allows you to act in accordance with God’s will.
Prayer activates spiritual weapons that are supernaturally mighty for pulling down strongholds, changing attitudes, and placing ungodly desires into captivity. It allows you to rule demonic powers and foil their plans against you, your family, and the church. The name of Jesus, the blood of Jesus, and your Christian testimony give you the winning offense against Satan, defend against all demonic attacks, and remove all bondages placed on you.
Obeying God's commands and principles make your spiritual weapons effective against the enemy and move God to rebuke the devourer on your behalf. So, engage secret closet prayer as well as praise and worship throughout the day because it will help line up your will, attitude, and actions in a way that show you love God and other people. This in turn will help you do all you can to properly manage the money that is entrusted to you.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Psalms 37:4-6, Matthew 16:18-19, 18:18-20, 2Corinthians 10:3-6, Ephesians 6:18-19
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Satan and his demonic forces are doing everything they can to keep you from financing the saturation of the whole world with the gospel of Jesus Christ through evangelism and discipleship of every person that is willing to draw near to Him. This is the manner in which we establish God’s covenant in the earth.
If the demonic forces can keep you in debt, unwilling to tithe and give offerings to church ministry, then they will succeed in their plan for you and other people that follow your example. So, you must remember that the failure to understand biblical financial principles and follow them will play right into the enemies hands and cause you knowingly or unknowingly to be a pawn of the dark side.
However, the prayers of the righteous availeth much and will allow you to press forward in the face of continual demonic attacks designed to try and take you off God’s course. Satan and his demonic forces have been defeated since their rebellion in heaven and Jesus' earthly life, death, and resurrection gave every believer total and complete victory. However, that victory is appropriated in your life through prayer for godly wisdom which allows you to act in accordance with God’s will.
Prayer activates spiritual weapons that are supernaturally mighty for pulling down strongholds, changing attitudes, and placing ungodly desires into captivity. It allows you to rule demonic powers and foil their plans against you, your family, and the church. The name of Jesus, the blood of Jesus, and your Christian testimony give you the winning offense against Satan, defend against all demonic attacks, and remove all bondages placed on you.
Obeying God's commands and principles make your spiritual weapons effective against the enemy and move God to rebuke the devourer on your behalf. So, engage secret closet prayer as well as praise and worship throughout the day because it will help line up your will, attitude, and actions in a way that show you love God and other people. This in turn will help you do all you can to properly manage the money that is entrusted to you.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Psalms 37:4-6, Matthew 16:18-19, 18:18-20, 2Corinthians 10:3-6, Ephesians 6:18-19
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Sunday, March 7, 2010
MoneyWalk 48: What's Your Plan?
This program will help you undo financial bondage.
A plan is a detailed written map of pursuits, goals, objectives, steps, and tasks that come from the vision God has given you concerning how your life is to be used to bring glory to Him, help spread the gospel in the earth, usher more and more people into His heavenly kingdom, and do good works that bless others.
Craft a plan that considers the:
1. Financial and life lessons learned from your past stewardship.
2. Current and future resources that will likely be available.
3. Future picture of how your situation will look in the natural as you follow the giving, saving, spending, and bill paying efforts you establish.
4. Future picture of how you (if the Lord wills) believe your situation will look as you pursue the needs and desires associated with the vision God has given you for the use of your life. God will put the super to your natural to catapult you far behind what you can think or imagine you could do.
A plan isn't hard to follow when you’re committed to taking on no more debt on items that depreciate in value. The budget part of your plan should start with your current situation and flow at least six months into the future. Also, you should regularly consult the budget because it will quickly let you know how much disposable income you'll have available for future purchases. It helps you exert self-control over the temptation to spend money you don't have and lets you know when it is financially feasible to make desired purchases such as homes, cars, vacations, hobbies, etc.
Keeping your heart and eye focused on the plan helps you achieve giving, saving and investment goals that are worthwhile and meaningful in fulfilling the purpose for your life. Your commitment to the budgeting process will help you see interest charges eliminated, disposable income growth, and savings expand enormously in the future because you wrote the vision plainly on paper and followed it.
A computer spreadsheet and budgeting software are better budget-drafting tools because of their ability to quickly and easily copy information over and over and automatically perform mathematical calculations that show you where you are and help you see where you can be in the future by following the plan and budget. However, pen and paper can work well and indeed that is how I started the process in my life.
A continual financial planning and budgeting process will bring your release from financial bondage much sooner than you ever thought possible. You'll see dreams and goals come true, your life's mission fulfilled, and material blessings increase. However, your wallet will be a bag with holes in it and your life will be filled with embarrassment and troubles when you don't draft a life and financial plan and budget and consult them before making spending decisions.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Proverbs 3:5-6, 6:6-11, 16:9, Luke 14:27-33, 2Corinthians 1:15-19, 1Peter 1:18-20
Please forward these bondage breaking articles to other people who can use helpful insight!!!
A plan is a detailed written map of pursuits, goals, objectives, steps, and tasks that come from the vision God has given you concerning how your life is to be used to bring glory to Him, help spread the gospel in the earth, usher more and more people into His heavenly kingdom, and do good works that bless others.
Craft a plan that considers the:
1. Financial and life lessons learned from your past stewardship.
2. Current and future resources that will likely be available.
3. Future picture of how your situation will look in the natural as you follow the giving, saving, spending, and bill paying efforts you establish.
4. Future picture of how you (if the Lord wills) believe your situation will look as you pursue the needs and desires associated with the vision God has given you for the use of your life. God will put the super to your natural to catapult you far behind what you can think or imagine you could do.
A plan isn't hard to follow when you’re committed to taking on no more debt on items that depreciate in value. The budget part of your plan should start with your current situation and flow at least six months into the future. Also, you should regularly consult the budget because it will quickly let you know how much disposable income you'll have available for future purchases. It helps you exert self-control over the temptation to spend money you don't have and lets you know when it is financially feasible to make desired purchases such as homes, cars, vacations, hobbies, etc.
Keeping your heart and eye focused on the plan helps you achieve giving, saving and investment goals that are worthwhile and meaningful in fulfilling the purpose for your life. Your commitment to the budgeting process will help you see interest charges eliminated, disposable income growth, and savings expand enormously in the future because you wrote the vision plainly on paper and followed it.
A computer spreadsheet and budgeting software are better budget-drafting tools because of their ability to quickly and easily copy information over and over and automatically perform mathematical calculations that show you where you are and help you see where you can be in the future by following the plan and budget. However, pen and paper can work well and indeed that is how I started the process in my life.
A continual financial planning and budgeting process will bring your release from financial bondage much sooner than you ever thought possible. You'll see dreams and goals come true, your life's mission fulfilled, and material blessings increase. However, your wallet will be a bag with holes in it and your life will be filled with embarrassment and troubles when you don't draft a life and financial plan and budget and consult them before making spending decisions.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Proverbs 3:5-6, 6:6-11, 16:9, Luke 14:27-33, 2Corinthians 1:15-19, 1Peter 1:18-20
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Sunday, February 28, 2010
MoneyWalk 47: Make a budget and work it
This program will help you undo financial bondage.
Making a budget and working it will enable you to obtain debt freedom and shed financial burdens. It helps you overcome the irresponsible nature that exists in all of us. And it crushes the heads of the demonic spirits that would otherwise lead us to be bad stewards of God’s resources who think only of ourselves and our desires. Writing our goals plainly on tablet (paper) concerning how we utilize our income allows us to exercise financial prudence knowing that it will lead us to give, save, and spend in accordance with God’s will for our lives. Budgeting will ultimately change the negative financial patterns that have overtaken our lives.
The process is not as complicated as some people seem to think. Just do the following and spend a little time each week checking in with your budget to ensure that you’re following through on your commitment to better your stewardship.
1) List your net monthly income.
2) If you’re a Christian, you should first subtract a tithe from your income that you will give to church ministry for the spreading of the gospel and good works at home and around the world as evidence that you have faith God will take care of your needs. No one can or will make you do this. It has to be a matter of the heart. For where your treasure is there will your heart be also.
3) Now subtract from your net monthly income (or the amount that remains after tithing) the minimum payment for every bill due this month.
4) When bill payments for particular services are not required each month or they vary each month (insurance, utilities, lawn maintenance, snow removal, etc.), subtract the estimated average monthly amount of each bill.
5) What remains is your disposable income.
6) You should discipline yourself (you disciple you – smile) to get in the habit of spending no more than your disposable income on additional products and services so that you don’t continue to or wind up drowning in a sea of debt.
7) Your disposable income should be spent on needs first. Prioritize in a manner similar to: 1. Shelter (house, apartment, room, etc.), 2. Transportation (bus, commuter van, vehicle, gas, repairs, etc.), 3. Clothing, 4. Food, 5. Etc, etc. etc.
8) Reason being that shelter and transportation to and from work, medical appointments, etc. will be the most difficult to come by when you’re in a tight situation. Clothing and food can be come by from many different sources when you don’t have the means to obtain them at a given time. (Mission stores, food pantries, and the goodness of family, friends, neighbors, and co-workers.)
9) The amount that remains could be spent on offerings, personal care items, debt reduction, saving, entertainment, etc.
10) Do not spend amounts you subtracted for bills not due each month, so that when these bills come due you'll have money already in your budget to pay them.
11) You should discipline yourself to budget for at least a six-month cycle. Although taking the first step to budget for this month is great. Now, each week add to that a budget for the next month and so on,
A budget is somewhat flexible because income and expense estimates may not be exact and emergencies do arise. Yet, you should not use this as a reason to bend your budget to the point of breaking when these situations do not occur.
Following your budget will help you build an emergency reserve savings account to cover such emergencies and will help you reach the point of investing to truly build wealth throughout your lifetime.
Heart and mindsets that help your budgeting process are refusing to spend more than 80% of your take home pay, refusing to take out loans to get what you want, and letting God Almighty provide needs that you truly cannot provide for at the moment. He cares and will make a way through your family, friendships, co-workers, and community services.
All of the things you desire that are not necessary for you to live can wait until you have disciplined yourself to follow your budget and have built cash reserves to pay for them without using credit. After a year or two of engaging such discipline, you'll find yourself enjoying the fulfillment that comes from giving, saving, investing, and wealth building that help you carry out the purpose God intended for your life.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Proverbs 30:24-28, Ecclesiastes 10:17-19, Habakkuk 2:1-4, Luke 16:8-13
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Making a budget and working it will enable you to obtain debt freedom and shed financial burdens. It helps you overcome the irresponsible nature that exists in all of us. And it crushes the heads of the demonic spirits that would otherwise lead us to be bad stewards of God’s resources who think only of ourselves and our desires. Writing our goals plainly on tablet (paper) concerning how we utilize our income allows us to exercise financial prudence knowing that it will lead us to give, save, and spend in accordance with God’s will for our lives. Budgeting will ultimately change the negative financial patterns that have overtaken our lives.
The process is not as complicated as some people seem to think. Just do the following and spend a little time each week checking in with your budget to ensure that you’re following through on your commitment to better your stewardship.
1) List your net monthly income.
2) If you’re a Christian, you should first subtract a tithe from your income that you will give to church ministry for the spreading of the gospel and good works at home and around the world as evidence that you have faith God will take care of your needs. No one can or will make you do this. It has to be a matter of the heart. For where your treasure is there will your heart be also.
3) Now subtract from your net monthly income (or the amount that remains after tithing) the minimum payment for every bill due this month.
4) When bill payments for particular services are not required each month or they vary each month (insurance, utilities, lawn maintenance, snow removal, etc.), subtract the estimated average monthly amount of each bill.
5) What remains is your disposable income.
6) You should discipline yourself (you disciple you – smile) to get in the habit of spending no more than your disposable income on additional products and services so that you don’t continue to or wind up drowning in a sea of debt.
7) Your disposable income should be spent on needs first. Prioritize in a manner similar to: 1. Shelter (house, apartment, room, etc.), 2. Transportation (bus, commuter van, vehicle, gas, repairs, etc.), 3. Clothing, 4. Food, 5. Etc, etc. etc.
8) Reason being that shelter and transportation to and from work, medical appointments, etc. will be the most difficult to come by when you’re in a tight situation. Clothing and food can be come by from many different sources when you don’t have the means to obtain them at a given time. (Mission stores, food pantries, and the goodness of family, friends, neighbors, and co-workers.)
9) The amount that remains could be spent on offerings, personal care items, debt reduction, saving, entertainment, etc.
10) Do not spend amounts you subtracted for bills not due each month, so that when these bills come due you'll have money already in your budget to pay them.
11) You should discipline yourself to budget for at least a six-month cycle. Although taking the first step to budget for this month is great. Now, each week add to that a budget for the next month and so on,
A budget is somewhat flexible because income and expense estimates may not be exact and emergencies do arise. Yet, you should not use this as a reason to bend your budget to the point of breaking when these situations do not occur.
Following your budget will help you build an emergency reserve savings account to cover such emergencies and will help you reach the point of investing to truly build wealth throughout your lifetime.
Heart and mindsets that help your budgeting process are refusing to spend more than 80% of your take home pay, refusing to take out loans to get what you want, and letting God Almighty provide needs that you truly cannot provide for at the moment. He cares and will make a way through your family, friendships, co-workers, and community services.
All of the things you desire that are not necessary for you to live can wait until you have disciplined yourself to follow your budget and have built cash reserves to pay for them without using credit. After a year or two of engaging such discipline, you'll find yourself enjoying the fulfillment that comes from giving, saving, investing, and wealth building that help you carry out the purpose God intended for your life.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Proverbs 30:24-28, Ecclesiastes 10:17-19, Habakkuk 2:1-4, Luke 16:8-13
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Sunday, February 21, 2010
MoneyWalk 455: Maybe short term pain but definitely long term gain
This program will help you undo financial bondage.
Scripture teaches that good stewards engage in the following practices and that they reap blessings from doing so:
1. Manage money and resources like Almighty God owns it all because He does. In the beginning was the Word, and the Word was God, and the Word is God, and nothing was made unless it was made by Him.
2. Tithing and offering to honor God for His provision and to help fund the spread of the gospel to every person around the world. And the Holy Spirit shall come upon you and you will be witnesses to me in Judea, Samaria, and the uttermost parts of the Earth.
3. Working diligently. For even when we were with you, we commanded you that any man who would not work should also not eat.
4. Living off less than your income by budgeting your spending. Know the state of your flocks and herds and write the vision down plainly on paper so that you may successfully use it to reach the desired goal.
5. Eliminating debt and moving forward to live debt-free. The borrower is a slave to the lender. God desires that you be the head and not the tail.
6. Eliminating cosigning and surety for other people’s debts. Do not cosign for other people’s debts unless you want your coat taken and be subject to ridicule and irresponsibility.
7. Diversifying assets. There is safety in the multitude of counselors. Therefore, save and invest with seven or eight different reputable sources and with a similar number of different types of investments.
8. Saving a reasonable portion of your income. There is oil and wine in the dwelling of the wise but a foolish man spends all that he gets his hands on.
9. Investing a reasonable portion of your income to produce greater profit. The master commended the faithful servants who traded with what He gave them and produced double to present to Him.
Working diligently to serve, gain experience, and develop skill that produce income to care for yourself and your family and help provide for others in need is certainly the road to take. It will help you have more provision for yourself, family, and other worthwhile priorities as opposed to the meager welfare that might be afforded by other people when you choose the other route of not seeking to consistently work.
Many forces in the world seek to pull you away from the above foundations of good stewardship by telling you that some other principle is more important in our modern, civilized society, such as having access to as much personal credit (loans) as you can get your hands on. Advisors are telling people that they cannot live without credit and that they should keep credit card accounts open at all cost. Other people are saying that you will always have bills or car notes or house notes. New sources are pointing to the need to have all of these in order to keep your credit score as high as possible.
For the unsuspecting and those ignorant of truth this sounds like great savvy advice. However, you should understand that the Word says that not one jot or tittle of His Word will ever fail to produce good in your life. Therefore, any so called principle or new method of doing something should always be measured by biblical principles for good stewardship. If it does not comply or attempts to make God’s instruction null and void, you should not only question it but also refuse to go down that road.
What good is getting, keeping, and continuing to get more credit when the very principles / methods you’ve been engaging in have or will get you in trouble in the future and cause you to have trouble over the long haul. In the short haul it may seem a benefit but looks are often deceiving. There is a way that seems right unto a man, but the end thereof is death.
When you choose the short haul path that is opposite God’s instruction, you eventually come to a point in time when that path leads to destruction in the long haul but also in your future short haul periods. Consider the debacle that has gripped our economy and individuals over the past few years. Much of it started by unreasonable decisions made concerning housing, real estate, unreasonable mortgage options and selections, the packaging of such mortgages as investments, maxing out loans for cars and personal pleasure merchandise and services, and people throwing diversification of investments and assets out the door.
Individuals and our nation would be in a far better place if we had chosen to apply biblical principles and not be swayed by what looks good in the short term. We would continue to gain long term favor and blessing which in turn would positively cover our future short term periods. A faithful man shall abound with blessings: but he that makes haste to be rich shall not go unpunished.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Proverbs 28:20, Ecclesiastes 11:2, Habakkuk 2:2-5, Philippians 4:13, 2Thessalonians 3:10
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Scripture teaches that good stewards engage in the following practices and that they reap blessings from doing so:
1. Manage money and resources like Almighty God owns it all because He does. In the beginning was the Word, and the Word was God, and the Word is God, and nothing was made unless it was made by Him.
2. Tithing and offering to honor God for His provision and to help fund the spread of the gospel to every person around the world. And the Holy Spirit shall come upon you and you will be witnesses to me in Judea, Samaria, and the uttermost parts of the Earth.
3. Working diligently. For even when we were with you, we commanded you that any man who would not work should also not eat.
4. Living off less than your income by budgeting your spending. Know the state of your flocks and herds and write the vision down plainly on paper so that you may successfully use it to reach the desired goal.
5. Eliminating debt and moving forward to live debt-free. The borrower is a slave to the lender. God desires that you be the head and not the tail.
6. Eliminating cosigning and surety for other people’s debts. Do not cosign for other people’s debts unless you want your coat taken and be subject to ridicule and irresponsibility.
7. Diversifying assets. There is safety in the multitude of counselors. Therefore, save and invest with seven or eight different reputable sources and with a similar number of different types of investments.
8. Saving a reasonable portion of your income. There is oil and wine in the dwelling of the wise but a foolish man spends all that he gets his hands on.
9. Investing a reasonable portion of your income to produce greater profit. The master commended the faithful servants who traded with what He gave them and produced double to present to Him.
Working diligently to serve, gain experience, and develop skill that produce income to care for yourself and your family and help provide for others in need is certainly the road to take. It will help you have more provision for yourself, family, and other worthwhile priorities as opposed to the meager welfare that might be afforded by other people when you choose the other route of not seeking to consistently work.
Many forces in the world seek to pull you away from the above foundations of good stewardship by telling you that some other principle is more important in our modern, civilized society, such as having access to as much personal credit (loans) as you can get your hands on. Advisors are telling people that they cannot live without credit and that they should keep credit card accounts open at all cost. Other people are saying that you will always have bills or car notes or house notes. New sources are pointing to the need to have all of these in order to keep your credit score as high as possible.
For the unsuspecting and those ignorant of truth this sounds like great savvy advice. However, you should understand that the Word says that not one jot or tittle of His Word will ever fail to produce good in your life. Therefore, any so called principle or new method of doing something should always be measured by biblical principles for good stewardship. If it does not comply or attempts to make God’s instruction null and void, you should not only question it but also refuse to go down that road.
What good is getting, keeping, and continuing to get more credit when the very principles / methods you’ve been engaging in have or will get you in trouble in the future and cause you to have trouble over the long haul. In the short haul it may seem a benefit but looks are often deceiving. There is a way that seems right unto a man, but the end thereof is death.
When you choose the short haul path that is opposite God’s instruction, you eventually come to a point in time when that path leads to destruction in the long haul but also in your future short haul periods. Consider the debacle that has gripped our economy and individuals over the past few years. Much of it started by unreasonable decisions made concerning housing, real estate, unreasonable mortgage options and selections, the packaging of such mortgages as investments, maxing out loans for cars and personal pleasure merchandise and services, and people throwing diversification of investments and assets out the door.
Individuals and our nation would be in a far better place if we had chosen to apply biblical principles and not be swayed by what looks good in the short term. We would continue to gain long term favor and blessing which in turn would positively cover our future short term periods. A faithful man shall abound with blessings: but he that makes haste to be rich shall not go unpunished.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Proverbs 28:20, Ecclesiastes 11:2, Habakkuk 2:2-5, Philippians 4:13, 2Thessalonians 3:10
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Sunday, February 14, 2010
MoneyWalk 46: Know Your Flocks & Herds
This program will help you undo financial bondage.
You must keep the amount of expenses below your income in order to have peace in your life because this helps you take care of all your needs and responsibilities in life including you, your spouse, and children. You don’t have to log all your expenses over the past few months nor log every single expense on a ledger for the next few months in order to decide what route to take to correct your situation. The pain of your present suffering should make you willing to follow biblical money management principles that help you establish a godly mission for your life, set proper goals, know your income, identify unnecessary expenses, and establish a budget for your family.
Many people don't like to hear the word "budget." However, when you don't develop a spending plan based on the reality of your present income then your reality throughout life will be that your expenses inevitably outgrow your income and leave you in financial turmoil with many headaches, torment, and bill collectors hounding you and credit card companies raising your interest rate to take even more from you while your suffering financially.
By counting the cost first - identifying your income and spending priorities on paper or computer via a budget – you turn your dream of financial freedom into a reality because it helps you spend less than you receive in a pay period so you can get out of debt in the most expedient manner. It helps identify your needs versus your wants, so you can focus on purchasing materials and services that have the highest priority.
Knowing the state of your finances at all times is essential to obtain financial health, wealth, peace, and joy. Indeed, it is a part of pressing upward for the mark of the prize of the high calling of God in Christ Jesus, being like-minded with Him and His saints, and holding true to that which you have attained through salvation. In this way, you will maintain the maximum ability to have the maximum fruitfulness He desires you to have in this earthly portion of your life.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Proverbs 27:23-24, Habakkuk 2:2-5, Luke 14:25-30, Philippians 3:14-15
Please forward these bondage breaking articles to other people who can use helpful insight!!!
You must keep the amount of expenses below your income in order to have peace in your life because this helps you take care of all your needs and responsibilities in life including you, your spouse, and children. You don’t have to log all your expenses over the past few months nor log every single expense on a ledger for the next few months in order to decide what route to take to correct your situation. The pain of your present suffering should make you willing to follow biblical money management principles that help you establish a godly mission for your life, set proper goals, know your income, identify unnecessary expenses, and establish a budget for your family.
Many people don't like to hear the word "budget." However, when you don't develop a spending plan based on the reality of your present income then your reality throughout life will be that your expenses inevitably outgrow your income and leave you in financial turmoil with many headaches, torment, and bill collectors hounding you and credit card companies raising your interest rate to take even more from you while your suffering financially.
By counting the cost first - identifying your income and spending priorities on paper or computer via a budget – you turn your dream of financial freedom into a reality because it helps you spend less than you receive in a pay period so you can get out of debt in the most expedient manner. It helps identify your needs versus your wants, so you can focus on purchasing materials and services that have the highest priority.
Knowing the state of your finances at all times is essential to obtain financial health, wealth, peace, and joy. Indeed, it is a part of pressing upward for the mark of the prize of the high calling of God in Christ Jesus, being like-minded with Him and His saints, and holding true to that which you have attained through salvation. In this way, you will maintain the maximum ability to have the maximum fruitfulness He desires you to have in this earthly portion of your life.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Proverbs 27:23-24, Habakkuk 2:2-5, Luke 14:25-30, Philippians 3:14-15
Please forward these bondage breaking articles to other people who can use helpful insight!!!
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