This program will help you undo financial bondage.
The bible says there is safety in the multitude of counselors and that you should give a portion to seven or eight. This is sound instructions from the mind of God because He knows that the future on occasion will include economic downturns. He loves us so much that He guides us to live by the right principles that help us avoid upheaval or overcome it.
When you own stocks, bonds, and company issued investments, you risk the possible loss of the entire investment or having to wait behind other classes of investors in order to receive a small amount on the dollars you invested if a company behind the investment that you own goes bankrupt. This is not a usual happenstance and this happening to one investment doesn't mean that all investment vehicles of the same type are bad. However, the risk of this being extremely devastating for your life is multiplied immensely when all your savings and investments are in one account. Thus, no one should put all the money entrusted to him or her in one investment, one financial institution, or with one advisor.
You should diversify your assets among various investment vehicles based on your personal risk tolerance, the future date you intend to use the money, and positive long, medium, and short-term history of returns of different stock, bond, and fixed-income investment vehicles. Do not put money into any instrument that doesn't have a good long-term history of profits. Savings should generally be put in vehicles where the principle is safest and the account earns a competitive amount of periodic interest. Investments may be put into vehicles that carry some amount of risk of loss of principle that is offset by the possibility of earning higher long-term returns.
Your allocation of investment money should place more of it in vehicles that provide better protection for more of your principle as you get older because as you get older you cannot usually afford to lose great amounts of your money and you may not have time to let the markets work in order to re-grow your assets to adequate levels after a market decline.
One of your major investments should be to tithe and give an abundant offering to your local church and other ministries from the income God provides for the purpose of spreading the gospel in expectation of Jesus return for His saints. This is your greatest investment while on earth, which has an eternally positive effect for you and many others who come into the kingdom as a result of your giving. After all, any mental or physical ability that allows you to earn or receive income of any kind indeed originates from God and could not be obtained without Him endowing you with such intellect, skill, etc.
In your faith walk, you should take prudent risk which requires godly vision to help carry out your earthly purpose and diversification in the area of saving and investing. I recommend managing your lifestyle and money in a manner that allows you to save and invest a portion of your income equal to a tithe and offering. Such an amount when consistently invested over several decades in a diversified manner with the discipline to forego pulling it out except in extreme emergencies has been shown to provide the kind of wealth that people need to help weather economic storms and provide for them in their latter years.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Proverbs 11:14, Ecclesiastes 11:2, Luke 19:13, Acts 6:2-3
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Monday, October 25, 2010
Monday, October 18, 2010
MoneyWalk 72: The LORD Promotes
This program will help you undo financial bondage.
A great promotion may be something other than a higher-level position with an employer. For example, knowing the state of your income versus expenses, refusing to enslave yourself in debt, living beneath your income, and faithfully saving money promote you in life far ahead of your peers regardless of whether you receive an employment promotion because most refuse to adhere to such principles and thus bring themselves and their families much heartache and financial strain in life no matter what employment promotions they attain.
When promotion seeking comes from the desire to meet man’s requirements, which are outside of what God wants for your life, discontent will usually appear. This pursuit of promotion encourages you to think negatively about your current position, income, and resources instead of continually thanking God for allowing you to be in the place that you are. Even though your position may be great among men you’ll develop an attitude where the current situation is never enough.
This brings about negative comments about your employer, supervisor, and position, which usually follow an initial bout of pride, haughtiness, and disregard for living Christ-like. Failing to realize that there is a character building reason why God has allowed you to be in your current position and thanking Him for the maturity He’s allowing you to develop as a result, leads to blessings in your life turning out to be curses to you because you will fail to manage in a godly manner your tongue, lifestyle, ministry to others, income, and material resources. You may continue to get promoted on earth but you will experience an empty void in your soul and relationships with God and man.
On the other hand, Godly promotions come through humility and meekness in fellowship with and allegiance to Christ. His elevation of your earthly status will usually grant you the things that matter most: eternal life, better relationships with family, strong and enduring friendships with reliable people, a worthy career, job, and ministry role with more than enough resources to fulfill your purpose, and respect in the eyes of your peers and superiors who have spiritual eyesight.
God guaranteed that using biblical principles will bring fruitfulness and promotion in your life regardless of whether man ever promotes you or not. When you’re humble before Him, He will raise you up in due time and will make room among influential men for the gift He’s given you.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Psalms 75:6-10, Proverbs 3:35, Daniel 4:30-35, 1Peter 5:6-11
Please forward these bondage breaking articles to other people who can use helpful insight!!!
A great promotion may be something other than a higher-level position with an employer. For example, knowing the state of your income versus expenses, refusing to enslave yourself in debt, living beneath your income, and faithfully saving money promote you in life far ahead of your peers regardless of whether you receive an employment promotion because most refuse to adhere to such principles and thus bring themselves and their families much heartache and financial strain in life no matter what employment promotions they attain.
When promotion seeking comes from the desire to meet man’s requirements, which are outside of what God wants for your life, discontent will usually appear. This pursuit of promotion encourages you to think negatively about your current position, income, and resources instead of continually thanking God for allowing you to be in the place that you are. Even though your position may be great among men you’ll develop an attitude where the current situation is never enough.
This brings about negative comments about your employer, supervisor, and position, which usually follow an initial bout of pride, haughtiness, and disregard for living Christ-like. Failing to realize that there is a character building reason why God has allowed you to be in your current position and thanking Him for the maturity He’s allowing you to develop as a result, leads to blessings in your life turning out to be curses to you because you will fail to manage in a godly manner your tongue, lifestyle, ministry to others, income, and material resources. You may continue to get promoted on earth but you will experience an empty void in your soul and relationships with God and man.
On the other hand, Godly promotions come through humility and meekness in fellowship with and allegiance to Christ. His elevation of your earthly status will usually grant you the things that matter most: eternal life, better relationships with family, strong and enduring friendships with reliable people, a worthy career, job, and ministry role with more than enough resources to fulfill your purpose, and respect in the eyes of your peers and superiors who have spiritual eyesight.
God guaranteed that using biblical principles will bring fruitfulness and promotion in your life regardless of whether man ever promotes you or not. When you’re humble before Him, He will raise you up in due time and will make room among influential men for the gift He’s given you.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Psalms 75:6-10, Proverbs 3:35, Daniel 4:30-35, 1Peter 5:6-11
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Sunday, October 3, 2010
MoneyWalk 70: Choose Your Reward
This program will help you undo financial bondage.
Anything worth having will cost you directly or indirectly. For example, being saved requires that you die to your selfish, pride-filled heart and mind-set in order to accept in you the life of Jesus Christ. It also requires that you take up your cross and follow Him by desiring and seeking to do His will in every area of life.
Likewise, heavenly rewards and God’s blessing upon your life, money, and resources managed on earth require allegiance to Christ, obedience to His commands, and adherence to scriptural principles by the leading of the Holy Spirit. Proclaiming Jesus as Savior and seeking His kingdom and righteousness is the only doorway through which worthwhile rewards can be obtained.
When you’re truly intent on loving and following Christ, the scriptures come alive to tell you how to honor Him in general and to give you specific methods for doing so. For instance, faithfully paying tithes and giving offerings to your local church cause the Father to pour blessings upon you that you'll not have room enough to receive. Also, giving to people truly in need directly or through various ministries moves Him to inspire men to give to you full measure, pressed down, shaken together, and running over for the purposes of allowing you to be a continuous and greater blessing to His kingdom, other people, and your family.
People who have the mind of Christ recognize that money and material items aren't the principle things to be obtained by following these principles. Rather, pleasing God is the ultimate desire with a mind toward creating a place where the peace of God and joy in the Holy Ghost permeate your life in the natural and eternal realms.
Using biblical money management principles gives worthwhile purpose and meaning to your life and moves God to bless and navigate you to be a blessing. Failing to utilize His principles generally perpetuates earthly problems, physical or spiritual poverty, and eternal suffering no matter the level of money and resources you have on earth. The bottom line is: you choose your reward by the principles you follow.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Proverbs 3:9, Malachi 3:8-12, Matthew 6:31, Luke 6:38
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Anything worth having will cost you directly or indirectly. For example, being saved requires that you die to your selfish, pride-filled heart and mind-set in order to accept in you the life of Jesus Christ. It also requires that you take up your cross and follow Him by desiring and seeking to do His will in every area of life.
Likewise, heavenly rewards and God’s blessing upon your life, money, and resources managed on earth require allegiance to Christ, obedience to His commands, and adherence to scriptural principles by the leading of the Holy Spirit. Proclaiming Jesus as Savior and seeking His kingdom and righteousness is the only doorway through which worthwhile rewards can be obtained.
When you’re truly intent on loving and following Christ, the scriptures come alive to tell you how to honor Him in general and to give you specific methods for doing so. For instance, faithfully paying tithes and giving offerings to your local church cause the Father to pour blessings upon you that you'll not have room enough to receive. Also, giving to people truly in need directly or through various ministries moves Him to inspire men to give to you full measure, pressed down, shaken together, and running over for the purposes of allowing you to be a continuous and greater blessing to His kingdom, other people, and your family.
People who have the mind of Christ recognize that money and material items aren't the principle things to be obtained by following these principles. Rather, pleasing God is the ultimate desire with a mind toward creating a place where the peace of God and joy in the Holy Ghost permeate your life in the natural and eternal realms.
Using biblical money management principles gives worthwhile purpose and meaning to your life and moves God to bless and navigate you to be a blessing. Failing to utilize His principles generally perpetuates earthly problems, physical or spiritual poverty, and eternal suffering no matter the level of money and resources you have on earth. The bottom line is: you choose your reward by the principles you follow.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Proverbs 3:9, Malachi 3:8-12, Matthew 6:31, Luke 6:38
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Sunday, September 26, 2010
MoneyWalk 69: Start Budgeting
This program will help you undo financial bondage.
Godly stewardship requires that you consistently spend no more than 70% of your net monthly income. Net income is the income that you are left with and get to decide how to spend and save after federal, state, city, and payroll taxes are taken out of your gross income.
The 70% is less than the amount that most people regularly spend as noted by the anemic savings rate in the United States and the ever increasing amounts of debt being taken on via mortgages, home equity loans, car loans, student loans, and credit cards.
Making 70% of your net pay the maximum amount that you will spend level allows you to consistently tithe based on your gross income, give an offering each pay period, and save and invest a reasonable percentage of your net income to cover emergencies and retirement from your current profession as you move into re-fire-ment for the marketplace ministry that God desires you to use your gifts, talents, and skills to greatly impact.
When you plan to live like this and work your plan, you’ll have more peace and joy in your life and focus more on positively building the relationships need to have you’re your spouse, children, and friends. Limiting yourself to this spending pattern will help you stop the assault that debt brings into your life. It also helps you save and invest more and helps you avoid the negative consequences of bankruptcy, foreclosure, repossession, and low credit scores.
Write down your monthly after-tax income from all sources. As part of this process, talk with a friend, who understands budgeting, tax rates / returns, and biblical money management principles. This person can help you identify the correct amount of income to identify. He can help you understand the budgeting process. Also, if you allow him, he can keep you accountable to following biblical money management principles in the stewardship of your money.
Now, subtract your tithe and offering (ten plus % of your gross income). Offerings are free-will in nature and thus you get to choose the amount that you will give. Therefore, the plus % could be any amount more than 0% of your net monthly income. I’m confident that, as you consistently give to your local church that spreads the gospel through planting and watering the Word in people’s lives, your offerings will increase steadily because you will see and hear of the great returns of people at home and abroad having their lives positively changed from hopeless to hope-filled. All of this will be a result of your having stored your treasures in Heaven via your regularly planned tithe and offering.
Now subtract 10% for emergency savings. Put this amount in a high-yield savings, checking, or money-market account that does not charge monthly fees. You may need to establish an account with a credit union or internet bank covered by the FDIC or NCUA in order to get the best possible return on your money. This money should only be spent for emergencies and expenses planned well in advance with an eye toward making sure you build an amount equal to six months of your net monthly income and maintain at least that amount at all times thereafter.
Now subtract 10% for investment in your 401k or similar retirement or brokerage account, so that you will be able to build up a nest egg over the years that can help you be in a position to retire and re-fire at a reasonable time down the road without having money woes. If you have a load of debt with interest rates that are keeping you in hock, then you should take the next step before this one and use this 10% to pay off your debts and commit in your heart to stop taking on debt. Determine to start living debt-free.
Subtract the minimum monthly payment for each bill (home, car, student loan, visa, utilities, etc.). This leaves your disposable income, which is the amount that you should use to pay more money each month on the lowest balance debt with the highest interest rate and on personal expenses (groceries, gas, entertainment, personal grooming, clothing, etc.). After you have paid off the first account, then move to the next lowest account with the next highest interest rate. This is called using the debt snowball to more quickly reduce and eliminate your debts.
Repeat this process for each of the next six months and make sure your non-emergency spending stays within the allotted amount each month. An initial budget takes 4 - 5 hours to complete. Afterward, it takes about an hour every month to review your progress, revise bill payments / totals that differ from your estimates, and create a new budget for the 7th month and on into the future.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Proverbs 27:23-27, Habakkuk 2:2-4, Luke 14:28-32, Philippians 4:11-13
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Godly stewardship requires that you consistently spend no more than 70% of your net monthly income. Net income is the income that you are left with and get to decide how to spend and save after federal, state, city, and payroll taxes are taken out of your gross income.
The 70% is less than the amount that most people regularly spend as noted by the anemic savings rate in the United States and the ever increasing amounts of debt being taken on via mortgages, home equity loans, car loans, student loans, and credit cards.
Making 70% of your net pay the maximum amount that you will spend level allows you to consistently tithe based on your gross income, give an offering each pay period, and save and invest a reasonable percentage of your net income to cover emergencies and retirement from your current profession as you move into re-fire-ment for the marketplace ministry that God desires you to use your gifts, talents, and skills to greatly impact.
When you plan to live like this and work your plan, you’ll have more peace and joy in your life and focus more on positively building the relationships need to have you’re your spouse, children, and friends. Limiting yourself to this spending pattern will help you stop the assault that debt brings into your life. It also helps you save and invest more and helps you avoid the negative consequences of bankruptcy, foreclosure, repossession, and low credit scores.
Write down your monthly after-tax income from all sources. As part of this process, talk with a friend, who understands budgeting, tax rates / returns, and biblical money management principles. This person can help you identify the correct amount of income to identify. He can help you understand the budgeting process. Also, if you allow him, he can keep you accountable to following biblical money management principles in the stewardship of your money.
Now, subtract your tithe and offering (ten plus % of your gross income). Offerings are free-will in nature and thus you get to choose the amount that you will give. Therefore, the plus % could be any amount more than 0% of your net monthly income. I’m confident that, as you consistently give to your local church that spreads the gospel through planting and watering the Word in people’s lives, your offerings will increase steadily because you will see and hear of the great returns of people at home and abroad having their lives positively changed from hopeless to hope-filled. All of this will be a result of your having stored your treasures in Heaven via your regularly planned tithe and offering.
Now subtract 10% for emergency savings. Put this amount in a high-yield savings, checking, or money-market account that does not charge monthly fees. You may need to establish an account with a credit union or internet bank covered by the FDIC or NCUA in order to get the best possible return on your money. This money should only be spent for emergencies and expenses planned well in advance with an eye toward making sure you build an amount equal to six months of your net monthly income and maintain at least that amount at all times thereafter.
Now subtract 10% for investment in your 401k or similar retirement or brokerage account, so that you will be able to build up a nest egg over the years that can help you be in a position to retire and re-fire at a reasonable time down the road without having money woes. If you have a load of debt with interest rates that are keeping you in hock, then you should take the next step before this one and use this 10% to pay off your debts and commit in your heart to stop taking on debt. Determine to start living debt-free.
Subtract the minimum monthly payment for each bill (home, car, student loan, visa, utilities, etc.). This leaves your disposable income, which is the amount that you should use to pay more money each month on the lowest balance debt with the highest interest rate and on personal expenses (groceries, gas, entertainment, personal grooming, clothing, etc.). After you have paid off the first account, then move to the next lowest account with the next highest interest rate. This is called using the debt snowball to more quickly reduce and eliminate your debts.
Repeat this process for each of the next six months and make sure your non-emergency spending stays within the allotted amount each month. An initial budget takes 4 - 5 hours to complete. Afterward, it takes about an hour every month to review your progress, revise bill payments / totals that differ from your estimates, and create a new budget for the 7th month and on into the future.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Proverbs 27:23-27, Habakkuk 2:2-4, Luke 14:28-32, Philippians 4:11-13
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Sunday, September 19, 2010
MoneyWalk 68: Hope springs financial
This program will help you undo financial bondage.
God desires that you live abundantly on earth, so that you are able to take care of all your god-given responsibilities. The reality that you can, after death, live with Jesus Christ in Heaven should move you to love Him and keep His commandments in order to live the abundant life He desires for you.
Your financial mindset must not come from the lust of the eyes, the lust of the flesh, or the pride of life where you assume that God’s priority is to give you wealth so you can live in greater comfort and splendor. Rather, your mindset should be founded in the hope of everlasting life in Christ so that you use wealth to enormously support the Great Commission while also appropriately caring for your family and yourself. Any other mindset will lead you to a place that is eternally hot and filled with the horror of weeping and gnashing of teeth.
Honoring God by tithing and offering is a primary way that we show whether or not we really believe in the blessed hope of eternal life that comes only through Jesus Christ. Many worldly people (even some that identify themselves as Christians) will advise you in a manner that makes your desires your highest priority. This is incompatible with the mind of Christ, biblical instruction, the leading of the Holy Spirit, and spiritual maturity because the will of almighty God is the highest priority for every true believer.
It requires that we preach, teach, and live the gospel to reconcile other people to the hope of salvation that we hold so dear. From such hope all other worthwhile dreams, aspirations, and endeavors spring forth into a life that is well-pleasing to God.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Psalm 71:5, Romans 5:2-5, Colossians 1:5, Hebrews 11:1, 1John 3:3
Please forward these bondage breaking articles to other people who can use helpful insight!!!
God desires that you live abundantly on earth, so that you are able to take care of all your god-given responsibilities. The reality that you can, after death, live with Jesus Christ in Heaven should move you to love Him and keep His commandments in order to live the abundant life He desires for you.
Your financial mindset must not come from the lust of the eyes, the lust of the flesh, or the pride of life where you assume that God’s priority is to give you wealth so you can live in greater comfort and splendor. Rather, your mindset should be founded in the hope of everlasting life in Christ so that you use wealth to enormously support the Great Commission while also appropriately caring for your family and yourself. Any other mindset will lead you to a place that is eternally hot and filled with the horror of weeping and gnashing of teeth.
Honoring God by tithing and offering is a primary way that we show whether or not we really believe in the blessed hope of eternal life that comes only through Jesus Christ. Many worldly people (even some that identify themselves as Christians) will advise you in a manner that makes your desires your highest priority. This is incompatible with the mind of Christ, biblical instruction, the leading of the Holy Spirit, and spiritual maturity because the will of almighty God is the highest priority for every true believer.
It requires that we preach, teach, and live the gospel to reconcile other people to the hope of salvation that we hold so dear. From such hope all other worthwhile dreams, aspirations, and endeavors spring forth into a life that is well-pleasing to God.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Psalm 71:5, Romans 5:2-5, Colossians 1:5, Hebrews 11:1, 1John 3:3
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Sunday, September 12, 2010
MoneyWalk 67: Your checkbook needs balancing every month
This program will help you undo financial bondage.
It is vital to your financial health, at the specific moment of each transaction, to subtract from your checkbook balance all ATM withdrawals, EFT withdrawals, debit card withdrawals, and checks written. Never ever throw away withdrawal, deposit, and check slips / receipts until you've balanced your checkbook for the month in which they occurred.
Every banking institution has an easy to use balancing method that it can provide you. If you feel you cannot understand the directions, make an appointment so a bank / credit union representative can show you how to use its suggested balancing method. Alternately, you could sit down with a friend who is used to balancing his / her checkbook so he / she can show you how it’s done.
Always balance the last month for each checking account at the beginning of the new month immediately after you receive your monthly statement from the financial institution or go on-line to obtain it. This process takes less than an hour each month and gets much easier as you build and maintain the checkbook balancing habit.
Carry your checkbook only when you're purchasing products and services planned in advance and agreed on by both husband and wife, otherwise wasteful spending will occur. Singles also should not get used to carrying their checkbook with them all the time. In addition, everyone should stay away from the use of debit cards for unplanned purchases. If you need help developing good financial and planned purchasing habits you can select a trustworthy accountability partner who is a good steward of the money that God has entrusted to him / her.
You can help yourself become a good money manager by watching this person’s example, understanding what he / she does that is founded upon biblical instruction, following examples in those areas, refusing to follow any example that is not in line with biblical instruction, asking your accountability partner a variety of questions over time that will help you manage better, and asking him / her to help by pointing out when he / she sees you engaging money management habits that are not fruitful and that are destructive.
Balancing your checkbook is a great way to know the true state of your finances so you can make sure that your monthly expenses do not exceed your monthly income. It is very difficult to accumulate wealth to support the proclamation of the gospel and ministry to which you are called when you don't know and keep track of the state of your flocks and herds.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Proverbs 27:23-24, Isaiah 55:10-11, Luke 14:28-32, 2Corinthians 9:10
Please forward these bondage breaking articles to other people who can use helpful insight!!!
It is vital to your financial health, at the specific moment of each transaction, to subtract from your checkbook balance all ATM withdrawals, EFT withdrawals, debit card withdrawals, and checks written. Never ever throw away withdrawal, deposit, and check slips / receipts until you've balanced your checkbook for the month in which they occurred.
Every banking institution has an easy to use balancing method that it can provide you. If you feel you cannot understand the directions, make an appointment so a bank / credit union representative can show you how to use its suggested balancing method. Alternately, you could sit down with a friend who is used to balancing his / her checkbook so he / she can show you how it’s done.
Always balance the last month for each checking account at the beginning of the new month immediately after you receive your monthly statement from the financial institution or go on-line to obtain it. This process takes less than an hour each month and gets much easier as you build and maintain the checkbook balancing habit.
Carry your checkbook only when you're purchasing products and services planned in advance and agreed on by both husband and wife, otherwise wasteful spending will occur. Singles also should not get used to carrying their checkbook with them all the time. In addition, everyone should stay away from the use of debit cards for unplanned purchases. If you need help developing good financial and planned purchasing habits you can select a trustworthy accountability partner who is a good steward of the money that God has entrusted to him / her.
You can help yourself become a good money manager by watching this person’s example, understanding what he / she does that is founded upon biblical instruction, following examples in those areas, refusing to follow any example that is not in line with biblical instruction, asking your accountability partner a variety of questions over time that will help you manage better, and asking him / her to help by pointing out when he / she sees you engaging money management habits that are not fruitful and that are destructive.
Balancing your checkbook is a great way to know the true state of your finances so you can make sure that your monthly expenses do not exceed your monthly income. It is very difficult to accumulate wealth to support the proclamation of the gospel and ministry to which you are called when you don't know and keep track of the state of your flocks and herds.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Proverbs 27:23-24, Isaiah 55:10-11, Luke 14:28-32, 2Corinthians 9:10
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Sunday, September 5, 2010
MoneyWalk 66: Managing With Love
This program will help you undo financial bondage.
Loving God requires that you talk with Him daily and read the scriptures to find out what He wants you to do while on earth. Do you know He desires for you to be a lender instead of a borrower? Do you know that true faith in His ability to provide your every need should be reflected in the tithe and free-will offering you give to spread the gospel throughout the earth and help church leaders equip believers for ministry service?
Do you know He requires you to pay taxes to your government without excuse when it is within your power to do so? Do you know He said you are an infidel if you do not take care of your family?
God’s love is so great that He doesn't want you and your family to suffer through life reaping the negative consequences that come from refusing to follow His principles. You cannot exhibit well-rounded love without continually learning and following His stewardship instructions for life and finances!
You should love God and other people so much that it motivates you to do what the bible instructs because this best serves all of your family, friends, co-workers, employees, etc. and allows you to provide necessary help to others without neglecting any of your godly responsibilities.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Deuteronomy 7:13, Proverbs 8:19-21, John 14:21, Romans 13:8
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Loving God requires that you talk with Him daily and read the scriptures to find out what He wants you to do while on earth. Do you know He desires for you to be a lender instead of a borrower? Do you know that true faith in His ability to provide your every need should be reflected in the tithe and free-will offering you give to spread the gospel throughout the earth and help church leaders equip believers for ministry service?
Do you know He requires you to pay taxes to your government without excuse when it is within your power to do so? Do you know He said you are an infidel if you do not take care of your family?
God’s love is so great that He doesn't want you and your family to suffer through life reaping the negative consequences that come from refusing to follow His principles. You cannot exhibit well-rounded love without continually learning and following His stewardship instructions for life and finances!
You should love God and other people so much that it motivates you to do what the bible instructs because this best serves all of your family, friends, co-workers, employees, etc. and allows you to provide necessary help to others without neglecting any of your godly responsibilities.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Deuteronomy 7:13, Proverbs 8:19-21, John 14:21, Romans 13:8
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Sunday, August 29, 2010
MoneyWalk 65: What Is Your Net Worth
This program will help you undo financial bondage.
On a sheet of paper, describe each individual asset you own (property, stocks, bonds, savings, etc.) and list its dollar value next to it under Asset column.
Then describe each debt that you owe (mortgages, car notes, credit cards, loans, etc.) and list the full amount owed next to it under Debt column.
Total the amount of all assets, and then total the amount of all debts.
Now subtract total debt from total assets.
The result is your net worth.
If your net worth is negative or low in comparison with income that has come your way over the years, you're not in a hopeless situation. I had a negative net worth and owed more than ten creditors when I first learned of God's money management plan. Now is the time to start managing your life and money differently in order to accumulate resources for rainy days, future expenses, and giving.
God’s money management instructions are designed for people of all ages, backgrounds, income levels, and occupations to help them prosper, take care of their families, and fund ministry at home and around the world.
Your true worth is not dependent on how much money you’ve accumulated at any one time, rather it's determined by your relationship to Jesus Christ. However, calculating your net worth annually can be an indication of how well you are following God’s principles for managing the earthly estate He entrusted to you.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Genesis 13:2, Job 42:12, Proverbs 27:23-27, Luke 19:2-10, James 5:1-5
Please forward these bondage breaking articles to other people who can use helpful insight!!!
On a sheet of paper, describe each individual asset you own (property, stocks, bonds, savings, etc.) and list its dollar value next to it under Asset column.
Then describe each debt that you owe (mortgages, car notes, credit cards, loans, etc.) and list the full amount owed next to it under Debt column.
Total the amount of all assets, and then total the amount of all debts.
Now subtract total debt from total assets.
The result is your net worth.
If your net worth is negative or low in comparison with income that has come your way over the years, you're not in a hopeless situation. I had a negative net worth and owed more than ten creditors when I first learned of God's money management plan. Now is the time to start managing your life and money differently in order to accumulate resources for rainy days, future expenses, and giving.
God’s money management instructions are designed for people of all ages, backgrounds, income levels, and occupations to help them prosper, take care of their families, and fund ministry at home and around the world.
Your true worth is not dependent on how much money you’ve accumulated at any one time, rather it's determined by your relationship to Jesus Christ. However, calculating your net worth annually can be an indication of how well you are following God’s principles for managing the earthly estate He entrusted to you.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Genesis 13:2, Job 42:12, Proverbs 27:23-27, Luke 19:2-10, James 5:1-5
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Monday, August 23, 2010
MoneyWalk 64: Obedience Is Essential
This program will help you undo financial bondage.
God will guide you when you’re consistent in reading the bible, praying, fellowshipping with believers, and staying away from complainers and scorners. You’ll know it’s Him because what He communicates to you will never conflict with commands and principles in the bible.
Scripture gives parameters within which you can make decisions about managing money and your lifestyle and remain safe and secure in His arms while doing so. In some situations, the Holy Spirit tells you specifically what to do. It is always best to do what He directs even though your immediate reaction may be fear of unknown results or loss of comfort. What you feel you cannot do because of the weakness of your flesh, God gives you the power to do by the indwelling of His Spirit when it is in accordance with His will.
Rebellion against the LORD's biblical financial principles in an attempt to prosper by following the ways of the world and using its advice causes you to dwell in a dry land where you find pressure to perform, stress, distress, unhappiness, and eternal failure in God's eyes.
Obedience to His commands and principles concerning money management brings about manifold blessings in your life including peace, joy, an ability to overcome problems, natural comfort, and righteousness in the eyes of God through Jesus Christ. The love, hope, and faith God imparts as you walk in His ways allow you to obtain victory over every temptation and attack of the enemy.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Deuteronomy 11:26-28, 1Samuel 15:22, Matthew 28: 20, Acts 5:29
Please forward these bondage breaking articles to other people who can use helpful insight!!!
God will guide you when you’re consistent in reading the bible, praying, fellowshipping with believers, and staying away from complainers and scorners. You’ll know it’s Him because what He communicates to you will never conflict with commands and principles in the bible.
Scripture gives parameters within which you can make decisions about managing money and your lifestyle and remain safe and secure in His arms while doing so. In some situations, the Holy Spirit tells you specifically what to do. It is always best to do what He directs even though your immediate reaction may be fear of unknown results or loss of comfort. What you feel you cannot do because of the weakness of your flesh, God gives you the power to do by the indwelling of His Spirit when it is in accordance with His will.
Rebellion against the LORD's biblical financial principles in an attempt to prosper by following the ways of the world and using its advice causes you to dwell in a dry land where you find pressure to perform, stress, distress, unhappiness, and eternal failure in God's eyes.
Obedience to His commands and principles concerning money management brings about manifold blessings in your life including peace, joy, an ability to overcome problems, natural comfort, and righteousness in the eyes of God through Jesus Christ. The love, hope, and faith God imparts as you walk in His ways allow you to obtain victory over every temptation and attack of the enemy.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Deuteronomy 11:26-28, 1Samuel 15:22, Matthew 28: 20, Acts 5:29
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Monday, August 16, 2010
MoneyWalk 461: Budgeting by giving first, then saving and spending
This program will help you undo financial bondage.
Some people teach that you should not budget any other way than to set aside the level of savings each pay period that you can afford and then be free to spend all the rest of the money that is at your disposal. They say that you can start with 2 to 3% of your pay and later save more when you can afford to. They believe that other types of budgeting do not work and are unnecessary even if they did work.
The problem with this view is that it puts a person’s focus on the importance of making sure you always have enough money available to spend to get more things that you want. This is not the proper priority of heart and mind that you should have. You should think and act upon GIVING first, SAVING next, and then upon SPENDING to care for responsibilities. Fulfilling the bulk of your desires through spending should come well after you are adhering to the first two principles of giving and saving that God wants you to be focused on.
The improper spending-based view of managing money makes it easy to condone taking on debt to keep up the lifestyle you want instead of shedding debt in order to be in good financial condition. In the spending-based form of budgeting (which people try to identify as saving based budgeting) the debt monster will eat you up and bring turmoil into your life. Because the focus is much too much on the spending side of the equation, you will have set aside only a little savings and later on have to deplete those savings to pay on debts you should not have incurred in the first place. Finally, not knowing what to do, you will inevitably stop saving altogether and continue to take on more debt to do your own thing until you are stressed and pressed with monthly debt payments and high interest charges as your payment history and FICO scores get worse and worse.
Satan always attacks us with thoughts to fulfill the lust of the flesh and eyes and to operate in the pride of life. He wants us to have our priorities in the wrong order and to keep them there. He knows that when he can keep you focused upon your material desires your ability to serve and be an example of Christ-likeness will remain hidden from view and may be entirely non-existent.
How you manage money that comes into your life is a very telling barometer of your spiritual condition because if you love Jesus Christ you will keep His commandments and where your treasure is there will your heart be also. The Word has given us specific instructions as to how true faith motivates us to good works through the acquiring of income and the giving, saving, and spending of it. No one can serve two masters. You will love one and hate the other. You cannot serve God and mammon.
Budgeting does not have to be complicated. If you will remember the priority that is in God’s heart and faithfully use it as you write down on paper / computer how you will manage the income God has blessed you with, then you will do well in the budgeting arena and thus bring blessing into your life.
GIVING to the work of Christ should be thought of first and accounted for first in your budget. Tithing and then a free-will offering of your choosing should be given to your local church and/or worthwhile gospel teaching / preaching / good works ministries.
Next, you should SAVE a reasonable portion of your income. Focus on an amount now that with compounding interest and future growth will be meaningful and worthwhile, such as 10%, because you will get older, have increased monetary needs in the future, and will want rainy day funds when the inevitable rainy days arise in your life.
Finally, you should focus on making sure that you SPEND without taking on debt. Spending should be primarily focused on taking care of the most important priorities such as reasonable housing, food, clothing, and transportation. Fulfilling desires can and will come in the future once you have put yourself on good financial footing and find that you have much greater disposable income.
You may simply be unable to afford some things you want or have right now and it would be wise to forego purchasing them or to sell them to ease the payment and maintenance costs you are incurring each month. Getting in God’s financial flow will please Him and allow you to afford some of these things in the future while you are also able to avoid irresponsible money management behavior that leads to foreclosure, bankruptcy, and the inability to properly care for your family and personal responsibilities.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Luke 6:38, 12:29-34, John 14:15, 1Timothy 6:5-19, 2Corinthians 9:6
Please forward these bondage breaking articles to other people who can use helpful insight!!!
Some people teach that you should not budget any other way than to set aside the level of savings each pay period that you can afford and then be free to spend all the rest of the money that is at your disposal. They say that you can start with 2 to 3% of your pay and later save more when you can afford to. They believe that other types of budgeting do not work and are unnecessary even if they did work.
The problem with this view is that it puts a person’s focus on the importance of making sure you always have enough money available to spend to get more things that you want. This is not the proper priority of heart and mind that you should have. You should think and act upon GIVING first, SAVING next, and then upon SPENDING to care for responsibilities. Fulfilling the bulk of your desires through spending should come well after you are adhering to the first two principles of giving and saving that God wants you to be focused on.
The improper spending-based view of managing money makes it easy to condone taking on debt to keep up the lifestyle you want instead of shedding debt in order to be in good financial condition. In the spending-based form of budgeting (which people try to identify as saving based budgeting) the debt monster will eat you up and bring turmoil into your life. Because the focus is much too much on the spending side of the equation, you will have set aside only a little savings and later on have to deplete those savings to pay on debts you should not have incurred in the first place. Finally, not knowing what to do, you will inevitably stop saving altogether and continue to take on more debt to do your own thing until you are stressed and pressed with monthly debt payments and high interest charges as your payment history and FICO scores get worse and worse.
Satan always attacks us with thoughts to fulfill the lust of the flesh and eyes and to operate in the pride of life. He wants us to have our priorities in the wrong order and to keep them there. He knows that when he can keep you focused upon your material desires your ability to serve and be an example of Christ-likeness will remain hidden from view and may be entirely non-existent.
How you manage money that comes into your life is a very telling barometer of your spiritual condition because if you love Jesus Christ you will keep His commandments and where your treasure is there will your heart be also. The Word has given us specific instructions as to how true faith motivates us to good works through the acquiring of income and the giving, saving, and spending of it. No one can serve two masters. You will love one and hate the other. You cannot serve God and mammon.
Budgeting does not have to be complicated. If you will remember the priority that is in God’s heart and faithfully use it as you write down on paper / computer how you will manage the income God has blessed you with, then you will do well in the budgeting arena and thus bring blessing into your life.
GIVING to the work of Christ should be thought of first and accounted for first in your budget. Tithing and then a free-will offering of your choosing should be given to your local church and/or worthwhile gospel teaching / preaching / good works ministries.
Next, you should SAVE a reasonable portion of your income. Focus on an amount now that with compounding interest and future growth will be meaningful and worthwhile, such as 10%, because you will get older, have increased monetary needs in the future, and will want rainy day funds when the inevitable rainy days arise in your life.
Finally, you should focus on making sure that you SPEND without taking on debt. Spending should be primarily focused on taking care of the most important priorities such as reasonable housing, food, clothing, and transportation. Fulfilling desires can and will come in the future once you have put yourself on good financial footing and find that you have much greater disposable income.
You may simply be unable to afford some things you want or have right now and it would be wise to forego purchasing them or to sell them to ease the payment and maintenance costs you are incurring each month. Getting in God’s financial flow will please Him and allow you to afford some of these things in the future while you are also able to avoid irresponsible money management behavior that leads to foreclosure, bankruptcy, and the inability to properly care for your family and personal responsibilities.
Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!
Luke 6:38, 12:29-34, John 14:15, 1Timothy 6:5-19, 2Corinthians 9:6
Please forward these bondage breaking articles to other people who can use helpful insight!!!
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