Monday, December 20, 2010

MoneyWalk 79: What Should I Do About This Christmas?

This program will help you undo financial bondage.

You should identify a Christmas spending strategy so the failure to plan won’t load you with more debt. Don't let the emotions of the holiday season bamboozle you into a spending spree that you'll regret later. Yet, most people go into the season without planning how much they’re going to spend or how they're going to divvy it up among their family and friends. Decide in your heart and mind that the thought is what counts and spend only what you have available in cash after you’ve given tithes and offerings to your local church and other ministries, after you’ve set aside reasonable savings, and after all other bills are paid.

Make a Christmas budget that identifies available cash and identify how much you’ll spend on each person. When necessary to stay within the budget, shop at stores like half-off card shops and discount stores that sell nice cards and gifts that allow you to stay within your budget. If you’re not be able to give everyone or anyone a gift because you don’t have the money to do so, then give them a card that expresses the feelings you have concerning your relationship. When necessary, it can be homemade.

True friends and family that really love you understand that friendship is not all about gifts. They don't get mad because you didn’t give them a present or a card, nor do they accept or reject you based on how much you paid for something you give them. They will definitely understand when you take the time to let them know you’re working to get your finances into good shape and be a good steward of the money God has entrusted to you. Those who don’t understand are really not your true friends anyway or it will simply take you some time being a good steward and reaching out in friendship in other ways for them to understand what friendship really is about.

In the future, use the same type of budgeting process / spending plan for other special occasions such as birthdays, anniversaries, etc. As you focus on being a good steward of the manifold blessings the Lord has entrusted to you, you will begin to learn more of what He desires in this area and over time you will become a much better steward. You will also endear yourself to people that will be true friends who have their eyes on the things in life that really matter. Remember, poverty and disgrace are the reward of the person who does not follow God’s instruction but the person who heeds His instruction will be honored.

Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!

Proverbs 16:9, Luke 14:28-30, Romans 13:8

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Sunday, December 12, 2010

MoneyWalk 78: Did I Miss Thanksgiving?

This program will help you undo financial bondage.

It does not need to be a holiday called “Thanksgiving” in order for you to give thanks for the many blessings you receive in this life. You should thank God everyday because He's the almighty LORD who brings out of the darkness of sin into His marvelous light all those who claim Jesus Christ as Savior and Lord. He has also provided for all their need according to His riches in glory and He has provided an eternally good hope and future.

Thank Him for the past, present, and future because He gives them a growing testimony throughout life that will heal the sick, deliver the imprisoned, and win many unbelievers to Christ through their words, deeds, and lifestyle. Continually thank Him for giving believers His name and a godly purpose that brings meaning to life as they deal with family, church, employers, schools, and recreational activities.

You can be a part of they and their spoken about above by recognizing the love of God and accepting it by declaring Jesus Christ as your Savior and Lord. No longer do you have to feel left out and unloved. When you let the Holy Spirit guide you, no area of your life is exempt from being used successfully by Christ to fulfill His purpose for mankind. This service also brings blessing upon you.

Thanksgiving takes many forms and includes thanking God with our money and resources. You thank Him with money each time you pay tithes and give offerings to your local church and other worthwhile ministries. You mature in thanking Him when you manage money according to biblical principles because it allows you to use it for purposes for which He intended (caring for family, spreading the gospel, and helping others as the Holy Spirit leads you). Such thanksgiving is a sweet smell in God’s nostrils and causes Him to elevate in His presence the person who continually offers it.

Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!

Daniel 6:10, Matthew 26:27, John 6:9-13, Ephesians 1:16-23

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Sunday, December 5, 2010

MoneyWalk 77: Yes, You Must Pay Taxes

This program will help you undo financial bondage.

God desires that you walk in accordance with His principles. He does not want your actions to be a deterrent to properly caring for yourself, your family, your local church, and other people He assigned to you. By following His principles you’ll be able to fulfill your purpose in the earth. One of the principles is to give to Caesar (the government) that which is Caesar’s while also giving to God that which is God’s. He wants you to understand that as you follow Him and apply His principles in your life He will make a way for you to pay your taxes as well as take care of every responsibility assigned to you.

You may claim you should only show allegiance to God and therefore should not pay tax to Caesar, however this is a faulty mindset that will keep you in bondage to satan and captive to his will. There will be people and rogue organizations who try to make you rebellious and keep you ignorant of biblical instruction and the blessings attached to it. They don’t want you to trust that God will provide all you need if you pay tax or tithe, or follow any biblical guidance on good stewardship. They would have you believe that taxes are an unlawful confiscation of money. However, if believed, the underlying problem is that you will idolize the money God provided and consider it more important than obeying Him. It is God who said that He set life up to be run by government, that those who resist governmental authorities resist Him and will incur judgment, and that we should pay taxes to whom taxes are due.

When you refuse to trust God by honoring His financial principles, including paying taxes that you rightfully owe, you negate His power that would help you fulfill your purpose and show others how men’s worst decisions (sometimes taxation levels, etc.) cannot overcome the blessing of God in a life that is obedient to His commands. The best answer to over-taxation by a government entity is praying for God to give legislators wisdom to enact the best laws and correct or eliminate current laws that are harmful to citizens. You should also periodically mail letters to legislators and sign petitions designed by reputable organizations that agree with biblical teaching about how legislators should govern.

Last but not least, remember that it is not ungodly to use all legally acceptable methods necessary to lower the amount of taxes you owe to the government. However, you should pay what is required in a timely manner just like Jesus had Peter obtain the money and pay the tax the ruling government determined that He owed.

Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!

Matthew 17:24-27, Luke 20:21-25, Romans 13:1-7, Philippians 4:15-19, 1Peter 2:13-20

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Tuesday, November 30, 2010

MoneyWalk 76: Is retirement an acceptable lifestyle?

This program will help you undo financial bondage.

Work is much more tedious to our decaying bodies because Adam forsook the abundance of God's favor and everlasting life in his physical body by eating of the forbidden fruit. Yet, God still looks upon work as an integral part man fulfilling the purpose for which he is created and designed to have dominion in the earth.

Work should be engaged to please Father God, to allow the Holy Spirit to guide and train us to use our gifts and build skill in our endeavors, and to be Jesus’ hands, feet, and mouthpiece in the earth. Through this attitude, we build treasures in heaven and when work flows from our faith in God, we'll find pleasure even in the toil and the things it allows us to obtain will be a blessing to us and others.

Solomon and the Apostle Paul confirmed the natural and spiritual repercussions of laziness and irresponsibility toward work. They identified that the diligent person shall live in a wealthy place and that a person who doesn't work will not have enough food and sustenance to properly care for his or her responsibilities. Proverbs 31 shows that a spiritual woman is one that works whether at home or outside the home doing things that are godly and which benefit her husband and children. Men should also be engaged in worthwhile, godly endeavors in and outside the home. In fact, they should set the example for others in the home to follow.

Abstaining from all forms of work is not healthy for your body or good in God's sight, yet that does not mean you cannot move to different stages of work life where you flow from working a great number of hours in one career field to reducing work hours and spreading your time in other fields such as ministry, consulting, entrepreneurial, and charitable non-profit efforts.

You are free to retire from your present line of work granted you understand that the Holy Spirit has already called you to another field of work where you will overtly and covertly build God’s kingdom through your communication, interaction, and resources. That’s right, when you retire from your present line of work; you still have much work to do as a member of and co-laborer in the body of Christ.

Even after retiring from your career path, God’s love in you and your love for Him should motivate you to work as unto the Lord inside and outside your local church to evangelize unbelievers and make disciples of men.

Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!

Genesis 1:28, 2:1-3, Proverbs 10:4, Romans 12:11-13, 2Thessalonians 3:10-13

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Saturday, November 13, 2010

MoneyWalk 462: Seasons will change – No need to worry!

This program will help you undo financial bondage.

Do not be afraid of seasons and circumstances changing around you. Politicians come into office in a blaze and then are swept out just as quick. Laws get passed that change what we must comply with and sometimes laws get overturned or changed that we thought were best for our nation. Some business people operate in change mode out of godly vision and love for the people they serve while other business people bring about change based on immoral, oppressive, prideful, or greedy objectives. Not to mention that impure motivations we have had from time to time caused someone else to deal with change that wasn’t pleasing to them.

Because of the choices that God allows men to make and the interaction of them all, we cannot stop all change from occurring. What we can and must do are pray that activities that would cause negative change be stopped in their tracks and that activities that we, our leaders and others engage in would be pure as directed by the heart of God for the betterment of His kingdom and the people we are to affect in this world. You will free yourself from bondage to negativity that would otherwise immobilize you to many great opportunities that God wants to bless you with when you put your trust in the Lord Jesus Christ in this way to stop worrying about the ultimate outcome of the political race, economic situation, job market, or other change that may or does take place.

God is more than able to take care of your need according to His riches in glory and will do so when you delight yourself in Him more than anything else. This must be in everlasting covenant with and commitment to God instead of a short-term activity meant to get the goods from God then return to self-centered ways. Remember, God knows every heart and is the Judge of the motives and intent of every action. Unbelief will be found out and will ultimately destroy you if not repented of.

The key to peace and joy, financially and in other areas of life, is to recognize that God has not given us a spirit of fear. He has given us power, love, and a sound mind - The mind of Christ that, when listened to and obeyed, will lead us to follow scriptural principle in every area and every circumstance. He will also, by the Holy Spirit, teach us to avoid worldliness in our activities so that we may be fruitful in every good work.

Many are the methods that could be given to follow the few principles contained in the bible that describe how we should live and manage our money in order to be most fruitful. Yet, the most important thing for you is to seek the Lord with all your heart, asking Him what He specifically wants you to do to serve His kingdom and other people, then start doing it step by step while you also engage the main lifestyle principles He instructed every believer to be engaged in: daily prayer, daily bible reading, weekly fellowship with a family of believers (a local church), serving in the local church and workplace.

Now, mix these elements of a godly life with telling family, friends, co-workers, neighbors, and others what Christ means to you and how He changed your life. As you draw closer to Christ doors of opportunity will begin to open for you for evangelism, making disciples of others, and engaging in the ministry for which you are gifted.

Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!

Psalm 145:14-15, Proverbs 3:5-12, Philippians 4:16-19, 2Timothy 1:7

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Sunday, November 7, 2010

MoneyWalk 75: You need Jesus!

This program will help you undo financial bondage.

Eternal life and true righteousness, peace, and joy can come only from Jesus Christ. He is the way, the truth, and the life and no man can really give his life to God and have a future home in heaven unless they accept Jesus Christ as Savior and Lord!

God showed his great love to us in that while we were yet sinners Christ died for us. Much more than that, we've been saved from eternal wrath by His blood shed at Calvary. No matter where you are, salvation by faith in Christ alone brings new life that can begin for you right now. The blood of Jesus will cleanse you upon asking Jesus with all your heart to be your Savior and Lord.

Jesus wants the best for you throughout eternity. However, you must start by putting your trust in Him and what He already accomplished through His death, burial, and resurrection. He’s the one who made you with a godly purpose that' cannot be fully used without His guidance. He's calling you out of darkness into His marvelous light.
Make a confession of faith wherever you are in acceptance of His calling and please let me know about your decision.

God will be pleased and the church of God will rejoice with the angels in heaven on your behalf because those who are saved are led by the Holy Spirit and empowered to take action that brings forth good fruit. They do so by learning biblical principles to govern their lives and financial affairs. The sooner you come to Christ, the sooner you can reap the benefit of this eternal and earthly inheritance.

Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!

Acts 4:10-12, 2Peter 3:9-13, John 14:5-15

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Sunday, October 31, 2010

MoneyWalk 74: Riches Can Be Deceitful

This program will help you undo financial bondage.

When obtaining money is their highest aim, people do many foolish things. Some commit murder while robbing people or to obtain life insurance payouts, some prostitute their bodies and some engage in drug deals. Others forsake their wives and children hoping to obtain prestige among movers and shakers in the corporate and political arenas. Still others spend more time pursuing higher incomes and accumulating wealth rather than establishing and developing a relationship with God in Christ.

When getting rich becomes the most important thing in your heart and mind, there’s usually a temptation to become haughty toward other people, considering them less because you think their level of income or wealth shows they aren’t ambitious. Some people pursue titles, positions, and material things in order to showcase their riches or fool people into thinking they are rich. When people honor them, some don't immediately give glory to God recognizing that God's favor and His use of many other people played the major role in the riches bestowed upon them whereas their work effort played a minor role.

Don't get caught in such arrogant attitude traps from hell because the end never justifies immoral means. When your methods are immoral and go against biblical instruction on how to honor God and treat your fellow man, the big payday and extravagant lifestyle you seek may turn into devastating problems on earth and bring eternal damnation if not repented of before you leave this earth.

Stay humble and utilize biblical principles and your financial wherewithal and ability to minister to others will definitely greatly increase as you diligently employ the methods of a good steward of the manifold blessings God bestows upon you.

Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!

Ecclesiastes 10:19, Luke 12:13-21, 1Timothy 6:6-12, Revelation 3:16-18

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Monday, October 25, 2010

MoneyWalk 73: Diversification Is Good

This program will help you undo financial bondage.

The bible says there is safety in the multitude of counselors and that you should give a portion to seven or eight. This is sound instructions from the mind of God because He knows that the future on occasion will include economic downturns. He loves us so much that He guides us to live by the right principles that help us avoid upheaval or overcome it.

When you own stocks, bonds, and company issued investments, you risk the possible loss of the entire investment or having to wait behind other classes of investors in order to receive a small amount on the dollars you invested if a company behind the investment that you own goes bankrupt. This is not a usual happenstance and this happening to one investment doesn't mean that all investment vehicles of the same type are bad. However, the risk of this being extremely devastating for your life is multiplied immensely when all your savings and investments are in one account. Thus, no one should put all the money entrusted to him or her in one investment, one financial institution, or with one advisor.

You should diversify your assets among various investment vehicles based on your personal risk tolerance, the future date you intend to use the money, and positive long, medium, and short-term history of returns of different stock, bond, and fixed-income investment vehicles. Do not put money into any instrument that doesn't have a good long-term history of profits. Savings should generally be put in vehicles where the principle is safest and the account earns a competitive amount of periodic interest. Investments may be put into vehicles that carry some amount of risk of loss of principle that is offset by the possibility of earning higher long-term returns.

Your allocation of investment money should place more of it in vehicles that provide better protection for more of your principle as you get older because as you get older you cannot usually afford to lose great amounts of your money and you may not have time to let the markets work in order to re-grow your assets to adequate levels after a market decline.

One of your major investments should be to tithe and give an abundant offering to your local church and other ministries from the income God provides for the purpose of spreading the gospel in expectation of Jesus return for His saints. This is your greatest investment while on earth, which has an eternally positive effect for you and many others who come into the kingdom as a result of your giving. After all, any mental or physical ability that allows you to earn or receive income of any kind indeed originates from God and could not be obtained without Him endowing you with such intellect, skill, etc.

In your faith walk, you should take prudent risk which requires godly vision to help carry out your earthly purpose and diversification in the area of saving and investing. I recommend managing your lifestyle and money in a manner that allows you to save and invest a portion of your income equal to a tithe and offering. Such an amount when consistently invested over several decades in a diversified manner with the discipline to forego pulling it out except in extreme emergencies has been shown to provide the kind of wealth that people need to help weather economic storms and provide for them in their latter years.

Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!

Proverbs 11:14, Ecclesiastes 11:2, Luke 19:13, Acts 6:2-3

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Monday, October 18, 2010

MoneyWalk 72: The LORD Promotes

This program will help you undo financial bondage.

A great promotion may be something other than a higher-level position with an employer. For example, knowing the state of your income versus expenses, refusing to enslave yourself in debt, living beneath your income, and faithfully saving money promote you in life far ahead of your peers regardless of whether you receive an employment promotion because most refuse to adhere to such principles and thus bring themselves and their families much heartache and financial strain in life no matter what employment promotions they attain.

When promotion seeking comes from the desire to meet man’s requirements, which are outside of what God wants for your life, discontent will usually appear. This pursuit of promotion encourages you to think negatively about your current position, income, and resources instead of continually thanking God for allowing you to be in the place that you are. Even though your position may be great among men you’ll develop an attitude where the current situation is never enough.

This brings about negative comments about your employer, supervisor, and position, which usually follow an initial bout of pride, haughtiness, and disregard for living Christ-like. Failing to realize that there is a character building reason why God has allowed you to be in your current position and thanking Him for the maturity He’s allowing you to develop as a result, leads to blessings in your life turning out to be curses to you because you will fail to manage in a godly manner your tongue, lifestyle, ministry to others, income, and material resources. You may continue to get promoted on earth but you will experience an empty void in your soul and relationships with God and man.

On the other hand, Godly promotions come through humility and meekness in fellowship with and allegiance to Christ. His elevation of your earthly status will usually grant you the things that matter most: eternal life, better relationships with family, strong and enduring friendships with reliable people, a worthy career, job, and ministry role with more than enough resources to fulfill your purpose, and respect in the eyes of your peers and superiors who have spiritual eyesight.

God guaranteed that using biblical principles will bring fruitfulness and promotion in your life regardless of whether man ever promotes you or not. When you’re humble before Him, He will raise you up in due time and will make room among influential men for the gift He’s given you.

Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!

Psalms 75:6-10, Proverbs 3:35, Daniel 4:30-35, 1Peter 5:6-11

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Sunday, October 3, 2010

MoneyWalk 70: Choose Your Reward

This program will help you undo financial bondage.

Anything worth having will cost you directly or indirectly. For example, being saved requires that you die to your selfish, pride-filled heart and mind-set in order to accept in you the life of Jesus Christ. It also requires that you take up your cross and follow Him by desiring and seeking to do His will in every area of life.

Likewise, heavenly rewards and God’s blessing upon your life, money, and resources managed on earth require allegiance to Christ, obedience to His commands, and adherence to scriptural principles by the leading of the Holy Spirit. Proclaiming Jesus as Savior and seeking His kingdom and righteousness is the only doorway through which worthwhile rewards can be obtained.

When you’re truly intent on loving and following Christ, the scriptures come alive to tell you how to honor Him in general and to give you specific methods for doing so. For instance, faithfully paying tithes and giving offerings to your local church cause the Father to pour blessings upon you that you'll not have room enough to receive. Also, giving to people truly in need directly or through various ministries moves Him to inspire men to give to you full measure, pressed down, shaken together, and running over for the purposes of allowing you to be a continuous and greater blessing to His kingdom, other people, and your family.

People who have the mind of Christ recognize that money and material items aren't the principle things to be obtained by following these principles. Rather, pleasing God is the ultimate desire with a mind toward creating a place where the peace of God and joy in the Holy Ghost permeate your life in the natural and eternal realms.

Using biblical money management principles gives worthwhile purpose and meaning to your life and moves God to bless and navigate you to be a blessing. Failing to utilize His principles generally perpetuates earthly problems, physical or spiritual poverty, and eternal suffering no matter the level of money and resources you have on earth. The bottom line is: you choose your reward by the principles you follow.

Please email any questions and pray for this ministry. May God bless you richly as you follow His plan!!!

Proverbs 3:9, Malachi 3:8-12, Matthew 6:31, Luke 6:38

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