MoneyWalk 332: You Will Not Follow What Is Not Written

This program will help you undo financial bondage.

People mistakenly believe they can remember the intricacies of what they need to do in future days, months, and years without writing out a plan. Of course, they cannot and thus wind up getting side-tracked by many little obstacles life and the enemy put in their way. Later in life, they replay in their minds their past dreams of having enough money to retire in their mid-fifties, do the work of the ministry unencumbered, dwell in leisure whenever they choose, while driving very nice cars and living in a dream home without a mortgage payment. Yet, they find themselves unable to live that dream or have the desired material things without great financial stress. So, what happened?

They failed to write a simple long term plan with at least a few short-term and long-term goals, objectives, and actions they would pursue to get to the abundant land they believed the LORD prepared for them. They had no roadmap for the Lord to correct and revise to get them there. Therefore, their dream never materialized. Don’t let this be your future picture.

You don’t have to work forever to pay bills for goods and services you don’t remember buying thus requiring you to work forever at jobs you’re not thrilled about. God is instructing you to ask for His help in writing the vision and charting the path because this will motivate you to follow it and make necessary course corrections along the way to get you on the adventure He wants to take with you and ultimately help you fulfill the destiny He has in mind for you. This also allows you to trust God to bring to pass the fulfillment of goals that human power alone cannot achieve.

If you do not have a vision at the moment, start with one based on eleven biblical financial principles (1. God owns everything, 2. Work as unto Him (employment and entrepreneurial endeavors), 3. Be Content, 4. Use Self Control, 5. Sacrifice the unnecessary, 6. Tithe and give free-will offerings, 7. Budget to help you employ all the principles, 8. Seek to become debt-free within the next few years, 9. Stop Cosigning, 10. Save & Invest, and 10.Diversify your assets).

Then, based on them use the Seven Steps to Financial Freedom (1. Write and follow a budget that identifies your current income, show how much extra income you needed, and help control your expenses, 2. Save a $1,000 emergency fund, 3. Pay off all non-mortgage debt (smallest debt first to largest debt last), 4. Save an additional $9,000 in the emergency fund, 5. Put at least ten percent of your gross income into investments (401k, 403b, 457, Roth IRA, or other investment plans largely in no load, low expense stock index mutual funds) and keep it invested through the next 10, 20, or 30 years up to retirement and a great portion of it beyond that time, 6. Put all other disposable income (which is far greater at this time toward paying off your mortgage (which will likely be paid off within seven years) and if necessary put a reasonable portion of it toward education expenses, and 7. Give and live abundantly after all debts are paid off, you have adequate emergency funds, savings for other periodic purchases you will need to make (roof replacement, furnace replacement, a car, etc.), and you are putting at least 10% into investments for your future).

Good stewardship is not only about giving – it also includes taking action to employ the other ten principles in your life and realizing that giving must be in concert with what you have (not what you do not have). In order to be a faithful giver throughout your life that continually gives a far greater percentage of income than your peers, you must be consistent, disciplined, faithful and reasonable by ensuring that your monthly expenses do not exceed your monthly income minus tithes & a reasonable free-will offering, and a reasonable amount for savings & investments, and a reasonable amount for debt elimination & freedom.

Giving beyond what your current / prudent asset level allows and beyond an amount that reasonably fits into your budget based on current income and expenses should only be done on a Faith Promise basis in which you hear the voice of God speak what He wants to give through you above and beyond current disposable income and assets. Then, you should take on extra work, no cost / low cost entrepreneurial endeavors, and prayer. When God allows the extra money beyond your current income and assets to come to you (through your endeavors or any number of miracle situations) then plug it into your budget and give what God envisioned through you.

When you have done all you are reasonably able to do, do not feel guilty or conflicted or fear that He will bring disaster upon you when the extra does not come into your life and you thus cannot give it. Simply keep going back to the well of faith as you hear Him speak to you in the future believing He will come through with what He wants you to give. When you have failed to do all you could, simply repent and decide that in the future you will do as scripture instructs and the Holy Spirit directs and continue to believe His word will come to pass even if it takes as long as it took Abraham & Sarah to bear Isaac, the seed of the nation God promised would come through their lineage. God will be pleased and glorified and you will prosper from hearing, understanding, and by wisdom and faith employing the whole counsel of God concerning good stewardship (biblical financial principles).

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Proverbs 30:25, Ecclesiastes 10:19, Habakkuk 2:2-4, Luke 16:8-12

Please forward these bondage breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

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MoneyWalk 331: Charitable Giving

This program will help you undo financial bondage.

Whenever humans establish charitable and benevolence programs we must understand that some applicants may get benefits who truly didn't qualify. Even discerning individuals and Churches provide benefits to some who were not truly needy. We should not worry about the times these situations slip through our view. We should simply do our best to obtain background information, determine benefits eligibility, and have best practices that minimize fraudulent activity so we can help as many as we can who are truly in need. Once you find out that a person is not qualified for your help, then cut off money and resources to him / her and consider doing what is necessary and prudent to recapture anything taken fraudulently so you are the best steward possible of all the LORD entrusts to you.

Let past failures and the few times people may slip through the cracks in the future be lessons learned that help hone your individual and corporate benevolence processes and help you realize that in all things you must trust God and expect His help in order to be highly successful. You must ask God to help you use the right balance of intellectual ability and spiritual discernment because He created both to help you understand His ways and successfully walk through this life doing His will.

Jesus Christ, His apostles, and ancient biblical patriarchs and matriarchs did not live with the priority of being social service agencies. You do not find biblical accounts of them going about indiscriminately handing out money and resources to people many would consider needy. Their mission was to intimately know Father God and publish the good news of the Redeemer, Jesus Christ, so others could also choose Him and thus have a home in Heaven and be provided their need according to His riches in glory.

Our spiritual ancestor’s faithful actions (good works) were conduits that help us know Him better. They largely brought healing from affliction, deliverance from bondage, and lifestyle examples from which many subsequent generations could be blessed. In speaking of them, the bible, provides principles that govern charitable giving of money and resources and identifies peoples’ circumstances that meet qualifications for such benevolence. It aims those desiring benevolence at doing what is spiritually, physically, and mentally needful to help set themselves on the right course that contains everything necessary to meet their earthly needs.

Every Christian individual and corporate body must never forget that the primary mission is to worship and glorify the LORD, evangelize unbelievers, and make disciples of those who have chosen to believe. Refuse to get sidetracked by human and satanic agendas that would have you put your priority on providing social services. For it does not profit anyone to lose his / her soul, yet receive every earthly thing he / she desires or you could give him / her. Instead, put charitable works in their proper place, which is only to augment the number one priority of delivering the gospel to lost people headed toward an eternity in Hell. No matter their income and asset levels on this earth they are the poor the LORD is seeking to reach. Upon coming to Him in submitting their bodies as living sacrifices obedient to His good stewardship instructions for lifestyle including management of money He entrusts to them necessary provision, blessing, and reward will flow into their lives.

God will guide and set up situations for your fulfillment and success and that of His Church when you continually ask for His wisdom. He will provide appropriate help (people, plans, projects, money, resources, etc.) for the needy in every arena of life (family, neighborhood, business, church, governments, etc.). He will help you set qualifications that largely avoid benefitting the wicked, the greedy, the lazy, and the immoral and will help you understand the money and resources that should be expended and the time limits for providing such help. He blesses us to be a blessing, but we must put love in its proper context in order to truly love people and help those in need. Certainly, we can give people a fish on which they can eat for a day, but more importantly the LORD wants us to teach them how to fish so they can eat abundantly for a lifetime and throughout eternity.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Genesis 41:33-57, Acts 6:1-7, 1Timothy 5:3-16, 2Thessalonians 3:3-16

Please forward these bondage breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

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MoneyWalk 330: Properly Use Wisdom

This program will help you undo financial bondage.

King Solomon was a man of great wisdom, yet something went terribly wrong in his life. His immorality became progressively worse, so that theologians argue about whether or not he was in relationship with Father God at his death. He was a good king in many ways but his unwise actions affected the kingdom of Israel so much that it split apart shortly after his death after his son who ascended to the throne would not relieve the tax oppression Solomon had levied on the people to take care of idol worshipping queens and concubines and to obtain and maintain excessive material things.

He disobeyed God by making treaties with nations God told Israel to conquer and not make alliances with. To make matters worse, he married hundreds of these nations’ princesses to feed fleshly lusts and make alliances that were not God’s will for Israel. Even though the LORD early on gave Solomon direct access to His wisdom, he choose to progressively use sensual, human derived intelligence to direct his path with realizing that it would progressively lead him and many Israelites away from the LORD, who alone is omnipotent, omnipresent, and omniscient and thus knows specifically what is best for every single person, family, and nation and who knows the decisions and actions necessary for us to obtain and sustain true reward and blessing.

Solomon actions led to idol worship throughout the land, ungodly excesses at every turn, oppression of the citizens, and emptiness in his soul. Regardless of the gold laden temple he built, all the riches he secured, and his fame throughout the known world, the course of his life became a foul odor to God and caused immorality to fester in Israel for many years because of his poor example and his failure to properly use the wisdom God granted him.

You can escape this trap by following biblical principles in every area of your life. When you seek him, the LORD will not direct you in a manner that violates His will written in the bible. Don’t make treaties with the devil, worldly people, or your carnal nature by overspending and going into debt, rather make your priority legitimate gainful employment, giving first and abundantly to fund the Great Commission, and budgeting the remainder of the income God entrusts to you to care for family now and into the future through reasonable and disciplined saving, investing, and spending that glorifies Him and brings you earthly and eternal benefit.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Psalms 111:10, Proverbs 15:32-33, Luke 12:32-34, Ephesians 5:15-20

Please forward these bondage breaking articles to other people who can use helpful insight!

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MoneyWalk 329: Talk The Walk

This program will help you undo financial bondage.

Prosperity will overtake every area of your life when you are devoted to the LORD, His mission, and His people. In order to follow this path, you must recognize the power that is implanted in you. If you’ve repented and accepted Jesus as Lord, then you’re a child of God with full rights and authority to denounce and reject sin, transgression, and iniquity and their accompanying bondage including poverty (spiritually in the inner man and physically on the outer man). You have the ability to trample over them and walk your life out in a way that removes every curse from your life.

Take the blinders off your eyes so you can see the attitudes, actions, and traps that placed you in bondage. Now, you must get the ball rolling by talking the walk before and while you take the walk on the path the LORD planned for you. Daily tell yourself that God has given you power to subdue the enemy and every obstacle and all the resources needed to establish His covenant in the earth, that He makes you rich and adds no sorrow to it, that the windows of Heaven are opened over you, that no weapon formed against you can prosper, and that God has a great future and hope for you!

Speak and let the life and blessing He has for you lead to actions that fulfill these promises such as:

• Choosing Jesus as Lord, worshipping Him with the fruit of your lips and life.

• Seeking God’s wisdom through prayer at every turn, planning and budgeting your income and expenses (knowing the state of your flocks and herds).

• Being reasonable about and consistent in tithing and giving over the long term instead of spontaneous and inconsistent in giving thus breaking vows and lacking self-control.

• Refusing to spend more than disposable after tax income given your monthly expenses.

• Staying out of consumer debt, living within your means, and regularly saving a portion of your income.

Declaring, proclaiming, and decreeing spiritual and physical prosperity in your life, as identified in the bible, causes His supernatural and your intellectual and physical abilities to destroy financial bondage in your life. When you talk the walk you motivate and command your body and soul to take the actions and do the work that is important in pleasing the LORD and bringing the type of wealth into your life that helps you fulfill His purpose for your life and the Church.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Job 22:28, Psalms 1, Luke 11:1-4, Romans 4:17, 1Timothy 6:3-5, Titus 3:8-11

Please forward these bondage breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

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MoneyWalk 328: Be Led By God’s Vision

This program will help you undo financial bondage.

You should write out long and short-term goals that keep the vision God has for mankind as the foundation for your work / service, entrepreneurial endeavors, desired fruitfulness and prosperity. He does not want anyone to be damned eternally or suffer needlessly in this life, so He offered His only begotten son, Jesus Christ, as the sacrifice to eliminate our sin, upon choosing Him as Savior and LORD. Thus on Judgment Day, He will not look upon our filthy rags righteousness, rather He will consider Jesus’ pure and unadulterated righteousness as ours and accept believers into His heavenly home.

As disciples, our priority mission is to tell the world about Jesus and teach them how to be more like Him. God designed the plan of salvation such that the vast majority of people will not hear about the only path to life eternal, which is in Christ, unless we tell them. God is determined to let you join Him in publishing the word of salvation and sanctification to everyone in the world.

He gave different skill sets to people and planned that our occupations and levels of authority would be different so together believers can reach all people, cultures, ethnic groups, nationalities, and languages. He’s okay with the different venues you work and serve in as long as you’re not employed in immoral professions. Besides, the closer you draw to Him the more you’ll be led to the occupation and position He desires to use you for in the priority mission.

Most people’s occupations are not directly connected to church ministry, but an abundant portion of their pay should be given to fund gospel ministry and they should look for opportunities to communicate the gospel and be an example of Christ-likeness to those they work around. This won’t happen unless by His vision, contained in scripture, you set goals to pursue and achieve it. Without a few written goals that combine your work / service with the Great Commission, you won’t be the good steward God wants because the happenings of life (trials, tribulations, pleasure, and leisure) will cause you to lose focus on God’s will and the activities and endeavors scripture show you need to engage to truly bless and prosper your life.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Habakkuk 2:1-4, Matthew 28:17-20, Acts 19:21-22, 2Corinthians 8:8-12

Please forward these bondage breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

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You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 327: The Annual Financial Sermon Series That Helps Destroy The Curse

This program will help you undo financial bondage.

There are so many Christians and people in this world suffering financially, even though the world has promised us that those who obtain higher educations will make higher incomes and be well taken care of in life. While data shows much higher incomes for those with education beyond high school, it is the lack of good stewardship in individual lives that is bringing people into debt and lifestyle bondage and the accompanying pressures and stresses, regardless of diplomas and degrees they hold.

Often we are told the solution for getting out of financial problems is greater faith displayed by greater levels of giving and more spontaneous giving when you hear the call for various types of donations by influential people with a platform. Give your way out of your problems because after all you cannot out give God. While the bible attests to the fact that people curse themselves by failing to honor God in tithing and free-will giving, it does not divorce giving from other aspects of good stewardship that have to do with being obedient to Him including:

• Continually working toward more gainful employment from which you can fulfill God’s purpose for your life and appropriately care for yourself and family.

• Intricately knowing your income and expenses so you can employ financial management that ensures it lasts throughout future generations.

• Having a lifestyle that is well within your current means to ensure that reasonable savings are left over for emergencies, eliminating debts, investments, and greater future giving.

• Making sure you never let the purchase of things desired put you in a position where you cannot in the present or future provide for the needs of your household.

• Refusing to co-sign.

• Being wise in planning projects (home purchases, car buying, diplomas and degrees, etc.) by ensuring you have enough to complete them without being in debt bondage.

• Becoming reasonably diversified in your investments as you accumulate more into the future.

If the limited financial message being given is all that is need then all we would need do is give each of our whole paychecks to our local Church each time we receive one and then wait for a little while to see our mortgages, car notes, school bills, and other expenses paid off by God or other people as soon as they are due. Of course, no one follows this model. Biblical instructions let us know there are other reasonable steps (those mentioned above) we must be aware of and employ in order to find ourselves on the positive side of the financial arena. People will not continually pay your monthly bills while you go making irresponsible financial decisions, no matter how much you believe you give.

Faith through grace instructs our inner man that this is a pattern that pleases God and helps increase our long-term fruitfulness in carrying out our part of the Great Commission. When you have confession of faith in and allegiance to Jesus Christ you are saved by grace and will reach Heaven when you die, yet failure to be spiritually and naturally moved to follow biblically-based good stewardship practices very often leads people, even Christians, to the portion of the financial arena that is Hell on earth.

You choose this day and going forward life and blessing or death and curses and remember by His grace you are chosen in Christ Jesus to do good works. Now this is a message that needs to be preached during Sunday morning services at least once per year for several weeks including practical steps and tools to employ good stewardship so we can get out of the malaise of financial bondage we continually find ourselves in which hampers many individuals and the Church.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Proverbs 21:20, 22:7, 27:23-27, Luke 12:42-46, 14:28-30, 16:1-15

Please forward these bondage breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

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You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 326: No Finance, No Romance

This program will help you undo financial bondage.

Over fifty percent of marriages end in divorce and over fifty percent of them are due to financial difficulties and differences in opinion on finances. During the past few decades many marriage of twenty to thirty years have ended in divorce. Spouses are hurting one another and we are creating selfish, bratty children. Often this is unintentional, yet due to our failure to be good examples to both by properly managing our desires and money.

If this isn’t bad enough, the problems get worse during and after divorce proceedings due to costly property fights, legal proceedings that can last many years, and provisions for second and third families. It can be said that the breakup of the biblically based arrangement and unity of families, that is necessary for instructing everyone in godliness in every arena of life, is a leading cause of the continual record level rise in personal bankruptcies, home foreclosures, vehicle repossessions, and local / state / national debt.

Borrowing to buy depreciating assets at ever increasing prices usually destroy a marriage because it beats the spouses down via stress, financial pressure, poverty, hopelessness, and life beneath the abundance God planned for them. He gave you free will to choose between right and wrong and established the blessings and curses that accompany these choices. You will not escape the consequences of wrong choices until you have a change of heart that leads to seeking His will and obeying biblical principles in order to make the right choices.

God’s plan for correcting your attitude and actions to solidify the bond of unity is for you to live by His principles. You will do this when you love His will more than your own. Knowledge and understanding of His will should cause you to draft a 6-month to 1-year budget to control spending, give abundantly to Church ministry, eliminate debt, save, and invest while you regularly attend church, pray, and study the bible in order to build up God’s kingdom and your family for the betterment of everyone around you.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Genesis 2:24, Malachi 2:13-16, Matthew 19:3-6, Ephesians 5:28-33

Please forward these bondage breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

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You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 325: Change Your Habit And Prosper

This program will help you undo financial bondage.

Most people go through life continually getting loans to obtain material things, at higher amounts, and sometimes at higher interest rates. It’s the example many have seen from their parents and other people and do not think it will entangle them because the getting seems so good. However, the downside is very real and should be exposed for the hurt, shame, and poor financial condition it brings upon those who think this route leads to a better life. It produces continual record breaking vehicle repossessions, house foreclosures, and personal and corporate bankruptcies instead of the fruitfulness and prosperity the LORD desires for our lives.

Many are overriding the lesson that debt, beyond the assets one has to immediately pay it off, is a finance killer ruining their ability to walk in joy, peace, contentment, and self-control and often stopping them from pursuing endeavors more aligned with their God-given gifting, skill, and ability and the fulfillment He wants for them as they pursue the work and service He desires for their lives. In many cases, His route may be more lucrative for them on earth but if not it would certainly be more pleasing, purpose-filled, and fulfilling.

Even though real estate is one of the few assets that very rarely depreciate in value, it will still be lost to foreclosure when life events occur that disable your ability to make large mortgage payments for several months. The debt problem is worsened by the fact that most people have three credit cards, six store cards, and two car loans in addition to a mortgage that is more than three times their annual income. In addition, the revolving balance on credit cards has increased fourfold during the past two decades, student loans are averaging $35,000, and vehicles are being traded in every 2 to 3 years for loans on more expensive cars even though incomes have not increased twofold.

They have not considered the spiritual implication of believing that continuous and ever-increasing debt is profitable such as:

• Bad personal financial habits will be used in their business or self-employment and put these endeavors in jeopardy.

• A reduction in their ability to give abundantly to worthwhile church ministry.

• The great likelihood they will put their families in a very poor financial situation that will bring great stress, pressure, and anxiety into their life, especially if their income goes south during an economic downturn.

Prosperity will rise in your life and bring about more abundant giving and care for your family and God’s Church when you stay away from more debt and budget and use self-control to eliminate current debt on all non-appreciating assets and engage a mortgage of no more than fifteen years with a low fixed interest rate for a home price where the monthly principle, interest, property tax, and insurance payment is no greater than 25% of your monthly take home pay (after tax deductions and other bills you owe) and you make a 20% down payment. The change of habit moving you from debtor to debt-free will shortly allow you to save and invest greater amounts of income over the long haul in vehicles that can build wealth to a greater degree.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Deuteronomy 28:12-15, 43-45, Psalms 37:21-22, Proverbs 22:6-7, Romans 13:8

Please forward these bondage breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 324: Plan In Order To Succeed

This program will help you undo financial bondage.

Many hardships come with a lifestyle of debt. God gave us the means to avoid them and to continually move forward into a place of abundance. It starts with knowing the state of your flocks and herds (your skills, abilities, giftings, assets, income, expenses, and liabilities. You must employ them in a way that glorifies the LORD, strengthens you and other people, and builds wealth for His kingdom and family purposes.

To move into good financial health you must establish a plan to eliminate the latter two (expenses and liabilities) within the next few years. Write your average monthly income, who you owe (each creditor), how much you owe them (each separate loan amount), the annual interest rate you are paying each creditor, and when each payment is due each month. Start the list showing the creditor to whom you owe the smallest balance, then the next smallest up to the largest. This information will help you draft a projection of monthly income minus expenses (a budget) that shows whether you are operating at a deficit or surplus each month and throughout the year.

The budget lets you know whether you have extra money available to quickly pay off your debts, whether you need to seek additional or higher paying work in order to quickly pay off your debts, how much you need to cut expenses in order to help you put extra money toward quickly paying off your debts, whether you can afford to spend on desires at the present time thus helping control your urge to spend money you do not have available.

It also helps you determine what you need to do to increase income and accumulate wealth you need to be able to give abundantly to Kingdom work and cover future lifestyle and retirement expenses. This type of planning carried out six months to a year helps you meet goals by telling your income what to do instead of wondering where it went.

The income and expense figures for the budget will come from your last three month’s pay stubs and from creditor bill statements. It is impossible to use the income God blessed you with in the best possible manner without keeping an updated monthly budget on paper or computer. No one can keep an accurate and consistent budget in his or her head. Consistently applying a reasonable budget to control your spending makes you a much better steward of the money God entrusts to you and helps you fulfill His plan for your life and be a great example to other people.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!

1Kings 17:8-10, Proverbs 16:9, Habakkuk 2:1-4, Luke 14:26-30, 2Corinthians 9:5-8

Please forward these bondage breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 323: Escape Financial Struggles

This program will help you undo financial bondage.

God designed this world so that everyone needs some type of money for resource like shelter, transportation, food, clothing, medicine, etc. Most everyone will have an emergency that will require resources they don’t have to resolve the problem or better the situation, such as severe illness, unemployment, criminal or civil prosecution, homelessness, hunger, addiction, terrorist attacks, etc. Yet, many people make emergency situations worse because they fail to do all they can to provide for themselves and their families to stave off bad situations or take care of them when they inevitably arrive. This sometimes leads to other people being unwilling to extend themselves to help as much as they could because they have seen the mismanagement and may believe they would be turning their God-given wealth into poorly spent money as you may seem unlikely to change your undisciplined habits after receiving help.

Some people mismanage money God entrusts to them by having the default plan “spend, spend, spend” instead of the godly short, medium, and long term plan “give, save, spend” that is based on biblical principles for money management and wealth building. Other people fail to work diligently and regularly and live every moment spontaneously on their whims, which they often describe as the leading of the Holy Spirit. However, He leads people only in accordance with scriptural principles that show God intended able-bodied people to work and says those that do not work will also not eat (at least not very good on the dimes God entrusts to other people) and may need to experience dis-fellowship by the body of believers until they are willing to regain the mind of Christ about diligence, regularity, and discipline in work and good works.

Working irregularly when able-bodied or mismanaging your income will exacerbate and create emergencies in your life, disable you from being able to take care of problems for yourself, and lessen your ability to be as great a help as you could be to other people in need of help. Spending all you make on desires and taking out loans to get even more, before establishing a six-month emergency fund and investing at least ten percent of your income each pay period to build wealth to cover future needs and desires, negates your ability to budget, eliminate debt, save, invest, and regularly give at a maximum level. All of these tools help put you in the wealthy place that God desires for you.

In addition, properly managing your money is a great witness to everyone. It shows your allegiance to Christ and is necessary to completely fulfill your God-given purpose and have a truly meaningful and prosperous life. Many people will desire to follow Him because they come into contact with His love through money and resources you provide personally and corporately via church ministry. This provides many great opportunities for you to help people while sharing the gospel with them.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!

Genesis 41:36-40, Psalms 68:5-11, Acts 4:32-36, Philippians 4:10-20

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