MoneyWalk 460b A Work Plan For The Unemployed

This program will help you undo financial bondage.

Write a plan in which the first four hours of the day Monday thru Saturday (after prayer and bible study) is designed to be spent going from business to business in a two to three-mile radius.

Choose a radius that you can get to daily and where you can walk from business to business, if you do not have a car or so you can save on gas. In such commercially rich districts you will normally find 50+ employers to reach out to.

You should complete applications, and sometimes re-complete them each week or show up and ask to speak with a leader-in-charge until you saturate these employers with the knowledge that your value to them is far above all the other people who complete applications and then sit at home waiting for their phone to ring.

Ask each receptionist for the name, phone number, and business email address you can use to contact the leader / hiring managers and make sure you do follow-up communications frequently.

After a month, if you get no bites then choose another commercially rich location to augment your search. When you treat a job search during unemployment like it is a job and do it day in and day out Monday thru Friday and maybe Saturday you will find paid work offered to you because of the passion and hard-work ethic you display while currently unemployed.

After a lunch / rest / meditation period, the next four hours of each day should be spent going door to door in residential areas with business cards or flyers offering to provide a personal service you are able to perform.

Do not underestimate the mass numbers of people who need or want personal services performed for them and their families. Services such as hair braiding, pet walking / watching, handyman services, lawn maintenance, snow removal, painting, mural painting, babysitting, home health aide, cleaning, cooking, etc. can be performed for paying clients in your home or theirs. You do not need an employer to do them. They are perfect opportunities for creating self-employment and for developing people skills and abilities that can serve you now to produce greater income and to build great wealth for the future.

Many people have used them to create high-income businesses or help them bring income into their home, until an employer hired them at a higher income. Some have even realized that self-employment for them is better than seeking to be employed in someone else’s business. It is good to let the people / businesses on whose doors you knock know you are out of work and would appreciate them giving you an opportunity to work hard performing a service that is helpful to them. God will help you through unemployment and help others see you are truly deserving of gainful employment, because you are willing to right-size your ego and communicate your truth, so His glory can be revealed.

Please pray for this ministry and email me with any questions. May the LORD bless you richly as you follow His plan!

Genesis 2:15, Proverbs 19:24, Ecclesiastes 11:4-6, Matthew 25:20-21, Luke 19:16-17, Romans 12:6-13

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and LinkedIn

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 460a A Work Plan For The Unemployed

This program will help you undo financial bondage.

Many people have complained that no one is hiring and that as hard as they’ve tried they cannot find a job or a better job. I’m very empathetic toward them because I understand the economy goes through cycles of high unemployment at times and people need income to be able to provide for themselves and their families. However, I’m always optimistic because the LORD always makes a way where there seems to be no way.

People share how they’ve applied at a few places and haven’t received return calls offering them jobs. A few tell me they’ve sent out a few resumes and have not received responses from employers. However, it seems some of them have not followed a few important principles and methods for creating income in their lives.

1) They often speak negatively about their outlook, current and past employers, and the economy. Thus, they tend to have only rotten stuff produced by the fruit of their lips. Negative thinking, complaining, and murmuring will not get your situation back on track when you are in a poor personal economic cycle.

2) They do not recognize the gifts, talents, skills, and abilities they are endowed with. Some they have used in the past and some are latent. But, they only look to employers for opportunities to make money instead of finding ways to be their own boss and start making money on their own.

3) They fail to look for a job like it’s a job.

4) They fail to stop the flow of spending they engaged when they were employed and have not set proper priorities for funds they have access to while unemployed. Some engage in habits that unnecessarily siphon off lots of money like smoking, drinking, gambling, shopaholic spending, eating out, daily expensive treats, etc. more comfortably through the period of unemployment they are experiencing.

5) They fail to recognize that blessings often come in small packages before they will experience the much larger rewards. Do not despise the day of small beginnings just because you were on a larger stage previously and would like to continue in that stature.

You must remember that your actual worth and stature is not based on the position, notoriety, fame, or income you have or had in the past. It is based on being a creation of God almighty and should be augmented by your born-again relationship with Jesus Christ. If you continue to pursue entrepreneurial opportunities door-to-door and business-to-business if necessary and submit applications and contact employers on a consistent basis several hours each day you will begin to gain traction and bring income in that will help you move more comfortably through this period of unemployment and season where your skills can be better utilized.

Please pray for this ministry and email me with any questions. May the LORD bless you richly as you follow His plan!

Genesis 2:15, Proverbs 19:24, Ecclesiastes 11:4-6, Matthew 25:20-21, Luke 19:16-17, Romans 12:6-13

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 459 It Is Most Profitable To Work Unto The LORD

This program will help you undo financial bondage.

Making success on your job or entrepreneurial venture your number one priority is a means satan uses try and draw you away from Christian fundamentals. He will say you should not mix business with witnessing and disciple-making. He never wants you to speak about your trust in the LORD and how He’s making you better by guiding you to the purpose for which He created you.

Rightfully, your supervisors should expect you will spend your working time making the widgets and providing service you have been hired to do. The LORD commands you to work as unto Him which includes doing the best you can to please your employer and help make it profitable. Often, you can please the LORD and your employer by allowing the Holy Spirit to guide your life and work. He provides lunch and break time opportunities to communicate the gospel with those who may ask about your life or share circumstances in their lives where your experiences may be helpful to them. This will be a great witness and discipleship tool to others in your workplace.

Being a Christian does not mean you will do everything right or be liked by co-workers, supervisors, or other delegated authorities. There will be times when others oppose you and disagree with your view. Just remember, Jesus Christ is your perfection. Seek His wisdom, be teachable, and flexible when other people’s views and methods do not oppose His will and way. Sometimes, others will help you find a character flaw or work defect you can correct to become a better example to others.

When work habits are disliked and there is nothing you can change within moral boundaries to please your supervisor, then just continue to work as unto the LORD while believing and praying He will help him/her see you are doing your best and that your methods are profitable for the organization. He always has your back by carrying burdens too heavy for you.

Eventually, even the toughest critics will be able to see your spiritual growth shown by increasing honesty, integrity, and faithfulness to complete your work well and more respect for others. They will also see you take accountability, repent for misdeeds, correct actions when necessary, refuse to compromise godly morals, and are willing to suffer persecution to let them know about Christ who can fill the gaping hole in their lives. This lifestyle definitely helps other people see their need for Jesus Christ and be drawn to Him. As a result, you will be fruitful, blessed, rewarded, and truly profitable in all your endeavors.

Please pray for this ministry and email me with any questions. May the LORD bless you richly as you follow His plan!

Romans 13:1-8, Ephesians 6:5-9, Colossians 3:22-25, 4:1, 1Peter 2:12-20

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 458 Decreeing Then Taking Action Prospers You

This program will help you undo financial bondage.

You have heard the phrases “Name it and claim it” and “Blab it and grab it.” These phrases are usually spoken of in an irreverent way against preachers who espouse that believers can declare the possession of something and receive it.

Many people’s experiences seem to them to indicate that resources they obtain didn’t come to them through the above process. So, they ridicule these preachers and claim they are focusing people on satan’s kingdom, leading people straight to Hell, and taking advantage of people’s emotions to steal their money. There may be a few charlatans disguised as preachers of the gospel. After all, wheat and tare grow together in the world and in the Church. Thus, there are greedy and covetous tare who use the name of Jesus Christ to take advantage of undiscerning people. Anyone can call himself a Christian and we may not immediately know he is not, yet that does not make the truth of God’s word null and void. He says when the time for harvesting comes, He will command the reapers to separate the wheat (believers in Christ) into a heavenly home and cast the tare (unbelievers) into the fire. Yet, it is a grievous mistake to say most of these preachers are greedy and covetous tare who have only their own interest in mind.

The bible shows there is truth in “Naming and claiming” some things. The key is whether you moved in faith upon what God by His Word identified as being available to you and whether you really intend to utilize your life, gifts, time, skills, money, and resources overall to benefit the spread of the gospel in your family, community, and the world. Mere mortals who are unbelievers often name, claim, and obtain things that have much greater earthly value than things that believers name, claim, or obtain, such as businesses, inventions, jobs, houses, cars, jewelry, etc. So, obtaining things is not really the sign you have sought God’s will, done His will, or received His blessing.

It is only a sign of God’s will when it is accompanied by a lifestyle of steps ordered by God, His Word, and Holy Spirit that show up over time in a fruitful display of actions devoted to sharing the gospel and helping others share it more as the time of His return nears.

Men will not always recognize your faith or fruit. Those who do not believe the LORD at his word (ask anything in my name and you shall have it, call those things that be not as though they were, etc.) may see your words and actions as (1) a violation of doctrine they made up, (2) scientifically unproven, or (3) nonsense. Just because some people say He never allows our words to bring what we declare in His name and for His purposes does not make it so. Their viewpoint goes against biblical instruction and you should continue to declare for His glory the vision and resources that conform to His word and will. No doubt, you should also put your faith & works in action to bring forth good fruit because you are a believer set apart for this purpose. Then, His light will truly shine upon your ways.

Please pray for this ministry and email me with any questions. May the LORD bless you richly as you follow His plan!

Job 22:28, Matthew 7:7-11, Romans 4:17, James 2:20-24, 4:1-4

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 457 Seven Focused Steps For Good Stewardship

This program will help you undo financial bondage.

Do not live with your eye on this world, rather live with your eye on the world to come. If you hope to become the good steward God instructs you to be and intends for you to be, then you are going to have to develop a deeper fellowship with Jesus Christ through the Holy Spirit that motivates you to follow the pathway the bible lays out for your life and financial health, wealth, and well-being.

Just like Jesus focused all His energies on obtaining the goal of the Father’s will for all mankind to have hope of salvation and a heavenly home, you too must focus and take the steps necessary to achieve the Father’s goal for you. Your focus should be on the following through which you climb the ladder of spiritual financial success one step at a time. Do not attempt to move to the next step until you are firmly established in accomplishing the task on the step you are on.

1. Tell your income what to do. Draft a 6-month giving, saving & investing, and spending plan that shows:

a. Your after-tax income each month.

b. The tithe and free-will offering to be subtracted from take home pay.

c. Each minimum bill payment that must be paid from that month’s income (mortgage, rent, credit cards, car note, etc.).

d. Other miscellaneous amounts that must be taken from the income (groceries, personal money, gas for car, phone, electric, gas, water, sewer service, monthly amount of annual property tax payment, monthly amount of annual home and car insurance premium, monthly amount of annual life insurance payment, 2 or 3 low cost weekend vacations each year, low cost monthly entertainment, etc.).

e. The surplus or deficit left over after all expenses have been paid. If there is nothing left over then you will need to work with your spouse and a close friend who is good at managing his or her money or a financial advisor to determine ways in which you can quickly and substantially reduce current expenses, determine which bills receive priority for payment at the current time, and find other work that can increase your income to get you out of the bondage you are in.

2. Build a $1,000 emergency fund. Once you have surplus, use it to build or establish, in a government guaranteed savings or money management account (MMA), an emergency fund equal to $1,000. This will help you stop turning to credit cards and loans to take care of problems and emergencies that arise in the future. You will get on the right path to using cash instead of burdening your future with debt. There may be reasons why you want to increase this amount before you engage debt elimination. For example, an impending layoff or job loss or medical emergency that will soon require you to pay a huge out of pocket expense, etc.

3. Pay off all non-mortgage loans. Start with the loan with the lowest account balance and once that is paid off then eliminate the one with the next lowest account balance. It is an easier method for tracking debt elimination and the psychological benefit motivates far more people to stick with the debt elimination process because they quickly see debt eliminated. The few people who stick with eliminating debt using the highest finance charge method only eliminate the same amount of total debt in six weeks less time with not much monetary difference in finance charges paid. The only time you break this cycle is if you have an emergency that needs immediate attention and you must use money in your $1,000 emergency fund. Then, you would take the debt elimination cash flow to build the emergency fund back to $1,000 and afterward resume eliminating your debt.

4. Build a $10,000 emergency fund. After all non-mortgage loans are eliminated use cash flow (which now should be much larger) to build your emergency fund to $10,000. For many people this will now represent approximately three-months of your expenses. Again, there may be reasons why you want to increase this amount before you engage the next step.

5. Invest at least 10% of your gross income each month. If your employer offers a 401k type plan that matches your investment up to a certain amount, start investing the amount necessary to get the maximum matching investment from your employer. Over time, begin to put away even more into investment plans, including Roth IRA’s. For the highest long-term growth, you will do well to invest money in an array of no-load low expense stock index mutual funds, such as total stock market, S&P 500, Large Cap, Mid Cap, and Small Cap Index Funds.

6. Pay off your home loans. Use the remaining monthly cash flow toward additional principal pay off until your home mortgage is eliminated. If you have a desire to purchase another home, make it a debt-free faith goal using the equity in your current home and savings you’re able to build after your current home mortgage is paid off. Contentment and deferred gratification pay off, whereas encumbering yourself in debt negatively affects your future.

7. Increase your giving, saving, and investments. At this point, your cash flow will be huge because it includes the amount you used to pay on your mortgage as well all your past debts. Increase your free-will offering as thanks to God for helping you, to a much greater degree, reach the goals of (1) total debt freedom, (2) fund the spread of the gospel, (3) help those in need, and (4) build wealth to maintain these priorities and care for yourself and family.

Funding college for kids is not a top priority when you are in debt-bondage because your kids with much research, applying for scholarships, and work can fund tuition at a reasonably priced school. In addition, when you are in financial bondage your financial plan must operate like airplane emergency landing instructions. Make sure you are safe and secure before attempting to help your children put on safety equipment. While children may not understand it during their young unwise years, later in life they will be grateful you helped them navigate far less expensive avenues for education that does not leave them with school loans and that they will not have to expend massive amounts of money to care for you.

Using the seven-step plan will help you get become debt-free and build wealth that produces enormous disposable income and assets you can use to brighten your future and the lives of other people.

Please pray for this ministry and email me with any questions. May the LORD bless you richly as you follow His plan!

Habakkuk 2:2-4, Luke 14:28-30, Proverbs 21:20, Matthew 23:23, Luke 6:38

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 456 Let Love Guide Your Money Management

This program will help you undo financial bondage.

So many people are focused on becoming rich and great in the eyes of other people. While the LORD almighty can immensely prosper you, a heart and mind whose priority focus is set on obtaining riches, fame, high-position, and/or power will ultimately be stabbed and destroyed and experience many sorrows. Gaining the world and losing your soul, which puts you on the road of eternal damnation and earthly destruction, is akin to failing to repent and turn your heart to Jesus Christ as Savior and LORD so that you live, move, and have your being in Him.

Being rich and famous is not sinful. There is no right or wrong assigned to wealth, fame, legitimate positions, and power. However, when they are your priority instead of intimacy with the LORD from which flows instruction and guidance for your life and pursuits, then you will fear sharing the gospel with other people to evangelize and make disciples because you think it will negatively affect your career, business pursuits, net-working, revenue, and income.

This heart and mindset produce money management, giving, investing, and debt accumulation activities that are not pleasing to Him and not helpful in leading other people closer to Him. Some people will see your activities even when you think no one is looking, some will take on your mindset and emulate your negative money activities, and some will put you in high esteem for the success it seems you achieved and unfortunately will get the idea that pursuit of riches and greatness on earth is the highest priority.

Each Christian must be careful to pursue God in Christ more than anything else. This is done only through the love of God poured into your heart by the Holy Ghost. Of course, God wants every person to come to Him via Christ and thus allow His love to be the only motivation for everything we do including working, earning, managing, and growing money. Love never fails and creates for you an everlasting habitation in His presence. Money and greatness cannot do this, but they can be used in a mighty way to further gospel work that needs to be done here on earth to focus and lead many others to Jesus Christ.

So, as you pursue money making, managing, investing, and business pursuits make sure you maintain your love relationship with the LORD, spend time with Him daily, be guided by His Spirit, obey His biblical commands and principles, and speak and act as Christ’s ambassador on the earth. Take instruction from the examples of missionaries we love so much and support. The love of God in them and trust in His care compels them to move into hostile territory when called, face possible death, and endure suffering.

Tens of millions of dollars flow into their hands, yet they do not put their trust in it. Rather, they recognize they are blessed to be a blessing to many others. Love moves them to sacrifice, suffer afflictions, and great personal loss at times on earth to spread this great gospel throughout the world. They shall receive an everlasting crown from almighty God that is much more precious and enduring. This too should be your focus.

Please pray for this ministry and email me with any questions. May the LORD bless you richly as you follow His plan!

Matthew 22:36-40, Mark 10:21-22, John 14:15, 21, James 1:12

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 455b Short-term Pain That Is Long-term Gain

This program will help you undo financial bondage.

Working diligently to serve, gain experience, and develop skill to produce income to care for yourself and your family and help provide for others in need is certainly the road to take. It will help you have more provision for worthwhile priorities as opposed to the meager welfare that might be afforded by other people if you chose the sluggard’s route of not seeking to consistently work.

Many forces in the world seek to pull you away from the foundation and pathway of good stewardship by telling you some other pathway is more important or noble in our modern, civilized society, such as having access to as much personal credit (loans/debt) as you can get your hands on. Some advisors are telling people (1) debt is good and they cannot live a good life without having debt throughout their lives; (2) you will always have house loans, student loans, car loans, and revolving loans and should never seek to pay them off except on their normal 30, 20, and 5 to 10-year payment schedules; you need a good amount of debt to keep your credit score as high as possible so you can borrow more in the future to make your life more comfortable and successful.

For the unsuspecting and those ignorant of truth this sounds like savvy advice. However, you should understand the Word says not one jot or tittle of His Word will ever fail to produce the positive or negative consequence it identifies as the result of the pathway and actions you take. Therefore, every pathway, principle, and method of doing something should be carefully studied to ensure it conforms with biblical principles for good stewardship because this is the only pathway that is truly fruitful for this life and eternity. If the path, principle, or method conflicts with biblical instruction, you should refuse to use it.

What good is getting, keeping, and continuing to get more loans when the LORD said this practice will put you in financial bondage, thus thwarting your ability to give and build wealth. To the human mind, in the short haul it may seem like a benefit, however looks are deceiving. There is a way that seems right unto a man, but the end thereof is destruction & death.

When you choose a path opposite His instruction, you eventually come to a point in time when that path leads to negative consequences that are not pleasant to endure. Consider the 2007 and 2008 economic debacle that turned many people’s lives upside down via bankruptcies, foreclosures, repossessions, loss of jobs and income, etc. Much of it started via unreasonable decisions like maxing out loans for over-priced real estate, cars, and other items. Also, banks and sub-prime lenders offered unreasonable mortgage options and Wall Street packaged these mortgages as investments that ended up losing lots of money when many borrowers could not pay the underlying mortgages. In addition, many people threw investment / asset diversification out the door and engaged in day trading and market timing as though they were stock market gurus.

Individuals and our nation will be in a far better place when we choose to apply biblical principles, thus refusing to be swayed by what looks good in the short-term and to worldly people around us. We would continue to gain long-term favor, blessing, and reward that will positively cover our future short-term periods. A faithful man shall abound with blessings, but he that makes haste to be rich shall not go unpunished. Blessed is the nation whose God is the LORD!

Please pray for this ministry and email me with any questions. May the LORD bless you richly as you follow His plan!

Proverbs 28:20, Ecclesiastes 11:2, Habakkuk 2:2-5, Philippians 4:13, 2Thessalonians 3:10

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 455a Short-term Pain That Is Long-term Gain

This program will help you undo financial bondage.

Scripture teaches that good stewards engage in the following practices and reap blessings from doing so:

1. Understand the LORD owns everything. Manage money and resources like the Almighty owns it all because He does. In the beginning was the Word, and the Word was God, and the Word is God, and nothing was made unless it was made by Him. This requires that you seek His will when it comes to spending, saving & investing, and giving decisions.

2. Show contentment. Continue or start tithing to your local church or a worthwhile ministry each time you receive income. Choose delayed gratification instead of instant gratification. Do not buy that bigger house, more expensive car, new furniture, new jewelry, etc. until you have reached the priority goal of being a faithful tithing member of a local church and totally debt-free. Stuff to buy will still be there at prices you can afford to pay after you reach your goal.

3. Sacrifice short-term pleasure for long-term financial soundness. Delayed gratification now (because you need to employ it) results in great benefits accruing to you in the long-run. I buffet (beat my body into submission) lest having told others about the way I myself become a castaway (do not get to receive the benefits of following the principles I've told others about). And Barnabas sold land that he owned and gave it to the Apostles for the work of the ministry!!!

4. Show self-control. This is a fruit of the Spirit mentioned in Galatians 5, which along with the other eight fruit shows that we walk in the Spirit and not according to the flesh. Pleasing God is the ultimate goals that anyone can have, and this goal can only be displayed by living according to His commands. You must learn to be obedient to biblical principles in order to control your fleshly appetite and put the focus back on fulfilling His purpose for your life. This will help produce wealth in a way that is pleasing to God without compromising your relationship with Jesus Christ.

5. Tithe and give offerings to honor God for His provision and to help fund the spread of the gospel to every person around the world. And the Holy Spirit shall come upon you and you will be witnesses to me in Judea, Samaria, and the uttermost parts of the Earth.

6. Work diligently. For even when we were with you, we commanded you that any man who would not work should also not eat.

7. Live on less than your income by budgeting your spending. Know the state of your flocks and herds and write the vision down plainly on paper so that you may successfully use it to reach the desired goal.

8. Eliminate debt and seek to live debt-free. The borrower is a slave to the lender. God desires that you be the head and not the tail.

9. Eliminate cosigning for other people’s debts. Do not cosign for other people’s debts unless you want your coat taken and be subject to ridicule and irresponsibility.

10. Save & Invest a reasonable portion of your income. This prospers you. The master commended the faithful servants who traded with what He gave them and produced double to present to Him. Remember, there is oil and wine in the dwelling of the wise, but a foolish man spends all that he gets his hands on.

11. Diversify assets. There is safety in the multitude of counselors. Therefore, save and invest with seven or eight different reputable sources and with a similar number of different types of investments.

Though there may be short-term pain in dying to yourself, the lust of the flesh, the eyes, and the pride of life, always believe what you read and study in the bible over what you see and hear in the world and approach life and finances in the way scripture directs, then you will truly be fruitful and prosperous on earth and in eternity.

Please pray for this ministry and email me with any questions. May the LORD bless you richly as you follow His plan!

Proverbs 28:20, Ecclesiastes 11:2, Habakkuk 2:2-5, Philippians 4:13, 2Thessalonians 3:10

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 454 Forgiving Helps You Manage Better

This program will help you undo financial bondage.

There are numerous people who allow un-forgiveness to wreck their lives and health. Unforgiveness is a bad decision promoted by the carnal nature and demonic forces. It often leads to trying to get revenge on others you think caused the problem. Sometimes, you can’t forgive yourself for acts you’ve done and so you consciously or unconsciously make bad decisions that sabotage the great future the LORD desires you to have. Sometimes these situations lead to unreasonable spending to either get back at someone or to try to appease the unpleasant feeling you have about what you or they have done to you.

For example, a divorce is taking place and one doesn’t like that his spouse committed adultery, so he directs his attorney to try to take everything away from the spouse instead of forgiving and seeking to reasonably and amicably resolve the problem even if divorce proceedings still need to occur.

Or, one had an abortion years ago or a baby out of wedlock and gave him up for adoption and since that time she spends money on many unneeded things to appease that gut-wrenching feeling of remorse because it seems to help for a short time. Sometimes, overspending is an outright attempt to sabotage your life because you don’t believe you deserve any blessings because of what you’ve done in the past.

Forgiveness is the step you need to take to bring yourself to a place where you can be led by the Holy Spirit. It will help you move past remorse from formerly being a poor steward and will let you know that the LORD still loves you and has empowered you in heart, mind, and bodily strength to positively move forward in life and good financial stewardship. Believers must remember His love for them is not based on their goodness and neither is His love for other people. It is based only on Christ’s unstained righteousness that provides us the ability to repent and move forward.

You can be a person of forgiveness and thus discipline who can envision a blessed future, stop unwisely using debt instruments, budget income and expenses to live within your means, and build future wealth for giving, saving, investing, and responsible spending.

Please pray for this ministry and email me with any questions. May the LORD bless you richly as you follow His plan!

Matthew 6:14-15, 18:21-35, Luke 6:37-38, 17:1-4, 2Corinthians 10:3-6

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ

MoneyWalk 453 God Owns It All

This program will help you undo financial bondage.

The first and foremost principle that must be adhered to if you want to be a good money manager who moves into the wealthy place is to recognize that God owns everything. You must believe it and take actions aligned with this belief. Unfortunately, most people never move from a point of believing that their income and wealth is wrought by the work of their own hands or intellect.

This false belief does not lead to their benefit because it does not move them in the purpose for which the LORD created them and thus into the level of blessing He desired them to have and use for building His kingdom in the hearts of men. Many people have financial difficulties in this life brought on by their lack of understanding and failure to act on His will for their lives and finances.

He certainly wants his people to be fruitful and prosper and gives them the ability to get wealth to establish His covenant in the earth. Yet, many people act on a selfish desire to be rich that is produced by the fleshly worldview that surrounds us daily (mind, emotion, will, and body wanting to experience the comforts riches provide without carrying out their responsibility to glorify Him and serve other people). This often leads to marriages breaking asunder, neglecting children, being a workaholic, forsaking local church fellowship, and failing to evangelize and disciple other people. Some have been unwilling to change such behavior because in their hearts the most important thing is making it big and receiving honor from men.

Let’s be clear, there’s a small percentage of people with wrong attitudes, motives, and actions that earn huge incomes and accumulate great riches on earth and they are often honored by people because of what they have; wealth, high status, and notoriety among men and worldly institutions. However, we must not automatically assume that one’s level of earthly riches is evidence that God is pleased with him/her or that he/she is living in His will or handling money in a way pleasing to Him.

Everyone needs to pursue the LORD’s purpose for his/her life by maintaining an intimate relationship with the Holy Spirit to hear His voice tell them which legitimate activities, careers, businesses, and investment opportunities they should pursue and how to pursue them. Believers will sometimes engage endeavors that appear to fail. Yet, according to the Word, (a) we can always be sure what we do for Christ will last, (b) we will accumulate all the wealth needed on earth to help us accomplish our purpose, (c) we will successfully achieve God’s purpose for our lives, and (d) we will receive great eternal reward. Earthly failure is not really failure when it shows what you’re not fashioned for and helps sharpen your skills and abilities so future endeavors can be successful in helping you get to the wealthy place.

Recognizing and acting on the fact that the LORD owns it all will keep you from seeking to obtain riches by engaging in immoral, illegal, criminal, detrimental, and other activities that are not pleasing to Him. It will also help you understand that if you engage such activities eventually you will get caught on earth by men or by Him at The White Throne Judgment. Then, everything you thought was gain will suddenly become a huge loss. The bible is clear that anyone and everyone that does not turn to Jesus Christ before they leave this earth will be eternally disappointed. Finally, acting on the fact that He owns everything will help you understand that being unsaved and judged morally bankrupt by God brings on an eternal consequence that cannot be overcome with accolades of success you might receive on earth (names on buildings, honor of men, awards, etc.). Desire to be in the wealthy place He designed for you by doing things that please Him and doing them in a Christ-like manner. You can never go wrong with this pattern.

Please pray for this ministry and email me with any questions. May the LORD bless you richly as you follow His plan!

Psalms 90:1-2, Isaiah 43:10-11, Ephesians 3:9-10, Revelations 4:10-11

Please forward these bondage-breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and LinkedIn

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ