MoneyWalk 357: Jesus In You Is Necessary For True Success

This program will help you undo financial bondage.

The best blessing can only be obtained by confessing that Jesus Christ is your Savior and LORD. This blessing cannot be earned. It is only available based on the finished work of Jesus Christ on the cross, His righteousness extended to you, and His resurrection as a sign that you also are raised to newness of life upon accepting Him as the only way to be saved.

In Him are many other blessings as well. He provides them to help you fulfill His plan upon the earth for the salvation and disciple-making of other people. True and everlasting success only come as a result of listening to Him to identify ways to engage His plan as you go about your life in every venue (the marketplace, neighborhood, relationships, etc.). Regardless of the money and material things you have or do not have, without Him you can only be successful in the eyes of men. What does that gain you in the light of eternity? It profits a person nothing to gain the world, but lose His soul.

From the foundation of the world, God planned to meet every need and desire of mankind. He knew by giving Adam and Eve freewill they would sin and bring a curse upon mankind that could only be eliminated by the blood of Jesus Christ. Every person engages evil works and will ultimately pay an eternally painful price for it until accepting Jesus Christ.

Even on earth, good (activities that please Him) and evil (ungodly activities that displease Him) have respective positive and negative consequences attached to them. Positive results that bring eternal reward come only when you honor Christ by living for Him in the way that pleases Him. This can only be accomplished by allowing Him to live His life in you and show it outwardly to others. For your eternal and earthly sake, no matter the station in life or career you have been afforded, you must rely on biblical instruction to truly secure blessing for your life. Honor God by living for Him including using His money management principles. Only then are you assured of righteousness, peace, and joy forevermore.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Proverbs 3:5-10, Malachi 3:6-12, Matthew 6:25-34, Luke 6:38

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MoneyWalk 356: The Truth Will Make You Free

This program will help you undo financial bondage.

Jesus said He saw satan fall like lightning to the earth when he was kicked out of Heaven. This shows the LORD’s almighty power over all things. However, He did not immediately strip satan and the fallen angels of all power because He knew humans he was going to create, place on earth, and give dominion over it would need thorns in the side in order to exercise free will in choosing to accept His love through Jesus Christ, follow Him, and develop character.

Satan roams the earth like a roaring lion seeking whom he may devour in every area of life including the financial arena. He works to get people to agree with him, so they develop attitudes, activities, policies, and processes that promote his ungodly principles. For example, he and his earthly spokespeople tell you not to tithe and give abundantly to ministry work because its legalistic and eliminates your fun and control by reducing your ability to buy many things you really should not have, maybe at the current time and maybe not at all. He also pushes manipulative advertising that encourages you to desire many things that will motivate you to purchase them rather than making it a priority to give abundantly for the gospel to be communicated to those who will be lost for eternity if they do not come to Christ. Many choose to disbelieve that satan’s aim seeks to ruins their lives and eternity or they simply will not acknowledge that such things are poor stewardship in which he and his minions are intimately involved.

Prioritizing getting things you desire and saying things you desire are needs seem wise to the flesh, but this mindset destroys the vast majority of people who adopt it and ruins eternity for many because they fail to ever make intimacy with Jesus Christ and good stewardship according to His will the pre-eminent aim of their lives. On earth it also stops the majority from establishing boundaries that really help them care for responsibilities in a God-honoring manner and from establishing funds to take care of emergency needs that will arise throughout life. In addition, it stops them from building wealth for the future to help abundantly care for themselves, family, and the Church as they age and go through the veritable up and down economies that occur throughout life.

To worldly people, the LORD’s principles seem foolish and in conflict but the results are amazing. Many ask how can a person throughout life tithe / give abundantly and live abundantly while at the same time build great wealth. The answer lies in His creation of the universe in which a tightly closed hand will not give as it should and thus cannot receive as He desires. Opening your hand, throughout the remainder of your life, to give abundantly of current and future income and assets, especially toward endeavors that help evangelize and make disciples of others, opens your life to manifold blessings and rewards befitting of an obedient child of the King.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Proverbs 11:24-26, Ecclesiastes 11:4-6, Mark 10:29-31, Luke 6:38

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MoneyWalk 355: A Foolish Move

This program will help you undo financial bondage.

The bible says cosigning for another person’s loan is a foolish move. Yet, people do it every day instead of taking the appropriate action, which usually is exhorting them to work and save money until they can afford to buy the item without debt.

Many people want you to cosign because they have a burning desire for something material. They may even call it a need. Many will ask you even though they have been irresponsible in managing their money, living within their means, and paying debts. Financial institutions will not loan them money on their own record because of their poor credit history. At that point, getting a loan requires a cosigner who has adequate annual income, a reputable loan re-payment history, and a willingness to put his / her financial reputation and situation on the line for the person who wants to take out the loan.

The cosigner will become surety for the bank that gives it a much better chance of getting repaid the loan principle and associated interest, even if the borrower does not follow through on his / her obligation. The best advice is to never cosign. Many people never repay loans that have cosigners. This is the reason the bible says, “when you cosign your garments are likely to be taken.” If you believe the person has a true need and has acted disciplined and responsible with their finances and life, give as much toward the need as you can afford without going into debt or failing to care for your responsibilities.

The bible does not make a distinction between cosigning for people who have been responsible with their finances and those who have not or have never acquired a loan and thus have no re-payment history for financial institutions to bank on. It simply admonishes us to never become surety for another person.

An important lesson we must teach to our extended family, friends, and acquaintances is their need to be godly stewards of the incomes and assets God entrusts to them, to have integrity in repaying debts owed, to pursue needed and desired material things in a debt-free fashion, and to allow God to supernaturally provide them with desires they cannot afford.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Proverbs 17:18, Romans 13:8, 2Corinthians 8:12, Ephesians 5:17

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MoneyWalk 354: Failure to Plan Produces Failure

This program will help you undo financial bondage.

In order to experience good results from your work, you must have spiritual vision that comes from godly / moral values while engaging and cultivating the type of activities / employments that can produce desired results that are a benefit to you and other people. You must see what is not evident by the situation you are in today and call those things that be not as though they are. Declare a thing and so shall it be unto you and as a man thinks in his heart so is he. I understand that Henry Ford once said “Whether you think you can or you think you can't, you're right” in order to help people see that a can do attitude and employments are the best way to go when you believe you need or want to do something that will positively help others.

Never do what is wicked in God's eyes, however measure guidance and advice from other people by the Word and your intimate relationship with the Holy Spirit before automatically stopping each activity that another person or group of people say you should stop, no matter how respected they may be in your community. Simply listen and take their guidance under advisement until you are clear that the guidance is the best indication that you should change course.

In life you may start as a grocery bagger but may end up a store manager or you may start by sitting in the pews listening to and learning from others but may end up as director of evangelism. You may start as the janitor but may wind up the company president. These scenarios have played out for millions of people over the years because of their faithful and diligent attention to the business and ministry God placed them in. Your increasing spiritual and financial maturity / promotion will be a result of the same type of process that requires faithful planning as commitment to His will.

A net worth statement showing your net financial worth or lack of one shows how past decisions have helped or hampered you overall up to this point in time. Also, at least six months worth of perpetual monthly budgets that you faithfully monitor and utilize to measure and control giving, saving, and spending are a must because you need to see how spending decisions proposed or made today can hamper or help you get to where God wants you to be while also building enormous future wealth to care for family and Church needs and desires. The net worth statement and budget documents serve as plans in the financial arena of your life to help you properly discern whether you are doing good or bad things related to your giving, saving, and spending. Electronic budgeting tools and spreadsheets are available to help ease the pain of having to write the same thing over and over for each budget cycle. These also eliminate the anguish caused by smudging paper documents with an eraser and making them almost unrecognizable when revising income and expense figures during the budget cycles.

Subtract from your gross monthly income federal, state, and city taxes, tithe and offering, each minimum monthly bill payment (rent / mortgage, car notes, utilities, charge cards, etc.). The result (which will be a positive surplus or negative deficit) shows what you have left each pay period for groceries, home maintenance, car maintenance, gas for cars, entertainment, personal money, emergencies, etc.). This information is vital for short and long-term planning of anticipated income and expenses, because it lets you know what you can afford to purchase now so you will not be negatively affected in the future. Failure to plan which leads to overspending, borrowing, and continual spontaneity will not bring God’s best and desired situation for your life. Such failure will produce destructive tendencies, headaches, heartaches, and harm to you and your family (including the Church). Faithful planning and diligent employments guided by biblical instruction will bring God’s supernatural blessing, reward, and success.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Proverbs 27:23-27, Habakkuk 2:2-4, Luke 14:28-32, Philippians 4:11-13

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MoneyWalk 353: You Need Christ

This program will help you undo financial bondage.

When you choose Jesus Christ as Savior and LORD you have chosen abundant life and the blessed eternity that comes with it. When you do not choose Jesus you have chosen a life without meaningful purpose that brings eternal consequences. Certainly you will do some things on earth that help others and some men may consider you great, yet those things will not mean anything when you stand before the LORD on Judgment Day because your righteousness is and always will be like filthy rags. Your works on earth cannot earn salvation and eternal life. Only faith in Christ brings these blessings due to the covering His righteousness and perfection provides you.

This intimate relationship with Him leads to sanctification, which cleanses you and helps you fulfill your purpose on earth. The enemy of your God and your soul certainly does not like this and will do everything he can to turn you back to his plan. However, once you get saved, satan no longer has victory over you because he was created by God and only has the power given to him by God. God and satan are not equals battling it out for control over the earth and human beings. God alone is supreme and almighty and there is no one else like Him.

Because He has authority over all things and every resource you need, He is the only one who can deliver you from the harm and destruction satan desires to bring into your life. He releases to His faithful children everything they need to be victorious, fruitful, profitable, and prosperous. Will you choose abundant life and blessing forevermore or destruction and death? He wants you to choose life and live forever in paradise.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Deuteronomy 30:15-20, Psalm 1:1-3, Colossians 1:3-14, 2Peter 3:14-18

Please forward these bondage breaking articles to other people who can use helpful insight!

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MoneyWalk 352: An Unhealthy Balance Harms You

This program will help you undo financial bondage.

In order to have the balance that God desires for your life you must first decide to tithe faithfully and give abundantly for gospel ministry to be delivered to your community and around the world. Also, you must determine in your heart that you are going to eliminate all debts not covered by a piece of property considered by expert sources to be greater in value than the debt that has been incurred to purchase it. In addition, you must refuse to take on any debts for depreciable goods in the future. You must also draft and follow a budget / spending plan that identifies the current state of your income and expenses in order to gain and maintain control over your finances so that it serves you, your family, and the Kingdom of God in a way that brings blessing and reward. Finally, you must firmly resolve not to spend more than your net income minus tithes, offerings, at least 10% savings and investments, and an amount that you can put toward debt elimination to totally pay off all of it within the next two to four years. This may mean that you need to find other sources of income to supplement your vision and plan. A second job or a low cost / no cost entrepreneurial endeavor will help fulfill your goals.

Proper balances of ingredients are necessary in cooking edible and tasty meals, in making sure pools stay clean safe from elements that could make you sick, in ensuring that relationships are loving and fruitful, and in many other areas of life. So, it makes sense that you must include in your life and activities all the things needed for financial freedom and wealth building and properly balance them while also keeping out all those things that will lead you astray and keep you in financial and spiritual bondage such as failure to know the state of your financial condition, overspending, failure to save and invest, and failure to say “NO” to people and activities that would waste resources the LORD entrusts to you.

These moves will get you to the place you want to be in one-year, two years, five years, and over the long term. You should draft separate one month budgets for each of the next six months, so you can see how money spent in the near term affects your financial situation six months out. Your spending resolve must be displayed in your budget to keep you inside reasonable spending parameters that keep you on course with the vision you must follow to get you to the place you want to be in financially. Over time this lifestyle will bring the abundant life on earth that Jesus Christ desires for you.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Proverbs 11:1, 27:23-27, Isaiah 55:9-11, Luke 14:28-34, 2Corinthians 9:6-15

Please forward these bondage breaking articles to other people who can use helpful insight!

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MoneyWalk 351: Love God’s Way

This program will help you undo financial bondage.

Love is what the LORD says it is! Many people try to define love on their own terms, however unless you base your definition of love on what the bible has to say about it, the whole counsel of God not a pet scripture, you will fall short of understanding it, truly describing it, and initiating action based on it in a way that is pleasing to the LORD. Those who truly love Him regularly pray, study scripture to establish His principles in their hearts, and fellowship with other believers. This helps them have greater fellowship and intimacy with Him and equips them to fulfill the purpose for which He created and empowers them.

Managing your life, including your finances, in the way that God identified in the bible is a necessary component of love because it is a witness and example to other people necessary for you to continually grow in Christ to the fullest extent and help them grow. Following this path requires that you love God with all your heart, mind, soul, and strength. Otherwise, you’d give up when satan tempts you with something that looks good to your eyes or feels good to your flesh or your pride. God loves you immensely and has provided a way of escape for you to bypass satan’s temptation and the negative consequences and torment that follows it even when you cannot see it at the moment. In the person of Jesus Christ, He made a way for your eternal security that allows you to forsake worldly ways of living through the Holy Spirit living in you and empowering you. He promised to every believer that walks obedient to His commands that He will take care of all your need, make you fruitful, and prosper you.

Now return that love to God by believing His Word and choosing his pathway to life eternal that start here and now on earth. Believe with all your heart that Jesus Christ is the way, the truth, and the life and that no man gets to the Father except through Him. This faith will then produce fruit from repentance bringing forth good works that glorify Him. Those around you will notice your virtuous, sanctified, faithful behavior via living in obedience to Him, including managing income and assets He allows to come into your life. As a result of lifting up Him and His ways many people will be drawn to Him.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Proverbs 8:17-21, John 14:21, Romans 13:8, 1John 3:10-18

Please forward these bondage breaking articles to other people who can use helpful insight!

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MoneyWalk 350: Wealth Building Is Part of God’s Plan For You

This program will help you undo financial bondage.

Net worth is the value of all your assets minus the amount of all your debts. Assets are items you own that have a value other people will give you money to obtain. Debts are amounts of money you owe someone else via loans for the purchase of material goods and/or services. Debts are liabilities. It is not good to have a lifestyle based on incurring liabilities instead of building assets. Assets are the items that lead to building wealth far beyond what your natural eyes now see.

You should calculate your net worth at least annually to determine how successful your financial plan or lack of one has been for you. You want to see an ever increasing surplus and not a deficit because this means you are continually moving in the right direction. Do not be dismayed if when you first calculate your net worth you have a deficit. Simply understanding that the LORD has given you principles to live by in managing the money He entrusts to you and has given you spiritual power to help you utilize methods that comply with them. In this way, you are sure to reach a surplus within the next few years and build it into more as you move forward throughout this life.

By dividing your average monthly expenses into your net worth, you are able to identify how many months into the future you could pay current debts and expenses if you are laid off or lose your income. This measure is necessary for short-term and long-term planning because income reducing emergencies, hardships, and catastrophes will occur for short periods of your life such as job layoffs, having to leave a job to care for parents, pay reductions due to a poor economy or business troubles, etc. Yet, managing your income to continually grow net worth will help you weather the storms of adversity because the blessing of God and rewards are produced in your life when using His principles, financial and otherwise.

Contrary to popular belief, bible scriptures and stories support wealth building (increased net worth) and shows that it happens for faith-filled people who abundantly give to spread the gospel message, make disciples of other people, and manage the financial areas of their lives in accordance with biblical principles such as planning (goal setting and budgeting), eliminating debt, refusing to cosign, saving, investing, and diversifying assets. It does not make you greater or better than anybody else and it pleases God for you to continue to grow in humility and meekness as you build and not become a respecter of persons. He is definitely pleased when you are intimate with Him and a good steward of His manifold possessions entrusted to you.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Genesis 13:2, 1Chronicles 29:2-5, Job 42:12, Acts 4:36-37, Matthew 27:57-60, James 5:1-5

Please forward these bondage breaking articles to other people who can use helpful insight!

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MoneyWalk 349: The Best of Life Is All Yours

This program will help you undo financial bondage.

You have everything at your disposal that pertains to the best of life when using biblical financial principles to govern your affairs. This requires that you develop intimacy with the LORD via daily thanksgiving, praise, worship, prayer, bible reading / study, weekly fellowship with a local Church (the expression of His body). It also requires belief in (a) His instruction, (b) trust in the rewards He said would be obtained by following them, (c) adherence to His principles and obedience to His commands, (d) self-control, and (e) sacrifice.

When you don't consistently use biblical financial principles, you'll never realize the earthly rewards God intended for those who are obedient. Adherence to His will shows true faith. It is corresponding action toward His plan for your life. The bible says faith without works is dead and that He created you for good works. Obedience uses initiative, creativity, perseverance, patience, and other godly character traits to help you reach short, medium, and long-term goals that help fulfill His desire for you and others on the earth.

The example and fruit others see shows you really have faith in Him as opposed to empty words with no godly action behind them. Your diligent work will bring forth a bountiful harvest in due time, so you must not get weary doing well even though it sometimes seems as though the harvest won't come. Eventually, you will see the abundant blessing of God such as promotions, raises, bonuses, business growth, and a constantly increasing net-worth as a result of your increased witnessing to and disciple-making of others, increased giving to the Church for engaging the Great Commission, pursuit of debt freedom, saving & investing, and regular service to believers and unbelievers. Truly, the best of life is ready for you to grasp by seeking the LORD and His best for your life. Everything else is eternal rubbish.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Deuteronomy 11:26-28, 1Samuel 15:22-23, Matthew 28:18-20, Acts 5:29-32

Please forward these bondage breaking articles to other people who can use helpful insight!

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MoneyWalk 348: Supernatural Vision Propels You

This program will help you undo financial bondage.

If you want to be truly successful on the earth and throughout eternity you must seek God each day and throughout the day. In intimacy He will share the great purpose for which He made you and show you how to truly be of service to those around you and those in far off lands. In the bible, He’s given you principles with boundaries for managing your life including your income. This brings real freedom – from sin, degradation, and a wasted life.

When you live within these boundaries by adhering to scriptural principles you bring greater blessing and reward into your life. Those that fail to live according to His design bring destruction and damnation upon themselves. Jesus’ intercession before the Father and the Holy Spirit’s guidance helps you overcome every obstacle placed before you by satan, other people, trials, and tribulations. Even though you are humanly weak and cannot see the victory with your natural eyes, the Spirit of God lives in you to strengthen and help you see, pursue, and in your heart attain His purposes and your destiny long before you physically reach that plateau.

Spiritual vision lets you know the outcome of your conduct is abundant life, finances, and resources to carry out the LORD’s will on earth. In addition to daily prayer, bible study, thanksgiving, praise, worship, prayer, and regular fellowship with other believers you should adhere to scriptural principles like freely communicating the gospel, teaching others to obey His commands, tithing, offering, expending less than your monthly income, and eliminating debt while expending far less than your income so you can save, invest, and diversify assets to build and maintain wealth. It takes vision, faith, and an intimate love of God to follow these biblical principles because the reason for and way you should do them as a Christian is far different than the world’s motive and way of doing things. Yet, God’s vision and power is in you, surrounds you, and draws others to you to help you greatly bless many others and yourself in so doing.

Please pray for this ministry and email any questions. May the LORD bless you richly as you follow His plan!

Habakkuk 2:4, Luke 17:6, Romans 4:17-22, 1Corinthians 2:14, Hebrews 11:1, 6

Please forward these bondage breaking articles to other people who can use helpful insight!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com

You can find many other MoneyWalk articles on Facebook by looking at the NOTES created by Randy Parlor at https://www.facebook.com/#!/profile.php?id=100000444069041&sk=notes.

You can connect with Randy Parlor on Twitter and Linkedin

You can also view and/or listen to MoneyWalk articles at https://www.youtube.com/channel/UCXnztOIesOKIrSd_H6c-8mQ