MoneyWalk 232: Tithe and Offering

This program will help you undo financial bondage.

Honor God with tithes and offerings. Don’t rob Him. Do all you can to open the door for His supernatural protection against the devourer who is lying in wait to attack you and wreak havoc on your life and finances. Do not trap yourself in a negative financial condition by failing to give the LORD the portion of your income that He commands. After all He allowed all of it to come to you through work and His blessing.

What could be worse financially than failing to honor Him in proportion to the blessing He allows in your life and failing to follow His instruction that would lead to greater blessing in the future. When you don't honor God first, in effect you put greater priority and importance on yourself and everyone else you spend on, give to, or pay portions of your income to. This opens the door for frustration and heartache to reign in your life instead of the peace and joy that God desires for you.

Some people don't have money to do things they want to do and can't seem to save money for future needs. Many times, the solution to their dilemma is found in faithfully honoring the Lord who provides for them and holds the key to their future. He promised to open the windows of Heaven for you and pour out a blessing you won't have room enough to receive when you faithfully tithe and give offerings.

A tithe is one tenth of your gross income. Offerings are any amount beyond the tithe that you choose to give. They should be given cheerfully as you purpose in your heart to your local church and other ministry endeavors for the care of the Church (believers), and the resources needed to evangelize, make disciples into mature believers, and reasonably care for those whom God has placed in authority in your local church to feed His flock. It has been shown time and time again that God generously provides for those who faithfully tithe and give offerings to support ministry works that bring other people to Christ.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Genesis 14:20, Malachi 3:8-10, Matthew 23:23, and Hebrews 7:8

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MoneyWalk 231: Be Patient And You’ll Reap The Harvests!

This program will help you undo financial bondage.

Don't be weary in well doing for in the proper seasons you shall reap many benefits because all things work together for good to those who love the LORD and are called and obedient to His purpose. An abundant harvest awaits everyone who diligently uses biblical principles.

Over time, your money management plan will rid you of negative financial habits and condition you to use positive principles and methods to increase your wealth. By committing to biblical principles now, your financial condition will get better and you will see results in due time.

The good seed you sow by planning and limiting your expenses to live within your income, giving to church ministry, and helping others as you are able will be multiplied back to you many times running over. You will begin to see the fruit of your financial planting continually springing up all around you.

No doubt, struggles and difficult situations will present obstacles for you to overcome because satan and the demonic forces don't want you to prosper as this allows you to properly minister to yourself, your family, and others by supporting evangelism and the spread of the gospel through disciple-making. However, as you walk by faith with patience and properly manage the income you currently receive, your heavenly Father is sure to rebuke the devourer of your finances and pour you out a blessing that you won't have room enough to receive.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Proverbs 20:21, Galatians 6:9-10, Hebrews 10:36, James 1:2-4

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MoneyWalk 230: Diversification

This program will help you undo financial bondage.

Do not put all of your eggs in one basket or else dropping the basket may cause most if not all of your eggs to be broken. However, if you place the eggs in several different baskets while transporting them, the odds are much greater that most of the eggs will survive and be useable in the future.

The same is true when it comes to investing, however many people do indeed put all their eggs in one basket. They have not considered the loss that will occur if the one company they have used were to become bankrupt or begin to swindle investors. Their whole life savings could be lost.

Even if you only invest in government guaranteed instruments like Certificates of Deposit and treasury bills, it’s a good practice to divide your money up and invest it with seven or eight different financial institutions. This protects you in case of late claim payments by an account guarantor and it enables you to have some money at your disposal if one of your investment companies were to take a precipitous slide.

You may not be able to start off with great diversification, but as your wealth grows over time to ten thousands and hundreds of thousands of dollars by using biblical money management principles, separate portions of into different investments vehicles with different financial institutions (banks, brokerage houses, real estate).

You will find blessing and rewards overtaking you when you adhere to the principle based upon there being safety in the guidance of godly counselors and every action being established by the guidance of at least two godly counselors and a three-fold cord being not easily broken and that you should invest a portion with seven or eight different endeavors because by it God will help you overcome the troubles that rear their head in your life.

Diversification is the key to not putting in jeopardy the money God entrusts to you and of hearing no one say, “They Made-Off with all your money.”

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Proverbs 11:14, Ecclesiastes 11:2, Luke 19:13, Acts 6:3

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MoneyWalk 229: True Promotion

This program will help you undo financial bondage.

God gives each person free will and sometimes your earthly authorities will withhold promotions that could well be yours. While you may be right to believe that your excellent work effort and quality ought to be appreciated in the form of an acceptable promotion into greater responsibility, ministry, and/or pay, you might actually be wrong in your assumption of who will and should appreciate it and what promotions or pay increases will come from it and when they should come.

You must remember that God has a master plan for your life and He is more pleased and you have more peace and joy when you follow it. Recognize that the greatest thing to be obtained by working hard as unto the LORD and being a good steward over the resources He’s given you is that you build treasures in Heaven that you have access to when you need them or when God desires to give them to you.

Sometimes, people are promoted by God but fail to see that they are promoted because they have not received a worldly symbol of success from the authority they serve under, such as another title or pay increase. Yet, a deeper look shows that God has given you everything you need to be a better steward of the income and resources that come into your hands in order to allow them and your influence to grow immensely.

Every person committed to working hard as unto the LORD that uses biblical money management principles throughout their lives will be promoted to greater responsibility in His kingdom and will build wealth in a manner that pleases Him and will increase their influence through serving and giving.

Do not let people's failures to promote you strip you of peace and joy. Just realize that God moves the heart of the leader like rivers of water, He promotes and takes down, and in His due time for your blessing or reward it is delivered to you. Keep on working as unto the Lord in all you do for he is the one you ultimately want to please.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Psalms 75:6-10, Proverbs 3:35, Daniel 4:30-35, Colossians 3:23-24, 1Peter 5:6-7

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MoneyWalk 228: Consolidating Debt

This program will help you undo financial bondage.

Consolidating debt is combining the debts you owe from more than one loan and using a single loan to pay off some or all of it. This should be done only when the finance charge on the consolidating loan will be lower than the annual finance charge that you are paying on the loans that you would consolidate and there are no other fees that make the overall charges higher. For example, you would take three loans at 10%, 12%, and 15% finance charges and consolidating the amounts owed into one loan at a 6% finance charge.

This strategy allows you to more quickly eliminate debt by reducing the interest you pay to the lowest possible level and helps simplify your budget by replace many different payments with one payment. For this to work at its best to get you out of debt and into financial freedom you must resolve that you will not take out other consumer loans.

Before using this approach it is best to close all retail store charge accounts and cut up the cards, so you won't be tempted to use them again. Most of these accounts charge you interest at nearly twenty-five cents on the dollar. If possible, consolidate your higher interest debt into a fixed-rate low interest credit card or consolidation loan. The latter are normally closed-ended, which means the amount paid off each month is not re-usable. This is good for people prone to undisciplined spending to stop them from utilizing more debt.

Almost never consolidate a debt for which you are currently being charged interest at a lower rate than the credit card or consolidation loan’s interest rate. Read the credit card agreement to make sure it will not at some point raise your interest rate to a level that is higher than what you currently pay.

If you have home equity, you could consider consolidating your debts using a second mortgage or home equity loan. Normally, you could obtain a lower interest rate than that provided by other types of loans and you might be able to reduce the amount of income taxes you owe each year by itemizing the home equity loan interest on your federal tax return. However, you should be aware that failure to pay on this type of loan could result in the foreclosure of your home. So, faithful discipline and diligence sticking to a budget and employing you income to get out of debt as soon as possible is necessary to avoid problems down the road.

If you can pay off your debts in a short time (1 to 2 years) without taking other loans, then it is usually best to avoid doing so and simply use great budgeting focus to pay your debts off.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Deuteronomy 28:12, 15, 44, Proverbs 22:7, Luke 16:8-9, Romans 13:8

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MoneyWalk 227: Choose Blessing Not Cursing

This program will help you undo financial bondage.

The bible identifies the blessed life given to us by God when we accept Jesus Christ as Savior and LORD and faithfully honor Him by obeying His commands and living by His principles.

Numerous Old Testament passages promised the nation of Israel blessings in return for loving God and living holy and the New Testament contains the same pattern for the Church (those who truly are members of the body of Christ by virtue of faith in Him).

Blessings such as being the head and not the tail, being lenders and not borrowers, having barns filled with increase and vats overflowing, and having more resources poured out from Heaven than you can contain are still available for any person of any race, culture, or nationality that will honor God by accepting Jesus Christ and doing His will.

Thank God we do not have to rely on human power or ability to obey God’s Word rather we have the Holy Spirit living in and empowering us to perform good works. Our works do not save us; our faith in Jesus imputes His righteousness to us covering all our sin and making us acceptable to God so that He does not have to judge us unworthy of Heaven and eternal life once our days upon this earth are over.

All along, God planned to reward mankind for reverencing Him and living in a way that pleases Him. If you want to have a blessed, peaceful, and joyous life with treasures awaiting you in Heaven and more than your needs taken care of on earth, honor God by accepting Jesus Christ as your Savior and Lord and by using biblical principles to manage your life and money.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Proverbs 3:5-10, Malachi 3:8-12, Matthew 6:33, Luke 6:38-39

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MoneyWalk 226: Using Wisdom

This program will help you undo financial bondage.

In order to reverse your negative financial condition you must use wisdom to manage money. True wisdom only comes from God and has been relayed to us via the bible. It contains the only principles that can truly prosper you.

When you commit your ways to God and desire to know His will, He illuminates bible verses showing principles that will positively change your life when you utilize them. He helps you understand the blessings and rewards that result from rightly applying them and the ultimate consequences of not doing so.

Knowledge is receiving information, understanding is grasping the meaning of the information, and wisdom is walking the pathway that is in accordance with God’s will. When these elements are working properly knowledge fuels understanding and it gives you the ability to walk in wisdom. It is always necessary to listen to the Holy Spirit because in some situations He may give direct revelation to make decisions when knowledge or understanding is lacking. That which you receive as revelation should never conflict with scriptural principles.

Search the bible for godly instructions and principles, consult with holy servants of God who can help you understand His will, spend time in prayer, and take appropriate action by faith. Then, you will know when and what God is speaking, you’ll be able to walk in wisdom to alleviate current life and financial problems, and you’ll overcome obstacles to godly success.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Psalms 111:10, Proverbs 15:33, 16:9, Luke 16:10-13, Ephesians 5:15-17, 6:13-18

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MoneyWalk 225: Financial Hope

This program will help you undo financial bondage.

The only real hope a person can have must be in Jesus Christ. He is the only way by which we can be saved and gain entry to Father God. Relationship with Him saves you from eternal wrath and damnation and helps you mature and be sanctified for greater use by Him while you’re on earth as a means for being a blessing to other people, leading them to Him, and helping usher them into the same eternal life and heavenly home that He provides you.

You appropriate that hope when you declare Him your Savior and LORD accepting the gift of death by crucifixion by which His blood was shed that you might choose life and not eternal death. The hope is made real by His resurrection from the dead as the firstborn of many brethren (everyone who believes in Him). At the point you first believe, you know you’ll see your redeemer face to face at the Judgment Seat of Christ and spend eternity with Him, whereas all those that refuse to believe in Him will see Him face to face at the Great White Throne Judgment and receive according to His love what their actions showed they desired – eternal damnation with torment.

Your believing spirit desires to help your friends and family be born again in Christ and discipled, so they can also receive an eternal inheritance. When they freely accept Jesus, they live in this hope and there is no chasm that separates them like heaven’s citizens are separated from hell’s inhabitants.

Naturally speaking, everyone hopes to avoid catastrophes and to have all their financial needs and some of their desires met. Your natural hope can be experienced but with some trials, tribulations, and suffering along the way. However, these obstacles strengthen your faith, which comes from hope in Christ, in order to make you patient by trusting in God for what you can’t positively change or influence and by waiting on Him (consistently taking the actions you know to be good according to His Word) to bring forth the perfect work He desires in you.

You will shortly see what you hope for when you put biblical principles such as tithing, planning, budgeting, debt-free living, and saving into action. Your disposable income and net worth will increase much sooner than you ever thought possible and this will allow you to greatly support Kingdom ministry and take care of all your family obligations.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Psalm 71:5-6, Proverbs 14:32, Colossians 1:3-6, Hebrews 11:1-2, 1John 3:2-3

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MoneyWalk 224: Proper Balancing

This program will help you undo financial bondage.

People who are in good financial shape know at all times how much money they can spend without running over their spendable assets and they refuse to purchase items that cost near that amount in order to stay in sound financial shape. They learn not to care what other people think, not to try to impress other people, and that they cannot produce long-term happiness via purchasing material things their income and assets cannot handle at the current time. They understand that long-term and eternal peace and joy come only in a personal relationship with Jesus Christ and this allows them to enjoy their lives no matter what material things and experiences they may or may not have.

In order to have a healthy financial life, you must be diligent in balancing your accounts (including checkbooks). Many people aren't in good financial shape because they are not diligent at immediately recording checks written and withdrawals from their checkbook balances. Also, they do not balance their checkbook monthly. These negative habits lead to overspending and unnecessary charges for bounced checks.

You cannot truly know what you have to spend unless you know what is in your accounts and thus you will most likely overspend available money because you’ll only remember the few deposits that were put in your accounts and not the many withdrawals taken. Most checks are cashed days after they're written which means a check written at an earlier date may eat into your perceived balance leaving less actual money that you can spend. In addition, people are putting more charges on credit cards that ultimately must be paid by what is in their checking account or else they will go unpaid.

You will not recognize this dilemma and thus will get yourself into financial bondage if you are not faithful in recording deposits (including checks written) and withdrawals and make sure you don’t put on credit cards anywhere near the liquid assets you have available to be able to pay the charge in full when it is due. If you don’t balance your checkbook monthly and record entries immediately and keep watch over your accounts and spending, you won’t catch inevitable banking mistakes before they cost you added fees, money that could be used to build wealth and spread the gospel, and excruciating financial headaches.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Proverbs 21:20, Proverbs 27:23-24, Habakkuk 2:2-4, Luke 14:28-32, Luke 16:10-12

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MoneyWalk 223: Managing By Love

This program will help you undo financial bondage.

The essential part of being a disciple of Jesus Christ is love for God, brothers and sisters in Christ, and your fellow man. To come into this love, you must believe with all of your heart and mind that God so loved the world that He gave His only begotten Son that you should not perish but have everlasting life.

The fact of Jesus’ life, death, and resurrection to life everlasting in order to take away your sins, when you believe in Him, is your reminder that God loves you immensely and desires that you be close to Him even though you deserve eternal damnation based on your fleshly sin nature and the specific sins you've committed throughout your life.

He activated the events necessary for you to secure eternal life and greatly succeed in your calling on earth without having to utilize the principles, motives, and processes of the dark side. Faith in Christ enables you to forsake sinful, worldly ways of living through a continual maturity process that is guided by the Holy Spirit. If you don’t manage your life, including your finances, in the ways that God instructed in the bible, you risk the possibility that you may fall away from God by following the designs of man or satan thereby losing the inheritance you previously gained.

Love for Christ should move you to pray daily, read scripture daily to hide them in your heart, and fellowship with other believers regularly so you can move on to deeper fellowship with Him in order to fulfill your purpose and ministry calling, which includes evangelizing the lost that don’t know Him and helping others mature in the faith.

Please pray for this ministry and email any questions. May God bless you richly as you follow His plan!!!

Deuteronomy 7:13, Proverbs 8:20-21, John 14:21, and Romans 13:7-8

Please forward these bondage breaking articles to other people who can use helpful insight!!!

You can find books authored by Randy Parlor and Karen Parlor at www.Amazon.com